GFinance: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
GFinance
Largest movements
- Cash -€3,128
down €3,128 (-69.2%), from €4,519 to €1,391
mainly Net result for the year (-€3,890)
- Tangible fixed assets -€545
down €545 (-45.4%), from €1,201 to €656
- Profit (loss) carried forward -€3,890
down €3,890 (-44.4%), from -€8,768 to -€12,657
- Accrued charges and deferred income +€200
new in 2025: €200
- Other operating charges +€132
up €132 (+34.2%), from €387 to €520
- Gross operating margin -€115
down €115 (-4.4%), from -€2,640 to -€2,755
- Depreciation +€112
up €112 (+25.8%), from €433 to €545
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,720 | €2,047 | -€3,673 | -64.2% |
| Fixed assets | 21/28 | €1,201 | €656 | -€545 | -45.4% |
| Tangible fixed assets | 22/27 | €1,201 | €656 | -€545 | -45.4% |
| Furniture and vehicles | 24 | €1,201 | €656 | -€545 | -45.4% |
| Current assets | 29/58 | €4,519 | €1,391 | -€3,128 | -69.2% |
| Cash at bank and in hand | 54/58 | €4,519 | €1,391 | -€3,128 | -69.2% |
| Total equity and liabilities | 10/49 | €5,720 | €2,047 | -€3,673 | -64.2% |
| Equity | 10/15 | €3,632 | -€257 | -€3,890 | |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€8,768 | -€12,657 | -€3,890 | -44.4% |
| Amounts payable | 17/49 | €2,088 | €2,304 | +€217 | +10.4% |
| Amounts payable within one year | 42/48 | €2,088 | €2,104 | +€17 | +0.8% |
| Trade debts | 44 | €387 | €404 | +€17 | +4.3% |
| Suppliers | 440/4 | €387 | €404 | +€17 | +4.3% |
| Other amounts payable | 47/48 | €1,700 | €1,700 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | - | €200 | +€200 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €433 | €545 | +€112 | +25.8% |
| Other operating charges | 640/8 | €387 | €520 | +€132 | +34.2% |
| Gross operating margin | 9900 | -€2,640 | -€2,755 | -€115 | -4.4% |
| Operating profit (loss) | 9901 | -€3,460 | -€3,819 | -€359 | -10.4% |
| Financial charges | 65/66B | €70 | €70 | +€1 | +0.8% |
| Recurring financial charges | 65 | €70 | €70 | +€1 | +0.8% |
| Profit (loss) for the period before taxes | 9903 | -€3,530 | -€3,890 | -€360 | -10.2% |
| Profit (loss) for the period | 9904 | -€3,530 | -€3,890 | -€360 | -10.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,530 | -€3,890 | -€360 | -10.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.