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GERLU: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

GERLU

BE 0467.095.580
NACE 10.712, Artisanal bread and fresh pastry making
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€166,828
2024 · €252,321-€85,493
Equity
€478,167
2024 · €511,339-€33,172
Cash
€275,891
2024 · €444,722-€168,830
Balance sheet total
€1.1m
2024 · €1.2m-€128,762

Largest movements

2024 to 2025
Assets
  • Cash -€168,830

    down €168,830 (-38.0%), from €444,722 to €275,891

    mainly Contributions, distributions and other (-€200,000) and Other debts (-€144,692)

  • Receivables within one year +€139,946

    up €139,946 (+357.6%), from €39,135 to €179,080

    of which Other amounts receivable: +€100,038

  • Tangible fixed assets -€95,573

    down €95,573 (-17.7%), from €541,157 to €445,585

Equity and liabilities
  • Other debts -€144,692

    down €144,692 (-31.7%), from €456,594 to €311,902

  • Advances received +€59,000

    new in 2025: €59,000

  • Trade debts -€50,954

    down €50,954 (-41.1%), from €124,024 to €73,069

  • Tax, wage and social debts +€45,176

    up €45,176 (+30.4%), from €148,715 to €193,891

    of which Remuneration and social security: +€25,232

  • Reserves -€33,172

    down €33,172 (-6.7%), from €492,747 to €459,575

    of which Distributable reserves: -€33,172

Income statement
  • Gross operating margin -€104,297

    down €104,297 (-7.3%), from €1.4m to €1.3m

  • Taxes -€26,096

    down €26,096 (-29.4%), from €88,612 to €62,516

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €252,321
Gross operating margin -€104,297
Staff costs +€635
Depreciation -€574
Other operating charges -€2,858
Financial income -€7,619
Financial charges +€3,125
Taxes +€26,096
Result 2025 €166,828

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€50,344
Investment -€15,054
Financing -€204,120
Cash 2024 €444,722
Net result for the year +€166,828
Depreciation +€110,627
Stocks and contracts -€2,692
Receivables within one year -€139,946
Deferred charges and accrued income +€6,997
Trade debts -€50,954
Tax, wage and social debts +€45,176
Advances received +€59,000
Other debts -€144,692
Investment in fixed assets (net) -€15,054
Current portion of long-term debt -€4,120
Contributions, distributions and other -€200,000
Cash 2025 €275,891
Every line side by side 51 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,244,792 €1,116,030 -€128,762 -10.3%
Fixed assets 21/28 €543,064 €447,492 -€95,573 -17.6%
Tangible fixed assets 22/27 €541,157 €445,585 -€95,573 -17.7%
Land and buildings 22 €321,874 €289,859 -€32,014 -9.9%
Plant, machinery and equipment 23 €130,761 €99,131 -€31,630 -24.2%
Furniture and vehicles 24 €64,265 €44,465 -€19,800 -30.8%
Other tangible fixed assets 26 €24,257 €12,129 -€12,129 -50.0%
Financial fixed assets 28 €1,907 €1,907 = 0.0%
Current assets 29/58 €701,728 €668,539 -€33,189 -4.7%
Stocks and contracts in progress 3 €10,456 €13,149 +€2,692 +25.7%
Stocks 30/36 €10,456 €13,149 +€2,692 +25.7%
Amounts receivable within one year 40/41 €39,135 €179,080 +€139,946 +357.6%
Trade receivables 40 €15,439 €55,346 +€39,907 +258.5%
Other amounts receivable 41 €23,696 €123,734 +€100,038 +422.2%
Current investments 50/53 €200,000 €200,000 = 0.0%
Cash at bank and in hand 54/58 €444,722 €275,891 -€168,830 -38.0%
Deferred charges and accrued income 490/1 €7,415 €418 -€6,997 -94.4%
Total equity and liabilities 10/49 €1,244,792 €1,116,030 -€128,762 -10.3%
Equity 10/15 €511,339 €478,167 -€33,172 -6.5%
Contributions 10/11 €18,592 €18,592 = 0.0%
Reserves 13 €492,747 €459,575 -€33,172 -6.7%
Tax-exempt reserves 132 €18,750 €18,750 = 0.0%
Distributable reserves 133 €473,997 €440,825 -€33,172 -7.0%
Profit (loss) carried forward 14 €0 - =
Amounts payable 17/49 €733,453 €637,863 -€95,590 -13.0%
Amounts payable after more than one year 17 €0 - =
Financial debts 170/4 €0 - =
Amounts payable within one year 42/48 €733,453 €637,863 -€95,590 -13.0%
Current portion of amounts payable after more than one year 42 €4,120 - -€4,120
Trade debts 44 €124,024 €73,069 -€50,954 -41.1%
Suppliers 440/4 €124,024 €73,069 -€50,954 -41.1%
Advances received on contracts in progress 46 - €59,000 +€59,000
Taxes, remuneration and social security 45 €148,715 €193,891 +€45,176 +30.4%
Taxes 450/3 €768 €20,713 +€19,944 +2596.1%
Remuneration and social security 454/9 €147,947 €173,179 +€25,232 +17.1%
Other amounts payable 47/48 €456,594 €311,902 -€144,692 -31.7%
Non-recurring operating income 76A - €17,973 +€17,973
Remuneration, social security and pensions 62 €956,756 €956,122 -€635 -0.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €110,053 €110,627 +€574 +0.5%
Other operating charges 640/8 €9,957 €12,815 +€2,858 +28.7%
Non-recurring operating charges 66A €0 - =
Gross operating margin 9900 €1,420,983 €1,316,685 -€104,297 -7.3%
Operating profit (loss) 9901 €344,216 €237,121 -€107,095 -31.1%
Financial income 75/76B €14,807 €7,189 -€7,619 -51.5%
Recurring financial income 75 €14,807 €7,189 -€7,619 -51.5%
Financial charges 65/66B €18,091 €14,966 -€3,125 -17.3%
Recurring financial charges 65 €18,091 €14,966 -€3,125 -17.3%
Profit (loss) for the period before taxes 9903 €340,933 €229,344 -€111,588 -32.7%
Income taxes 67/77 €88,612 €62,516 -€26,096 -29.4%
Profit (loss) for the period 9904 €252,321 €166,828 -€85,493 -33.9%
Profit (loss) for the period to be appropriated 9905 €252,321 €166,828 -€85,493 -33.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.