GENERAL HOUSING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
GENERAL HOUSING
Largest movements
- Receivables within one year +€102,442
up €102,442 (+16.9%), from €606,482 to €708,924
of which Other amounts receivable: +€96,200
- Tangible fixed assets -€9,620
down €9,620 (-35.7%), from €26,932 to €17,312
of which Furniture and vehicles: -€9,317
- Profit (loss) carried forward +€65,684
up €65,684 (+13.6%), from €482,233 to €547,917
- Trade debts +€26,696
up €26,696 (+38.3%), from €69,639 to €96,334
- Debts after one year -€12,992
down €12,992 (-83.0%), from €15,657 to €2,665
- Staff costs +€22,450
new in 2025: €22,450
- Taxes -€7,074
down €7,074 (-29.1%), from €24,333 to €17,259
- Gross operating margin +€6,903
up €6,903 (+6.0%), from €115,943 to €122,846
- Other operating charges -€1,913
no longer reported in 2025 (was €1,913)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €648,859 | €739,272 | +€90,413 | +13.9% |
| Fixed assets | 21/28 | €27,322 | €17,702 | -€9,620 | -35.2% |
| Tangible fixed assets | 22/27 | €26,932 | €17,312 | -€9,620 | -35.7% |
| Plant, machinery and equipment | 23 | €11,812 | €11,509 | -€303 | -2.6% |
| Furniture and vehicles | 24 | €15,120 | €5,803 | -€9,317 | -61.6% |
| Financial fixed assets | 28 | €390 | €390 | = | 0.0% |
| Current assets | 29/58 | €621,538 | €721,571 | +€100,033 | +16.1% |
| Amounts receivable within one year | 40/41 | €606,482 | €708,924 | +€102,442 | +16.9% |
| Trade receivables | 40 | €13,680 | €19,922 | +€6,242 | +45.6% |
| Other amounts receivable | 41 | €592,802 | €689,002 | +€96,200 | +16.2% |
| Cash at bank and in hand | 54/58 | €13,298 | €10,057 | -€3,241 | -24.4% |
| Deferred charges and accrued income | 490/1 | €1,758 | €2,590 | +€832 | +47.3% |
| Total equity and liabilities | 10/49 | €648,859 | €739,272 | +€90,413 | +13.9% |
| Equity | 10/15 | €502,693 | €568,377 | +€65,684 | +13.1% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €482,233 | €547,917 | +€65,684 | +13.6% |
| Amounts payable | 17/49 | €146,166 | €170,895 | +€24,729 | +16.9% |
| Amounts payable after more than one year | 17 | €15,657 | €2,665 | -€12,992 | -83.0% |
| Financial debts | 170/4 | €15,657 | €2,665 | -€12,992 | -83.0% |
| Amounts payable within one year | 42/48 | €130,509 | €168,230 | +€37,721 | +28.9% |
| Current portion of amounts payable after more than one year | 42 | €29,710 | €36,634 | +€6,923 | +23.3% |
| Financial debts | 43 | €5,917 | €6,498 | +€581 | +9.8% |
| Credit institutions | 430/8 | €5,917 | €6,498 | +€581 | +9.8% |
| Trade debts | 44 | €69,639 | €96,334 | +€26,696 | +38.3% |
| Suppliers | 440/4 | €69,639 | €96,334 | +€26,696 | +38.3% |
| Advances received on contracts in progress | 46 | - | €2,632 | +€2,632 | |
| Taxes, remuneration and social security | 45 | €11,241 | €12,130 | +€889 | +7.9% |
| Taxes | 450/3 | €11,241 | €7,162 | -€4,079 | -36.3% |
| Remuneration and social security | 454/9 | - | €4,968 | +€4,968 | |
| Other amounts payable | 47/48 | €14,002 | €14,002 | = | 0.0% |
| Remuneration, social security and pensions | 62 | - | €22,450 | +€22,450 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,357 | €13,372 | +€15 | +0.1% |
| Other operating charges | 640/8 | €1,913 | - | -€1,913 | |
| Gross operating margin | 9900 | €115,943 | €122,846 | +€6,903 | +6.0% |
| Operating profit (loss) | 9901 | €100,673 | €87,024 | -€13,649 | -13.6% |
| Financial income | 75/76B | €32 | - | -€32 | |
| Recurring financial income | 75 | €32 | - | -€32 | |
| Financial charges | 65/66B | €3,172 | €4,081 | +€909 | +28.7% |
| Recurring financial charges | 65 | €3,172 | €4,081 | +€909 | +28.7% |
| Profit (loss) for the period before taxes | 9903 | €97,534 | €82,943 | -€14,591 | -15.0% |
| Income taxes | 67/77 | €24,333 | €17,259 | -€7,074 | -29.1% |
| Profit (loss) for the period | 9904 | €73,201 | €65,684 | -€7,516 | -10.3% |
| Profit (loss) for the period to be appropriated | 9905 | €73,201 | €65,684 | -€7,516 | -10.3% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.