GENERAL CLEARING HOUSE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
GENERAL CLEARING HOUSE
Largest movements
- Receivables within one year +€25,620
up €25,620 (+46.9%), from €54,629 to €80,249
of which Other amounts receivable: +€21,602
- Cash +€3,020
up €3,020 (+85.8%), from €3,518 to €6,538
mainly Trade debts (+€19,643) and Net result for the year (+€11,293)
- Tangible fixed assets -€983
down €983 (-87.9%), from €1,118 to €135
- Trade debts +€19,643
up €19,643 (+4,927%), from €399 to €20,042
- Profit (loss) carried forward +€11,293
up €11,293 (+29.2%), from €38,677 to €49,970
- Tax, wage and social debts -€3,307
down €3,307 (-21.8%), from €15,191 to €11,884
of which Remuneration and social security: -€6,679
- Gross operating margin +€103,901
up €103,901 (+164%), from €63,271 to €167,172
- Staff costs +€97,338
up €97,338 (+194%), from €50,168 to €147,506
- Taxes +€5,675
up €5,675 (+275%), from €2,066 to €7,741
- Other operating charges -€4,702
down €4,702 (-70.2%), from €6,698 to €1,996
- Financial income +€2,622
new in 2025: €2,622
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €59,266 | €86,922 | +€27,656 | +46.7% |
| Fixed assets | 21/28 | €1,118 | €135 | -€983 | -87.9% |
| Tangible fixed assets | 22/27 | €1,118 | €135 | -€983 | -87.9% |
| Furniture and vehicles | 24 | €1,118 | €135 | -€983 | -87.9% |
| Current assets | 29/58 | €58,148 | €86,787 | +€28,639 | +49.3% |
| Amounts receivable within one year | 40/41 | €54,629 | €80,249 | +€25,620 | +46.9% |
| Trade receivables | 40 | €14,687 | €18,705 | +€4,018 | +27.4% |
| Other amounts receivable | 41 | €39,942 | €61,544 | +€21,602 | +54.1% |
| Cash at bank and in hand | 54/58 | €3,518 | €6,538 | +€3,020 | +85.8% |
| Total equity and liabilities | 10/49 | €59,266 | €86,922 | +€27,656 | +46.7% |
| Equity | 10/15 | €43,677 | €54,970 | +€11,293 | +25.9% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Capital | 10 | €5,000 | €5,000 | = | 0.0% |
| Issued capital | 100 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €38,677 | €49,970 | +€11,293 | +29.2% |
| Amounts payable | 17/49 | €15,589 | €31,952 | +€16,363 | +105% |
| Amounts payable within one year | 42/48 | €15,589 | €31,952 | +€16,363 | +105% |
| Financial debts | 43 | - | €26 | +€26 | |
| Credit institutions | 430/8 | - | €26 | +€26 | |
| Trade debts | 44 | €399 | €20,042 | +€19,643 | +4,927% |
| Suppliers | 440/4 | €399 | €20,042 | +€19,643 | +4,927% |
| Taxes, remuneration and social security | 45 | €15,191 | €11,884 | -€3,307 | -21.8% |
| Taxes | 450/3 | €5,025 | €8,398 | +€3,373 | +67.1% |
| Remuneration and social security | 454/9 | €10,165 | €3,486 | -€6,679 | -65.7% |
| Remuneration, social security and pensions | 62 | €50,168 | €147,506 | +€97,338 | +194% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €983 | €983 | -€0 | 0.0% |
| Other operating charges | 640/8 | €6,698 | €1,996 | -€4,702 | -70.2% |
| Gross operating margin | 9900 | €63,271 | €167,172 | +€103,901 | +164% |
| Operating profit (loss) | 9901 | €5,422 | €16,687 | +€11,265 | +208% |
| Financial income | 75/76B | - | €2,622 | +€2,622 | |
| Recurring financial income | 75 | - | €2,622 | +€2,622 | |
| Financial charges | 65/66B | €311 | €275 | -€36 | -11.6% |
| Recurring financial charges | 65 | €311 | €275 | -€36 | -11.6% |
| Profit (loss) for the period before taxes | 9903 | €5,111 | €19,034 | +€13,923 | +272% |
| Income taxes | 67/77 | €2,066 | €7,741 | +€5,675 | +275% |
| Profit (loss) for the period | 9904 | €3,045 | €11,293 | +€8,248 | +271% |
| Profit (loss) for the period to be appropriated | 9905 | €3,045 | €11,293 | +€8,248 | +271% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.