GEN FINANCIAL SERVICES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
GEN FINANCIAL SERVICES
Largest movements
- Receivables within one year -€2,610
down €2,610 (-36.7%), from €7,110 to €4,500
of which Trade receivables: -€1,440
- Profit (loss) carried forward +€16,118
up €16,118 (+15.7%), from -€102,557 to -€86,439
- Other debts -€11,141
down €11,141 (-59.5%), from €18,717 to €7,577
- Debts after one year -€7,510
down €7,510 (-11.0%), from €68,545 to €61,035
- Gross operating margin +€10,577
up €10,577 (+188%), from €5,612 to €16,189
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €7,132 | €4,567 | -€2,565 | -36.0% |
| Current assets | 29/58 | €7,132 | €4,567 | -€2,565 | -36.0% |
| Amounts receivable within one year | 40/41 | €7,110 | €4,500 | -€2,610 | -36.7% |
| Trade receivables | 40 | €1,440 | - | -€1,440 | |
| Other amounts receivable | 41 | €5,670 | €4,500 | -€1,170 | -20.6% |
| Cash at bank and in hand | 54/58 | €22 | €67 | +€45 | +207% |
| Total equity and liabilities | 10/49 | €7,132 | €4,567 | -€2,565 | -36.0% |
| Equity | 10/15 | -€81,107 | -€64,989 | +€16,118 | +19.9% |
| Contributions | 10/11 | €19,500 | €19,500 | = | 0.0% |
| Reserves | 13 | €1,950 | €1,950 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,950 | €1,950 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,950 | €1,950 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€102,557 | -€86,439 | +€16,118 | +15.7% |
| Amounts payable | 17/49 | €88,239 | €69,556 | -€18,682 | -21.2% |
| Amounts payable after more than one year | 17 | €68,545 | €61,035 | -€7,510 | -11.0% |
| Financial debts | 170/4 | €68,545 | €61,035 | -€7,510 | -11.0% |
| Amounts payable within one year | 42/48 | €19,694 | €8,521 | -€11,172 | -56.7% |
| Trade debts | 44 | €977 | €945 | -€32 | -3.2% |
| Suppliers | 440/4 | €977 | €945 | -€32 | -3.2% |
| Other amounts payable | 47/48 | €18,717 | €7,577 | -€11,141 | -59.5% |
| Gross operating margin | 9900 | €5,612 | €16,189 | +€10,577 | +188% |
| Operating profit (loss) | 9901 | €5,612 | €16,189 | +€10,577 | +188% |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €67 | €72 | +€5 | +7.4% |
| Recurring financial charges | 65 | €67 | €72 | +€5 | +7.4% |
| Profit (loss) for the period before taxes | 9903 | €5,545 | €16,118 | +€10,573 | +191% |
| Profit (loss) for the period | 9904 | €5,545 | €16,118 | +€10,573 | +191% |
| Profit (loss) for the period to be appropriated | 9905 | €5,545 | €16,118 | +€10,573 | +191% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.