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GEFIME: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

GEFIME

BE 0444.594.550
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€835,206
2024 · €1.5m-€641,064
Equity
€3.1m
2024 · €2.2m+€835,206
Cash
€52,623
2024 · €6,657+€45,966
Balance sheet total
€5.8m
2024 · €2.4m+€3.4m

Largest movements

2024 to 2025
Assets
  • Financial fixed assets +€2.2m

    up €2.2m (+1647.7%), from €134,229 to €2.3m

  • Current investments +€1.1m

    up €1.1m (+65.5%), from €1.7m to €2.7m

Equity and liabilities
  • Other debts +€2.6m

    up €2.6m (+3215.6%), from €80,953 to €2.7m

  • Profit (loss) carried forward +€805,753

    up €805,753 (+104.5%), from €771,079 to €1.6m

Income statement
  • Financial income -€670,006

    down €670,006 (-42.6%), from €1.6m to €902,462

    of which Non-recurring financial income: -€1.4m

  • Other operating charges -€38,049

    down €38,049 (-95.5%), from €39,823 to €1,774

  • Gross operating margin -€28,629

    down €28,629, from €5,163 to -€23,466

  • Staff costs -€19,097

    no longer reported in 2025 (was €19,097)

  • Depreciation +€14,041

    up €14,041 (+102.8%), from €13,662 to €27,704

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1.5m
Gross operating margin -€28,629
Staff costs +€19,097
Depreciation -€14,041
Other operating charges +€38,049
Financial income -€670,006
Financial charges +€9,103
Taxes +€5,364
Result 2025 €835,206

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€3.4m
Investment -€3.3m
Financing -€9,426
Cash 2024 €6,657
Net result for the year +€835,206
Depreciation +€27,704
Receivables within one year -€51,499
Smaller working-capital items -€2,967
Trade debts -€18,614
Other debts +€2.6m
Investment in fixed assets (net) -€2.3m
Current investments -€1.1m
Debts after one year -€9,426
Cash 2025 €52,623
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,367,246 €5,776,549 +€3.4m +144.0%
Fixed assets 21/28 €332,093 €2,561,947 +€2.2m +671.5%
Tangible fixed assets 22/27 €197,864 €216,035 +€18,171 +9.2%
Land and buildings 22 €84,524 €123,301 +€38,777 +45.9%
Furniture and vehicles 24 €113,340 €92,734 -€20,606 -18.2%
Financial fixed assets 28 €134,229 €2,345,912 +€2.2m +1647.7%
Current assets 29/58 €2,035,153 €3,214,602 +€1.2m +58.0%
Amounts receivable within one year 40/41 €378,353 €429,853 +€51,499 +13.6%
Trade receivables 40 €64,843 €71,634 +€6,791 +10.5%
Other amounts receivable 41 €313,511 €358,219 +€44,708 +14.3%
Current investments 50/53 €1,650,000 €2,730,000 +€1.1m +65.5%
Cash at bank and in hand 54/58 €6,657 €52,623 +€45,966 +690.4%
Deferred charges and accrued income 490/1 €142 €2,127 +€1,985 +1395.8%
Total equity and liabilities 10/49 €2,367,246 €5,776,549 +€3.4m +144.0%
Equity 10/15 €2,215,492 €3,050,698 +€835,206 +37.7%
Contributions 10/11 €1,339,878 €1,339,878 = 0.0%
Capital 10 €1,339,878 €1,339,878 = 0.0%
Issued capital 100 €1,339,878 €1,339,878 = 0.0%
Reserves 13 €104,535 €133,988 +€29,453 +28.2%
Non-distributable reserves 130/1 €104,535 €133,988 +€29,453 +28.2%
Legal reserve 130 €104,535 €133,988 +€29,453 +28.2%
Profit (loss) carried forward 14 €771,079 €1,576,832 +€805,753 +104.5%
Amounts payable 17/49 €151,754 €2,725,852 +€2.6m +1696.2%
Amounts payable after more than one year 17 €48,458 €39,032 -€9,426 -19.5%
Financial debts 170/4 €48,458 €39,032 -€9,426 -19.5%
Amounts payable within one year 42/48 €103,296 €2,686,820 +€2.6m +2501.1%
Trade debts 44 €20,644 €2,031 -€18,614 -90.2%
Suppliers 440/4 €20,644 €2,031 -€18,614 -90.2%
Taxes, remuneration and social security 45 €1,699 €717 -€982 -57.8%
Taxes 450/3 €1,699 €717 -€982 -57.8%
Other amounts payable 47/48 €80,953 €2,684,072 +€2.6m +3215.6%
Non-recurring operating income 76A €16,438 - -€16,438
Remuneration, social security and pensions 62 €19,097 - -€19,097
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €13,662 €27,704 +€14,041 +102.8%
Other operating charges 640/8 €39,823 €1,774 -€38,049 -95.5%
Gross operating margin 9900 €5,163 -€23,466 -€28,629
Operating profit (loss) 9901 -€67,420 -€52,944 +€14,476 +21.5%
Financial income 75/76B €1,572,468 €902,462 -€670,006 -42.6%
Recurring financial income 75 €127,324 €902,462 +€775,139 +608.8%
Non-recurring financial income 76B €1,445,145 - -€1.4m
Financial charges 65/66B €21,521 €12,419 -€9,103 -42.3%
Recurring financial charges 65 €13,182 €12,419 -€763 -5.8%
Non-recurring financial charges 66B €8,339 - -€8,339
Profit (loss) for the period before taxes 9903 €1,483,527 €837,100 -€646,427 -43.6%
Income taxes 67/77 €7,258 €1,894 -€5,364 -73.9%
Profit (loss) for the period 9904 €1,476,270 €835,206 -€641,064 -43.4%
Profit (loss) for the period to be appropriated 9905 €1,476,270 €835,206 -€641,064 -43.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.