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GARWIN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

GARWIN

BE 0464.945.447
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€4,716
2024 · -€7,799+€3,083
Equity
-€266,055
2024 · -€261,339-€4,716
Cash
€296
2024 · €485-€189
Balance sheet total
€320
2024 · €1,125-€805

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€407

    no longer reported in 2025 (was €407)

  • Receivables within one year -€209

    down €209 (-89.7%), from €233 to €24

    of which Other amounts receivable: -€233

  • Cash -€189

    down €189 (-39.0%), from €485 to €296

    mainly Net result for the year (-€4,716) and Trade debts (-€187)

Equity and liabilities
  • Profit (loss) carried forward -€4,716

    down €4,716 (-1.8%), from -€267,539 to -€272,255

  • Other debts +€4,104

    up €4,104 (+1.6%), from €261,662 to €265,765

  • Trade debts -€187

    down €187 (-71.1%), from €263 to €76

Income statement
  • Gross operating margin +€2,526

    up €2,526 (+43.5%), from -€5,803 to -€3,278

  • Other operating charges -€377

    down €377 (-41.1%), from €916 to €539

  • Depreciation -€135

    down €135 (-25.0%), from €542 to €407

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€7,799
Gross operating margin +€2,526
Depreciation +€135
Other operating charges +€377
Financial charges +€39
Taxes +€6
Result 2025 -€4,716

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€189
Investment €0
Financing €0
Cash 2024 €485
Net result for the year -€4,716
Depreciation +€407
Receivables within one year +€209
Trade debts -€187
Tax, wage and social debts -€6
Other debts +€4,104
Cash 2025 €296
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,125 €320 -€805 -71.6%
Fixed assets 21/28 €407 - -€407
Tangible fixed assets 22/27 €407 - -€407
Furniture and vehicles 24 €407 - -€407
Current assets 29/58 €718 €320 -€398 -55.5%
Amounts receivable within one year 40/41 €233 €24 -€209 -89.7%
Trade receivables 40 - €24 +€24
Other amounts receivable 41 €233 - -€233
Cash at bank and in hand 54/58 €485 €296 -€189 -39.0%
Total equity and liabilities 10/49 €1,125 €320 -€805 -71.6%
Equity 10/15 -€261,339 -€266,055 -€4,716 -1.8%
Contributions 10/11 €6,200 €6,200 = 0.0%
Capital 10 €6,200 €6,200 = 0.0%
Issued capital 100 €18,592 €18,592 = 0.0%
Uncalled capital 101 €12,392 €12,392 = 0.0%
Profit (loss) carried forward 14 -€267,539 -€272,255 -€4,716 -1.8%
Amounts payable 17/49 €262,464 €266,375 +€3,911 +1.5%
Amounts payable within one year 42/48 €262,464 €266,375 +€3,911 +1.5%
Trade debts 44 €263 €76 -€187 -71.1%
Suppliers 440/4 €263 €76 -€187 -71.1%
Taxes, remuneration and social security 45 €540 €534 -€6 -1.1%
Taxes 450/3 €540 €534 -€6 -1.1%
Other amounts payable 47/48 €261,662 €265,765 +€4,104 +1.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €542 €407 -€135 -25.0%
Other operating charges 640/8 €916 €539 -€377 -41.1%
Gross operating margin 9900 -€5,803 -€3,278 +€2,526 +43.5%
Operating profit (loss) 9901 -€7,261 -€4,223 +€3,038 +41.8%
Financial charges 65/66B €254 €215 -€39 -15.4%
Recurring financial charges 65 €254 €215 -€39 -15.4%
Profit (loss) for the period before taxes 9903 -€7,515 -€4,438 +€3,077 +40.9%
Income taxes 67/77 €283 €278 -€6 -2.1%
Profit (loss) for the period 9904 -€7,799 -€4,716 +€3,083 +39.5%
Profit (loss) for the period to be appropriated 9905 -€7,799 -€4,716 +€3,083 +39.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.