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Garbat: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Garbat

BE 0427.934.504
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€5,551
2024 · €3,000-€8,551
Equity
€303,596
2024 · €309,147-€5,551
Cash
€17,066
2024 · €5,440+€11,626
Balance sheet total
€308,117
2024 · €309,529-€1,412

Largest movements

2024 to 2025
Assets
  • Current investments -€20,000

    down €20,000 (-9.1%), from €220,000 to €200,000

  • Cash +€11,626

    up €11,626 (+213.7%), from €5,440 to €17,066

    mainly Current investments (+€20,000) and Trade debts (+€4,140)

  • Tangible fixed assets +€5,934

    up €5,934 (+19.2%), from €30,841 to €36,775

Equity and liabilities
  • Profit (loss) carried forward -€5,551

    down €5,551 (-11.0%), from -€50,298 to -€55,850

  • Trade debts +€4,140

    up €4,140 (+1085.7%), from €381 to €4,521

Income statement
  • Gross operating margin -€4,452

    down €4,452 (-1313.7%), from -€339 to -€4,791

  • Financial income -€3,936

    down €3,936 (-63.9%), from €6,163 to €2,226

  • Depreciation +€208

    up €208 (+15.5%), from €1,341 to €1,549

  • Financial charges -€87

    down €87 (-65.9%), from €132 to €45

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €3,000
Gross operating margin -€4,452
Depreciation -€208
Other operating charges -€42
Financial income -€3,936
Financial charges +€87
Result 2025 -€5,551

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€892
Investment +€12,518
Financing €0
Cash 2024 €5,440
Net result for the year -€5,551
Depreciation +€1,549
Receivables within one year -€1,029
Trade debts +€4,140
Investment in fixed assets (net) -€7,482
Current investments +€20,000
Cash 2025 €17,066
Every line side by side 31 lines
Line Code 2024 2025 Change %
Total assets 20/58 €309,529 €308,117 -€1,412 -0.5%
Fixed assets 21/28 €30,841 €36,775 +€5,934 +19.2%
Tangible fixed assets 22/27 €30,841 €36,775 +€5,934 +19.2%
Land and buildings 22 €30,841 €36,775 +€5,934 +19.2%
Current assets 29/58 €278,688 €271,342 -€7,345 -2.6%
Amounts receivable within one year 40/41 €53,248 €54,277 +€1,029 +1.9%
Trade receivables 40 €0 - =
Other amounts receivable 41 €53,248 €54,277 +€1,029 +1.9%
Current investments 50/53 €220,000 €200,000 -€20,000 -9.1%
Cash at bank and in hand 54/58 €5,440 €17,066 +€11,626 +213.7%
Total equity and liabilities 10/49 €309,529 €308,117 -€1,412 -0.5%
Equity 10/15 €309,147 €303,596 -€5,551 -1.8%
Contributions 10/11 €359,446 €359,446 = 0.0%
Capital 10 €359,446 €359,446 = 0.0%
Issued capital 100 €359,446 €359,446 = 0.0%
Profit (loss) carried forward 14 -€50,298 -€55,850 -€5,551 -11.0%
Amounts payable 17/49 €381 €4,521 +€4,140 +1085.7%
Amounts payable within one year 42/48 €381 €4,521 +€4,140 +1085.7%
Trade debts 44 €381 €4,521 +€4,140 +1085.7%
Suppliers 440/4 €381 €4,521 +€4,140 +1085.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,341 €1,549 +€208 +15.5%
Other operating charges 640/8 €1,351 €1,393 +€42 +3.1%
Gross operating margin 9900 -€339 -€4,791 -€4,452 -1313.7%
Operating profit (loss) 9901 -€3,031 -€7,732 -€4,702 -155.1%
Financial income 75/76B €6,163 €2,226 -€3,936 -63.9%
Recurring financial income 75 €6,163 €2,226 -€3,936 -63.9%
Financial charges 65/66B €132 €45 -€87 -65.9%
Recurring financial charges 65 €132 €45 -€87 -65.9%
Profit (loss) for the period before taxes 9903 €3,000 -€5,551 -€8,551
Profit (loss) for the period 9904 €3,000 -€5,551 -€8,551
Profit (loss) for the period to be appropriated 9905 €3,000 -€5,551 -€8,551

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.