GARAGE RUDDY: what changed
GARAGE RUDDY
Largest movements
- Stocks and contracts -€29,853
down €29,853 (-49.1%), from €60,756 to €30,903
- Cash +€18,848
up €18,848 (+23.8%), from €79,341 to €98,189
mainly Stocks and contracts (+€29,853)
- Receivables within one year +€4,362
up €4,362 (+26.7%), from €16,341 to €20,703
of which Trade receivables: +€6,917
- Profit (loss) carried forward -€3,241
down €3,241 (-2.4%), from €132,448 to €129,207
- Other debts -€1,874
down €1,874 (-59.5%), from €3,150 to €1,276
- Turnover -€44,191
down €44,191 (-15.4%), from €286,272 to €242,081
- Purchases and services -€36,865
down €36,865 (-12.9%), from €285,644 to €248,779
- Financial charges -€10,313
down €10,313 (-99.7%), from €10,343 to €30
- Gross operating margin -€7,326
down €7,326, from €628 to -€6,698
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €156,438 | €151,084 | -€5,354 | -3.4% |
| Current assets | 29/58 | €156,438 | €151,084 | -€5,354 | -3.4% |
| Stocks and contracts in progress | 3 | €60,756 | €30,903 | -€29,853 | -49.1% |
| Stocks | 30/36 | €60,756 | €30,903 | -€29,853 | -49.1% |
| Amounts receivable within one year | 40/41 | €16,341 | €20,703 | +€4,362 | +26.7% |
| Trade receivables | 40 | €2,083 | €9,000 | +€6,917 | +332% |
| Other amounts receivable | 41 | €14,258 | €11,703 | -€2,555 | -17.9% |
| Cash at bank and in hand | 54/58 | €79,341 | €98,189 | +€18,848 | +23.8% |
| Deferred charges and accrued income | 490/1 | - | €1,289 | +€1,289 | |
| Total equity and liabilities | 10/49 | €156,438 | €151,084 | -€5,354 | -3.4% |
| Equity | 10/15 | €153,049 | €149,808 | -€3,241 | -2.1% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Capital | 10 | €18,592 | €18,592 | = | 0.0% |
| Issued capital | 100 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €2,009 | €2,009 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,009 | €2,009 | = | 0.0% |
| Legal reserve | 130 | €2,009 | €2,009 | = | 0.0% |
| Profit (loss) carried forward | 14 | €132,448 | €129,207 | -€3,241 | -2.4% |
| Amounts payable | 17/49 | €3,389 | €1,276 | -€2,113 | -62.3% |
| Amounts payable within one year | 42/48 | €3,389 | €1,276 | -€2,113 | -62.3% |
| Trade debts | 44 | €239 | - | -€239 | |
| Suppliers | 440/4 | €239 | - | -€239 | |
| Other amounts payable | 47/48 | €3,150 | €1,276 | -€1,874 | -59.5% |
| Turnover | 70 | €286,272 | €242,081 | -€44,191 | -15.4% |
| Goods, raw materials, services and sundry goods | 60/61 | €285,644 | €248,779 | -€36,865 | -12.9% |
| Other operating charges | 640/8 | - | €88 | +€88 | |
| Gross operating margin | 9900 | €628 | -€6,698 | -€7,326 | |
| Operating profit (loss) | 9901 | €628 | -€6,786 | -€7,414 | |
| Financial income | 75/76B | €815 | €2,137 | +€1,322 | +162% |
| Recurring financial income | 75 | €815 | €2,137 | +€1,322 | +162% |
| Financial charges | 65/66B | €10,343 | €30 | -€10,313 | -99.7% |
| Recurring financial charges | 65 | €10,343 | €30 | -€10,313 | -99.7% |
| Profit (loss) for the period before taxes | 9903 | -€8,900 | -€4,679 | +€4,221 | +47.4% |
| Transfer from deferred taxes | 780 | - | €1,438 | +€1,438 | |
| Profit (loss) for the period | 9904 | -€8,900 | -€3,241 | +€5,659 | +63.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€8,900 | -€3,241 | +€5,659 | +63.6% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.