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Gani Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Gani Construct

BE 1008.338.061
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€11,113
2024 · €13,251-€2,138
Equity
€24,464
2024 · €13,351+€11,113
Cash
€22,531
2024 · €25,886-€3,355
Balance sheet total
€143,308
2024 · €49,177+€94,131

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€77,606

    up €77,606 (+334.1%), from €23,226 to €100,832

    of which Trade receivables: +€72,289

  • Tangible fixed assets +€19,741

    new in 2025: €19,741

  • Cash -€3,355

    down €3,355 (-13.0%), from €25,886 to €22,531

    mainly Receivables within one year (-€77,606) and Investment in fixed assets (net) (-€22,618)

Equity and liabilities
  • Trade debts +€37,682

    up €37,682 (+10114.3%), from €373 to €38,054

  • Debts after one year +€29,395

    new in 2025: €29,395

  • Profit (loss) carried forward +€11,113

    up €11,113 (+83.9%), from €13,251 to €24,364

  • Other debts +€6,458

    up €6,458 (+29.0%), from €22,291 to €28,749

  • Short-term financial debts +€6,187

    new in 2025: €6,187

Income statement
  • Gross operating margin +€5,146

    up €5,146 (+30.7%), from €16,761 to €21,907

  • Financial charges +€3,023

    up €3,023 (+2924.8%), from €103 to €3,126

  • Depreciation +€2,877

    new in 2025: €2,877

  • Financial income +€565

    up €565 (+5649800.0%), from €0 to €565

  • Other operating charges +€472

    new in 2025: €472

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €13,251
Gross operating margin +€5,146
Depreciation -€2,877
Other operating charges -€472
Other operating items -€1,562
Financial income +€565
Financial charges -€3,023
Taxes +€85
Result 2025 €11,113

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€16,319
Investment -€22,618
Financing +€35,582
Cash 2024 €25,886
Net result for the year +€11,113
Depreciation +€2,877
Receivables within one year -€77,606
Deferred charges and accrued income -€139
Trade debts +€37,682
Tax, wage and social debts +€479
Advances received +€2,817
Other debts +€6,458
Investment in fixed assets (net) -€22,618
Debts after one year +€29,395
Short-term financial debts +€6,187
Cash 2025 €22,531
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €49,177 €143,308 +€94,131 +191.4%
Fixed assets 21/28 - €19,741 +€19,741
Tangible fixed assets 22/27 - €19,741 +€19,741
Furniture and vehicles 24 - €19,741 +€19,741
Current assets 29/58 €49,177 €123,567 +€74,390 +151.3%
Amounts receivable within one year 40/41 €23,226 €100,832 +€77,606 +334.1%
Trade receivables 40 €23,226 €95,514 +€72,289 +311.2%
Other amounts receivable 41 - €5,318 +€5,318
Cash at bank and in hand 54/58 €25,886 €22,531 -€3,355 -13.0%
Deferred charges and accrued income 490/1 €65 €204 +€139 +212.2%
Total equity and liabilities 10/49 €49,177 €143,308 +€94,131 +191.4%
Equity 10/15 €13,351 €24,464 +€11,113 +83.2%
Contributions 10/11 €100 €100 = 0.0%
Profit (loss) carried forward 14 €13,251 €24,364 +€11,113 +83.9%
Amounts payable 17/49 €35,827 €118,844 +€83,018 +231.7%
Amounts payable after more than one year 17 - €29,395 +€29,395
Financial debts 170/4 - €29,395 +€29,395
Amounts payable within one year 42/48 €35,827 €89,449 +€53,623 +149.7%
Financial debts 43 - €6,187 +€6,187
Credit institutions 430/8 - €6,187 +€6,187
Trade debts 44 €373 €38,054 +€37,682 +10114.3%
Suppliers 440/4 €373 €38,054 +€37,682 +10114.3%
Advances received on contracts in progress 46 €6,681 €9,497 +€2,817 +42.2%
Taxes, remuneration and social security 45 €6,483 €6,962 +€479 +7.4%
Taxes 450/3 €6,483 €6,962 +€479 +7.4%
Other amounts payable 47/48 €22,291 €28,749 +€6,458 +29.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €2,877 +€2,877
Other operating charges 640/8 - €472 +€472
Non-recurring operating charges 66A - €1,562 +€1,562
Gross operating margin 9900 €16,761 €21,907 +€5,146 +30.7%
Operating profit (loss) 9901 €16,761 €16,996 +€235 +1.4%
Financial income 75/76B €0 €565 +€565 +5649800.0%
Recurring financial income 75 €0 €565 +€565 +5649800.0%
Financial charges 65/66B €103 €3,126 +€3,023 +2924.8%
Recurring financial charges 65 €103 €3,126 +€3,023 +2924.8%
Profit (loss) for the period before taxes 9903 €16,658 €14,435 -€2,223 -13.3%
Income taxes 67/77 €3,407 €3,322 -€85 -2.5%
Profit (loss) for the period 9904 €13,251 €11,113 -€2,138 -16.1%
Profit (loss) for the period to be appropriated 9905 €13,251 €11,113 -€2,138 -16.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.