GAMMY-IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
GAMMY-IMMO
Largest movements
- Tangible fixed assets -€21,898
down €21,898 (-12.0%), from €183,031 to €161,134
- Debts after one year -€19,274
down €19,274 (-34.6%), from €55,734 to €36,460
- Profit (loss) carried forward -€3,869
down €3,869 (-4.1%), from €95,135 to €91,266
- Financial charges -€412
down €412 (-21.3%), from €1,930 to €1,518
- Gross operating margin -€344
down €344 (-1.5%), from €22,743 to €22,399
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €200,828 | €178,252 | -€22,576 | -11.2% |
| Fixed assets | 21/28 | €183,031 | €161,134 | -€21,898 | -12.0% |
| Tangible fixed assets | 22/27 | €183,031 | €161,134 | -€21,898 | -12.0% |
| Land and buildings | 22 | €183,031 | €161,134 | -€21,898 | -12.0% |
| Current assets | 29/58 | €17,796 | €17,118 | -€679 | -3.8% |
| Amounts receivable within one year | 40/41 | €1,061 | €1,370 | +€309 | +29.1% |
| Other amounts receivable | 41 | €1,061 | €1,370 | +€309 | +29.1% |
| Cash at bank and in hand | 54/58 | €16,735 | €15,748 | -€988 | -5.9% |
| Total equity and liabilities | 10/49 | €200,828 | €178,252 | -€22,576 | -11.2% |
| Equity | 10/15 | €122,635 | €118,766 | -€3,869 | -3.2% |
| Contributions | 10/11 | €25,000 | €25,000 | = | 0.0% |
| Reserves | 13 | €2,500 | €2,500 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,500 | €2,500 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €95,135 | €91,266 | -€3,869 | -4.1% |
| Amounts payable | 17/49 | €78,193 | €59,486 | -€18,707 | -23.9% |
| Amounts payable after more than one year | 17 | €55,734 | €36,460 | -€19,274 | -34.6% |
| Financial debts | 170/4 | €55,734 | €36,460 | -€19,274 | -34.6% |
| Amounts payable within one year | 42/48 | €22,459 | €23,026 | +€567 | +2.5% |
| Current portion of amounts payable after more than one year | 42 | €18,853 | €19,274 | +€421 | +2.2% |
| Trade debts | 44 | €0 | €62 | +€62 | |
| Suppliers | 440/4 | €0 | €62 | +€62 | |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €3,606 | €3,690 | +€84 | +2.3% |
| Remuneration, social security and pensions | 62 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,898 | €21,898 | = | 0.0% |
| Other operating charges | 640/8 | €2,785 | €2,852 | +€66 | +2.4% |
| Gross operating margin | 9900 | €22,743 | €22,399 | -€344 | -1.5% |
| Operating profit (loss) | 9901 | -€1,940 | -€2,351 | -€411 | -21.2% |
| Financial charges | 65/66B | €1,930 | €1,518 | -€412 | -21.3% |
| Recurring financial charges | 65 | €1,930 | €1,518 | -€412 | -21.3% |
| Profit (loss) for the period before taxes | 9903 | -€3,870 | -€3,869 | +€1 | 0.0% |
| Income taxes | 67/77 | €14 | €0 | -€14 | -100% |
| Profit (loss) for the period | 9904 | -€3,884 | -€3,869 | +€16 | +0.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,884 | -€3,869 | +€16 | +0.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.