G & N Goldpoint: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
G & N Goldpoint
Largest movements
- Cash -€9,774
down €9,774 (-57.5%), from €17,005 to €7,232
mainly Stocks and contracts (-€7,150) and Tax, wage and social debts (-€3,771)
- Stocks and contracts +€7,150
up €7,150 (+37.7%), from €18,970 to €26,120
- Tangible fixed assets -€433
down €433 (-42.4%), from €1,021 to €588
- Tax, wage and social debts -€3,771
down €3,771 (-53.8%), from €7,010 to €3,238
- Reserves +€762
up €762 (+5.5%), from €13,898 to €14,660
of which Distributable reserves: +€762
- Gross operating margin -€3,494
down €3,494 (-43.8%), from €7,979 to €4,485
- Other operating charges -€2,646
down €2,646 (-45.9%), from €5,766 to €3,120
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €39,997 | €36,940 | -€3,057 | -7.6% |
| Fixed assets | 21/28 | €4,021 | €3,588 | -€433 | -10.8% |
| Tangible fixed assets | 22/27 | €1,021 | €588 | -€433 | -42.4% |
| Furniture and vehicles | 24 | €1,021 | €588 | -€433 | -42.4% |
| Financial fixed assets | 28 | €3,000 | €3,000 | = | 0.0% |
| Current assets | 29/58 | €35,976 | €33,352 | -€2,624 | -7.3% |
| Stocks and contracts in progress | 3 | €18,970 | €26,120 | +€7,150 | +37.7% |
| Stocks | 30/36 | €18,970 | €26,120 | +€7,150 | +37.7% |
| Amounts receivable within one year | 40/41 | €0 | - | = | |
| Other amounts receivable | 41 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €17,005 | €7,232 | -€9,774 | -57.5% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €39,997 | €36,940 | -€3,057 | -7.6% |
| Equity | 10/15 | €32,498 | €33,260 | +€762 | +2.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €13,898 | €14,660 | +€762 | +5.5% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €12,038 | €12,800 | +€762 | +6.3% |
| Amounts payable | 17/49 | €7,499 | €3,680 | -€3,819 | -50.9% |
| Amounts payable within one year | 42/48 | €7,499 | €3,680 | -€3,819 | -50.9% |
| Trade debts | 44 | €489 | €151 | -€338 | -69.2% |
| Suppliers | 440/4 | €489 | €151 | -€338 | -69.2% |
| Taxes, remuneration and social security | 45 | €7,010 | €3,238 | -€3,771 | -53.8% |
| Taxes | 450/3 | €7,010 | €3,238 | -€3,771 | -53.8% |
| Other amounts payable | 47/48 | €0 | €291 | +€291 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €433 | €433 | = | 0.0% |
| Other operating charges | 640/8 | €5,766 | €3,120 | -€2,646 | -45.9% |
| Gross operating margin | 9900 | €7,979 | €4,485 | -€3,494 | -43.8% |
| Operating profit (loss) | 9901 | €1,780 | €931 | -€848 | -47.7% |
| Financial income | 75/76B | €25 | €0 | -€25 | -100% |
| Recurring financial income | 75 | €25 | €0 | -€25 | -100% |
| Financial charges | 65/66B | €231 | €170 | -€61 | -26.5% |
| Recurring financial charges | 65 | €231 | €170 | -€61 | -26.5% |
| Profit (loss) for the period before taxes | 9903 | €1,574 | €762 | -€812 | -51.6% |
| Profit (loss) for the period | 9904 | €1,574 | €762 | -€812 | -51.6% |
| Profit (loss) for the period to be appropriated | 9905 | €1,574 | €762 | -€812 | -51.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.