FX SOLUTIONS: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FX SOLUTIONS
Largest movements
- Intangible fixed assets -€16,167
down €16,167 (-16.7%), from €97,000 to €80,833
- Tangible fixed assets -€12,341
down €12,341 (-54.2%), from €22,769 to €10,429
- Cash -€11,653
down €11,653 (-34.4%), from €33,840 to €22,187
mainly Debts after one year (-€19,939) and Contributions, distributions and other (-€12,000)
- Deferred charges and accrued income -€2,741
down €2,741 (-58.3%), from €4,699 to €1,958
- Receivables within one year +€2,256
up €2,256 (+11.2%), from €20,182 to €22,437
of which Trade receivables: +€2,539
- Debts after one year -€19,939
down €19,939 (-17.0%), from €117,446 to €97,507
- Reserves -€12,000
down €12,000 (-28.6%), from €42,000 to €30,000
of which Distributable reserves: -€12,000
- Current portion of long-term debt -€3,378
down €3,378 (-14.5%), from €23,302 to €19,925
- Accrued charges and deferred income -€2,769
down €2,769 (-97.9%), from €2,830 to €61
- Gross operating margin +€5,246
up €5,246 (+16.0%), from €32,849 to €38,095
- Financial charges -€1,388
down €1,388 (-18.6%), from €7,451 to €6,063
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €223,490 | €182,844 | -€40,646 | -18.2% |
| Fixed assets | 21/28 | €119,769 | €91,262 | -€28,507 | -23.8% |
| Intangible fixed assets | 21 | €97,000 | €80,833 | -€16,167 | -16.7% |
| Tangible fixed assets | 22/27 | €22,769 | €10,429 | -€12,341 | -54.2% |
| Furniture and vehicles | 24 | €22,769 | €10,429 | -€12,341 | -54.2% |
| Current assets | 29/58 | €103,720 | €91,582 | -€12,139 | -11.7% |
| Amounts receivable within one year | 40/41 | €20,182 | €22,437 | +€2,256 | +11.2% |
| Trade receivables | 40 | €9,613 | €12,152 | +€2,539 | +26.4% |
| Other amounts receivable | 41 | €10,569 | €10,286 | -€283 | -2.7% |
| Current investments | 50/53 | €45,000 | €45,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €33,840 | €22,187 | -€11,653 | -34.4% |
| Deferred charges and accrued income | 490/1 | €4,699 | €1,958 | -€2,741 | -58.3% |
| Total equity and liabilities | 10/49 | €223,490 | €182,844 | -€40,646 | -18.2% |
| Equity | 10/15 | €51,954 | €38,043 | -€13,911 | -26.8% |
| Contributions | 10/11 | €14,260 | €14,260 | = | 0.0% |
| Capital | 10 | €14,260 | €14,260 | = | 0.0% |
| Issued capital | 100 | €14,260 | €14,260 | = | 0.0% |
| Reserves | 13 | €42,000 | €30,000 | -€12,000 | -28.6% |
| Tax-exempt reserves | 132 | €9,000 | €9,000 | = | 0.0% |
| Distributable reserves | 133 | €33,000 | €21,000 | -€12,000 | -36.4% |
| Profit (loss) carried forward | 14 | -€4,306 | -€6,217 | -€1,911 | -44.4% |
| Amounts payable | 17/49 | €171,535 | €144,801 | -€26,735 | -15.6% |
| Amounts payable after more than one year | 17 | €117,446 | €97,507 | -€19,939 | -17.0% |
| Financial debts | 170/4 | €117,446 | €97,507 | -€19,939 | -17.0% |
| Amounts payable within one year | 42/48 | €51,260 | €47,233 | -€4,027 | -7.9% |
| Current portion of amounts payable after more than one year | 42 | €23,302 | €19,925 | -€3,378 | -14.5% |
| Trade debts | 44 | €2,074 | €242 | -€1,832 | -88.3% |
| Suppliers | 440/4 | €2,074 | €242 | -€1,832 | -88.3% |
| Other amounts payable | 47/48 | €25,884 | €27,067 | +€1,183 | +4.6% |
| Accrued charges and deferred income | 492/3 | €2,830 | €61 | -€2,769 | -97.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €30,584 | €30,703 | +€120 | +0.4% |
| Other operating charges | 640/8 | €3,114 | €3,337 | +€223 | +7.2% |
| Gross operating margin | 9900 | €32,849 | €38,095 | +€5,246 | +16.0% |
| Operating profit (loss) | 9901 | -€849 | €4,055 | +€4,904 | |
| Financial income | 75/76B | €138 | €128 | -€10 | -7.0% |
| Recurring financial income | 75 | €138 | €128 | -€10 | -7.0% |
| Financial charges | 65/66B | €7,451 | €6,063 | -€1,388 | -18.6% |
| Recurring financial charges | 65 | €7,451 | €6,063 | -€1,388 | -18.6% |
| Profit (loss) for the period before taxes | 9903 | -€8,162 | -€1,880 | +€6,282 | +77.0% |
| Income taxes | 67/77 | €359 | €31 | -€328 | -91.5% |
| Profit (loss) for the period | 9904 | -€8,522 | -€1,911 | +€6,611 | +77.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€8,522 | -€1,911 | +€6,611 | +77.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.