FVP RETAIL GROUP: what changed
What changed
FVP RETAIL GROUP
NACE 62.900, Other information technology and computer services
filed annual accounts (NBB)
Net result for the year
€23,243
2024 · €4,747+€18,496
Equity
€45,511
2024 · €45,511
Cash
€33,161
2024 · €17,101+€16,060
Balance sheet total
€188,293
2024 · €214,860-€26,567
Largest movements
Assets
- Receivables after one year -€32,000
down €32,000 (-20.1%), from €159,500 to €127,500
- Cash +€16,060
up €16,060 (+93.9%), from €17,101 to €33,161
mainly Receivables after one year (+€32,000) and Net result for the year (+€23,243)
- Receivables within one year -€8,132
down €8,132 (-30.4%), from €26,765 to €18,633
of which Trade receivables: -€13,127
Equity and liabilities
- Other debts -€36,338
down €36,338 (-53.8%), from €67,577 to €31,240
- Trade debts +€7,593
up €7,593 (+21.9%), from €34,628 to €42,221
Income statement
- Gross operating margin +€60,455
up €60,455 (+103%), from €58,717 to €119,172
- Financial charges +€33,822
up €33,822 (+791%), from €4,273 to €38,095
- Taxes +€3,608
up €3,608 (+80.7%), from €4,472 to €8,080
- Staff costs +€2,820
up €2,820 (+6.6%), from €42,712 to €45,532
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€4,747
Gross operating margin
+€60,455
Staff costs
-€2,820
Depreciation
-€140
Other operating charges
-€1,091
Financial income
-€479
Financial charges
-€33,822
Taxes
-€3,608
Result 2025
€23,243
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€37,704
Investment
€0
Financing
-€21,644
Cash 2024
€17,101
From operations (derived)
+€37,704
Net result for the year
+€23,243
Depreciation
+€1,086
Receivables after one year
+€32,000
Receivables within one year
+€8,132
Deferred charges and accrued income
+€1,409
Trade debts
+€7,593
Tax, wage and social debts
-€429
Other debts
-€36,338
Accrued charges and deferred income
+€1,008
Financing
-€21,644
Short-term financial debts
+€1,599
Contributions, distributions and other
-€23,243
Cash 2025
€33,161
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €214,860 | €188,293 | -€26,567 | -12.4% |
| Fixed assets | 21/28 | €8,711 | €7,624 | -€1,086 | -12.5% |
| Tangible fixed assets | 22/27 | €2,561 | €1,474 | -€1,086 | -42.4% |
| Plant, machinery and equipment | 23 | €1,861 | €1,474 | -€387 | -20.8% |
| Furniture and vehicles | 24 | €699 | €0 | -€699 | -100% |
| Financial fixed assets | 28 | €6,150 | €6,150 | = | 0.0% |
| Current assets | 29/58 | €206,149 | €180,669 | -€25,481 | -12.4% |
| Amounts receivable after more than one year | 29 | €159,500 | €127,500 | -€32,000 | -20.1% |
| Other amounts receivable | 291 | €159,500 | €127,500 | -€32,000 | -20.1% |
| Amounts receivable within one year | 40/41 | €26,765 | €18,633 | -€8,132 | -30.4% |
| Trade receivables | 40 | €26,765 | €13,638 | -€13,127 | -49.0% |
| Other amounts receivable | 41 | €0 | €4,995 | +€4,995 | |
| Cash at bank and in hand | 54/58 | €17,101 | €33,161 | +€16,060 | +93.9% |
| Deferred charges and accrued income | 490/1 | €2,784 | €1,375 | -€1,409 | -50.6% |
| Total equity and liabilities | 10/49 | €214,860 | €188,293 | -€26,567 | -12.4% |
| Equity | 10/15 | €45,511 | €45,511 | = | 0.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €5,461 | €5,461 | = | 0.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Tax-exempt reserves | 132 | €3,601 | €3,601 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €21,449 | €21,449 | = | 0.0% |
| Amounts payable | 17/49 | €169,349 | €142,782 | -€26,567 | -15.7% |
| Amounts payable after more than one year | 17 | €25,000 | €25,000 | = | 0.0% |
| Financial debts | 170/4 | €25,000 | €25,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €141,350 | €113,775 | -€27,575 | -19.5% |
| Financial debts | 43 | €7,611 | €9,210 | +€1,599 | +21.0% |
| Credit institutions | 430/8 | €7,611 | €9,210 | +€1,599 | +21.0% |
| Trade debts | 44 | €34,628 | €42,221 | +€7,593 | +21.9% |
| Suppliers | 440/4 | €34,628 | €42,221 | +€7,593 | +21.9% |
| Advances received on contracts in progress | 46 | €83 | €83 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €31,451 | €31,022 | -€429 | -1.4% |
| Taxes | 450/3 | €24,270 | €25,628 | +€1,358 | +5.6% |
| Remuneration and social security | 454/9 | €7,180 | €5,393 | -€1,787 | -24.9% |
| Other amounts payable | 47/48 | €67,577 | €31,240 | -€36,338 | -53.8% |
| Accrued charges and deferred income | 492/3 | €3,000 | €4,007 | +€1,008 | +33.6% |
| Non-recurring operating income | 76A | €452 | €0 | -€452 | -100% |
| Remuneration, social security and pensions | 62 | €42,712 | €45,532 | +€2,820 | +6.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €947 | €1,086 | +€140 | +14.8% |
| Other operating charges | 640/8 | €2,081 | €3,172 | +€1,091 | +52.4% |
| Gross operating margin | 9900 | €58,717 | €119,172 | +€60,455 | +103% |
| Operating profit (loss) | 9901 | €12,977 | €69,382 | +€56,405 | +435% |
| Financial income | 75/76B | €516 | €36 | -€479 | -93.0% |
| Recurring financial income | 75 | €516 | €36 | -€479 | -93.0% |
| Financial charges | 65/66B | €4,273 | €38,095 | +€33,822 | +791% |
| Recurring financial charges | 65 | €4,273 | €38,095 | +€33,822 | +791% |
| Profit (loss) for the period before taxes | 9903 | €9,219 | €31,323 | +€22,104 | +240% |
| Income taxes | 67/77 | €4,472 | €8,080 | +€3,608 | +80.7% |
| Profit (loss) for the period | 9904 | €4,747 | €23,243 | +€18,496 | +390% |
| Profit (loss) for the period to be appropriated | 9905 | €4,747 | €23,243 | +€18,496 | +390% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.