FVB - INTERIEUR: what changed
What changed
FVB - INTERIEUR
NACE 43.320, Joinery installation
filed annual accounts (NBB)
Net result for the year
€101,796
2024 · €80,520+€21,276
Equity
€685,702
2024 · €812,541-€126,838
Cash
€330,870
2024 · €393,743-€62,873
Balance sheet total
€1.1m
2024 · €1.2m-€89,806
Largest movements
Assets
- Cash -€62,873
down €62,873 (-16.0%), from €393,743 to €330,870
mainly Contributions, distributions and other (-€228,634) and Trade debts (-€48,434)
- Tangible fixed assets -€43,004
down €43,004 (-7.5%), from €570,941 to €527,937
of which Plant, machinery and equipment: -€31,028
- Stocks and contracts +€13,514
up €13,514 (+8.7%), from €155,967 to €169,482
of which Contracts in progress: +€14,500
Equity and liabilities
- Reserves -€126,838
down €126,838 (-15.7%), from €810,141 to €683,302
- Other debts +€95,166
new in 2025: €95,166
- Trade debts -€48,434
down €48,434 (-69.0%), from €70,155 to €21,721
- Debts after one year -€23,085
down €23,085 (-10.5%), from €220,231 to €197,146
Income statement
- Gross operating margin +€290,326
up €290,326 (+70.6%), from €411,504 to €701,830
- Financial charges +€239,329
up €239,329 (+668%), from €35,837 to €275,165
- Staff costs +€25,210
up €25,210 (+12.3%), from €204,991 to €230,201
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€80,520
Gross operating margin
+€290,326
Staff costs
-€25,210
Depreciation
-€3,559
Other operating charges
-€297
Financial income
+€1,149
Financial charges
-€239,329
Taxes
-€1,806
Result 2025
€101,796
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€213,390
Investment
-€28,831
Financing
-€247,432
Cash 2024
€393,743
From operations (derived)
+€213,390
Net result for the year
+€101,796
Depreciation
+€71,835
Stocks and contracts
-€13,514
Receivables within one year
-€2,557
Trade debts
-€48,434
Tax, wage and social debts
+€9,099
Other debts
+€95,166
Investment (derived)
-€28,831
Investment in fixed assets (net)
-€28,831
Financing
-€247,432
Debts after one year
-€23,085
Current portion of long-term debt
+€4,287
Contributions, distributions and other
-€228,634
Cash 2025
€330,870
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,169,613 | €1,079,808 | -€89,806 | -7.7% |
| Fixed assets | 21/28 | €573,794 | €530,790 | -€43,004 | -7.5% |
| Tangible fixed assets | 22/27 | €570,941 | €527,937 | -€43,004 | -7.5% |
| Land and buildings | 22 | €359,196 | €342,713 | -€16,483 | -4.6% |
| Plant, machinery and equipment | 23 | €162,843 | €131,815 | -€31,028 | -19.1% |
| Furniture and vehicles | 24 | €21,868 | €27,950 | +€6,082 | +27.8% |
| Leasing and similar rights | 25 | €27,034 | €25,459 | -€1,575 | -5.8% |
| Financial fixed assets | 28 | €2,853 | €2,853 | = | 0.0% |
| Current assets | 29/58 | €595,820 | €549,018 | -€46,802 | -7.9% |
| Stocks and contracts in progress | 3 | €155,967 | €169,482 | +€13,514 | +8.7% |
| Stocks | 30/36 | €147,967 | €146,982 | -€986 | -0.7% |
| Contracts in progress | 37 | €8,000 | €22,500 | +€14,500 | +181% |
| Amounts receivable within one year | 40/41 | €46,109 | €48,666 | +€2,557 | +5.5% |
| Trade receivables | 40 | €24,597 | €701 | -€23,896 | -97.2% |
| Other amounts receivable | 41 | €21,512 | €47,965 | +€26,453 | +123% |
| Cash at bank and in hand | 54/58 | €393,743 | €330,870 | -€62,873 | -16.0% |
| Total equity and liabilities | 10/49 | €1,169,613 | €1,079,808 | -€89,806 | -7.7% |
| Equity | 10/15 | €812,541 | €685,702 | -€126,838 | -15.6% |
| Contributions | 10/11 | €2,400 | €2,400 | = | 0.0% |
| Reserves | 13 | €810,141 | €683,302 | -€126,838 | -15.7% |
| Distributable reserves | 133 | €810,141 | €683,302 | -€126,838 | -15.7% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €357,073 | €394,105 | +€37,032 | +10.4% |
| Amounts payable after more than one year | 17 | €220,231 | €197,146 | -€23,085 | -10.5% |
| Financial debts | 170/4 | €220,231 | €197,146 | -€23,085 | -10.5% |
| Amounts payable within one year | 42/48 | €136,842 | €196,959 | +€60,117 | +43.9% |
| Current portion of amounts payable after more than one year | 42 | €46,112 | €50,398 | +€4,287 | +9.3% |
| Trade debts | 44 | €70,155 | €21,721 | -€48,434 | -69.0% |
| Suppliers | 440/4 | €70,155 | €21,721 | -€48,434 | -69.0% |
| Taxes, remuneration and social security | 45 | €20,575 | €29,673 | +€9,099 | +44.2% |
| Taxes | 450/3 | €20,575 | €29,673 | +€9,099 | +44.2% |
| Other amounts payable | 47/48 | - | €95,166 | +€95,166 | |
| Remuneration, social security and pensions | 62 | €204,991 | €230,201 | +€25,210 | +12.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €68,277 | €71,835 | +€3,559 | +5.2% |
| Other operating charges | 640/8 | €6,825 | €7,122 | +€297 | +4.3% |
| Gross operating margin | 9900 | €411,504 | €701,830 | +€290,326 | +70.6% |
| Operating profit (loss) | 9901 | €131,411 | €392,672 | +€261,261 | +199% |
| Financial income | 75/76B | €13,515 | €14,665 | +€1,149 | +8.5% |
| Recurring financial income | 75 | €13,515 | €14,665 | +€1,149 | +8.5% |
| Financial charges | 65/66B | €35,837 | €275,165 | +€239,329 | +668% |
| Recurring financial charges | 65 | €35,837 | €275,165 | +€239,329 | +668% |
| Profit (loss) for the period before taxes | 9903 | €109,089 | €132,171 | +€23,082 | +21.2% |
| Income taxes | 67/77 | €28,570 | €30,375 | +€1,806 | +6.3% |
| Profit (loss) for the period | 9904 | €80,520 | €101,796 | +€21,276 | +26.4% |
| Profit (loss) for the period to be appropriated | 9905 | €80,520 | €101,796 | +€21,276 | +26.4% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.