FV FINANCE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FV FINANCE
Largest movements
- Cash -€19,998
down €19,998 (-98.8%), from €20,250 to €252
mainly Other debts (-€86,160) and Trade debts (-€369)
- Other debts -€86,160
down €86,160 (-13.9%), from €617,836 to €531,676
- Profit (loss) carried forward +€66,827
up €66,827 (+9.1%), from -€736,638 to -€669,812
- Financial income +€50,000
up €50,000 (+250%), from €20,000 to €70,000
- Financial charges +€631
up €631 (+730%), from €87 to €718
- Gross operating margin +€283
up €283 (+10.3%), from -€2,739 to -€2,455
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €340,678 | €320,977 | -€19,701 | -5.8% |
| Fixed assets | 21/28 | €279,400 | €279,400 | = | 0.0% |
| Financial fixed assets | 28 | €279,400 | €279,400 | = | 0.0% |
| Current assets | 29/58 | €61,278 | €41,577 | -€19,701 | -32.2% |
| Amounts receivable within one year | 40/41 | €41,028 | €41,325 | +€297 | +0.7% |
| Other amounts receivable | 41 | €41,028 | €41,325 | +€297 | +0.7% |
| Cash at bank and in hand | 54/58 | €20,250 | €252 | -€19,998 | -98.8% |
| Total equity and liabilities | 10/49 | €340,678 | €320,977 | -€19,701 | -5.8% |
| Equity | 10/15 | -€279,981 | -€213,154 | +€66,827 | +23.9% |
| Contributions | 10/11 | €452,000 | €452,000 | = | 0.0% |
| Capital | 10 | €452,000 | €452,000 | = | 0.0% |
| Issued capital | 100 | €452,000 | €452,000 | = | 0.0% |
| Reserves | 13 | €4,657 | €4,657 | = | 0.0% |
| Non-distributable reserves | 130/1 | €4,657 | €4,657 | = | 0.0% |
| Legal reserve | 130 | €4,657 | €4,657 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€736,638 | -€669,812 | +€66,827 | +9.1% |
| Amounts payable | 17/49 | €620,659 | €534,132 | -€86,528 | -13.9% |
| Amounts payable within one year | 42/48 | €618,605 | €532,076 | -€86,529 | -14.0% |
| Trade debts | 44 | €769 | €400 | -€369 | -48.0% |
| Suppliers | 440/4 | €769 | €400 | -€369 | -48.0% |
| Other amounts payable | 47/48 | €617,836 | €531,676 | -€86,160 | -13.9% |
| Accrued charges and deferred income | 492/3 | €2,054 | €2,056 | +€2 | +0.1% |
| Gross operating margin | 9900 | -€2,739 | -€2,455 | +€283 | +10.3% |
| Operating profit (loss) | 9901 | -€2,739 | -€2,455 | +€283 | +10.3% |
| Financial income | 75/76B | €20,000 | €70,000 | +€50,000 | +250% |
| Recurring financial income | 75 | €20,000 | €70,000 | +€50,000 | +250% |
| Financial charges | 65/66B | €87 | €718 | +€631 | +730% |
| Recurring financial charges | 65 | €87 | €718 | +€631 | +730% |
| Profit (loss) for the period before taxes | 9903 | €17,175 | €66,827 | +€49,652 | +289% |
| Profit (loss) for the period | 9904 | €17,175 | €66,827 | +€49,652 | +289% |
| Profit (loss) for the period to be appropriated | 9905 | €17,175 | €66,827 | +€49,652 | +289% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.