FUTURE4FINANCE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FUTURE4FINANCE
Largest movements
- Tangible fixed assets -€5,841
down €5,841 (-12.6%), from €46,490 to €40,649
of which Furniture and vehicles: -€5,841
- Cash -€3,118
down €3,118 (-4.6%), from €68,081 to €64,964
mainly Contributions, distributions and other (-€58,000) and Debts after one year (-€8,271)
- Receivables within one year -€2,361
down €2,361 (-13.1%), from €18,050 to €15,689
of which Other amounts receivable: -€2,945
- Debts after one year -€8,271
down €8,271 (-28.1%), from €29,471 to €21,200
- Other debts -€7,806
down €7,806 (-10.4%), from €75,371 to €67,565
- Tax, wage and social debts +€3,457
up €3,457 (+22.6%), from €15,300 to €18,757
- Trade debts +€1,480
new in 2025: €1,480
- Gross operating margin -€31,983
down €31,983 (-27.3%), from €117,345 to €85,363
- Taxes -€8,840
down €8,840 (-36.5%), from €24,194 to €15,354
- Depreciation +€6,172
up €6,172 (+158.3%), from €3,899 to €10,071
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €134,374 | €123,444 | -€10,930 | -8.1% |
| Fixed assets | 21/28 | €47,040 | €41,199 | -€5,841 | -12.4% |
| Tangible fixed assets | 22/27 | €46,490 | €40,649 | -€5,841 | -12.6% |
| Plant, machinery and equipment | 23 | €2,152 | €2,152 | = | 0.0% |
| Furniture and vehicles | 24 | €44,338 | €38,497 | -€5,841 | -13.2% |
| Financial fixed assets | 28 | €550 | €550 | = | 0.0% |
| Current assets | 29/58 | €87,334 | €82,245 | -€5,089 | -5.8% |
| Amounts receivable within one year | 40/41 | €18,050 | €15,689 | -€2,361 | -13.1% |
| Trade receivables | 40 | €14,299 | €14,883 | +€584 | +4.1% |
| Other amounts receivable | 41 | €3,751 | €806 | -€2,945 | -78.5% |
| Cash at bank and in hand | 54/58 | €68,081 | €64,964 | -€3,118 | -4.6% |
| Deferred charges and accrued income | 490/1 | €1,203 | €1,592 | +€390 | +32.4% |
| Total equity and liabilities | 10/49 | €134,374 | €123,444 | -€10,930 | -8.1% |
| Equity | 10/15 | €6,240 | €6,171 | -€69 | -1.1% |
| Contributions | 10/11 | €3,640 | €3,640 | = | 0.0% |
| Outside capital | 11 | €3,640 | - | -€3,640 | |
| Other | 1109/19 | €3,640 | - | -€3,640 | |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €740 | €671 | -€69 | -9.4% |
| Amounts payable | 17/49 | €128,134 | €117,273 | -€10,861 | -8.5% |
| Amounts payable after more than one year | 17 | €29,471 | €21,200 | -€8,271 | -28.1% |
| Financial debts | 170/4 | €29,471 | €21,200 | -€8,271 | -28.1% |
| Amounts payable within one year | 42/48 | €98,663 | €96,073 | -€2,590 | -2.6% |
| Current portion of amounts payable after more than one year | 42 | €7,992 | €8,271 | +€279 | +3.5% |
| Trade debts | 44 | - | €1,480 | +€1,480 | |
| Suppliers | 440/4 | - | €1,480 | +€1,480 | |
| Taxes, remuneration and social security | 45 | €15,300 | €18,757 | +€3,457 | +22.6% |
| Taxes | 450/3 | €15,300 | €18,757 | +€3,457 | +22.6% |
| Other amounts payable | 47/48 | €75,371 | €67,565 | -€7,806 | -10.4% |
| Remuneration, social security and pensions | 62 | - | €0 | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,899 | €10,071 | +€6,172 | +158.3% |
| Other operating charges | 640/8 | - | €588 | +€588 | |
| Gross operating margin | 9900 | €117,345 | €85,363 | -€31,983 | -27.3% |
| Operating profit (loss) | 9901 | €113,447 | €74,703 | -€38,743 | -34.2% |
| Financial income | 75/76B | €175 | €3 | -€173 | -98.4% |
| Recurring financial income | 75 | €175 | €3 | -€173 | -98.4% |
| Financial charges | 65/66B | €1,517 | €1,422 | -€95 | -6.3% |
| Recurring financial charges | 65 | €1,517 | €1,422 | -€95 | -6.3% |
| Profit (loss) for the period before taxes | 9903 | €112,105 | €73,285 | -€38,821 | -34.6% |
| Income taxes | 67/77 | €24,194 | €15,354 | -€8,840 | -36.5% |
| Profit (loss) for the period | 9904 | €87,911 | €57,931 | -€29,980 | -34.1% |
| Profit (loss) for the period to be appropriated | 9905 | €87,911 | €57,931 | -€29,980 | -34.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.