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FRUBERO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FRUBERO

BE 0723.645.437
NACE 46.391, Wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€81,578
2024 · €90,846-€9,268
Equity
€183,242
2024 · €101,664+€81,578
Cash
€16,174
2024 · €12,847+€3,327
Balance sheet total
€708,142
2024 · €551,069+€157,074

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€110,447

    up €110,447 (+80.8%), from €136,687 to €247,134

    of which Trade receivables: +€104,020

  • Stocks and contracts +€44,919

    up €44,919 (+11.5%), from €390,135 to €435,054

Equity and liabilities
  • Reserves +€63,242

    new in 2025: €63,242

  • Short-term financial debts +€50,000

    up €50,000 (+100.0%), from €50,000 to €100,000

  • Trade debts +€35,183

    up €35,183 (+34.9%), from €100,691 to €135,874

  • Debts after one year -€32,627

    down €32,627 (-14.4%), from €227,010 to €194,383

    of which Financial debts: -€27,279

  • Profit (loss) carried forward +€18,336

    no longer reported in 2025 (was -€18,336)

Income statement
  • Gross operating margin +€31,040

    up €31,040 (+27.3%), from €113,728 to €144,768

  • Other operating charges +€19,019

    up €19,019 (+1013.6%), from €1,876 to €20,895

  • Taxes +€18,838

    new in 2025: €18,838

  • Financial charges +€2,771

    up €2,771 (+15.2%), from €18,217 to €20,988

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €90,846
Gross operating margin +€31,040
Depreciation -€1,119
Write-downs +€1,342
Other operating charges -€19,019
Financial income +€96
Financial charges -€2,771
Taxes -€18,838
Result 2025 €81,578

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€25,488
Investment €0
Financing +€28,816
Cash 2024 €12,847
Net result for the year +€81,578
Depreciation +€2,570
Stocks and contracts -€44,919
Receivables within one year -€110,447
Deferred charges and accrued income -€950
Trade debts +€35,183
Tax, wage and social debts +€11,338
Accrued charges and deferred income +€159
Debts after one year -€32,627
Current portion of long-term debt +€11,443
Short-term financial debts +€50,000
Cash 2025 €16,174
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €551,069 €708,142 +€157,074 +28.5%
Fixed assets 21/28 €11,399 €8,829 -€2,570 -22.5%
Tangible fixed assets 22/27 €11,399 €8,829 -€2,570 -22.5%
Plant, machinery and equipment 23 €11,399 €8,829 -€2,570 -22.5%
Current assets 29/58 €539,669 €699,313 +€159,644 +29.6%
Stocks and contracts in progress 3 €390,135 €435,054 +€44,919 +11.5%
Stocks 30/36 €390,135 €435,054 +€44,919 +11.5%
Amounts receivable within one year 40/41 €136,687 €247,134 +€110,447 +80.8%
Trade receivables 40 €131,599 €235,619 +€104,020 +79.0%
Other amounts receivable 41 €5,088 €11,515 +€6,427 +126.3%
Cash at bank and in hand 54/58 €12,847 €16,174 +€3,327 +25.9%
Deferred charges and accrued income 490/1 - €950 +€950
Total equity and liabilities 10/49 €551,069 €708,142 +€157,074 +28.5%
Equity 10/15 €101,664 €183,242 +€81,578 +80.2%
Contributions 10/11 €120,000 €120,000 = 0.0%
Reserves 13 - €63,242 +€63,242
Distributable reserves 133 - €63,242 +€63,242
Profit (loss) carried forward 14 -€18,336 - +€18,336
Amounts payable 17/49 €449,405 €524,901 +€75,496 +16.8%
Amounts payable after more than one year 17 €227,010 €194,383 -€32,627 -14.4%
Financial debts 170/4 €87,010 €59,732 -€27,279 -31.4%
Other amounts payable 178/9 €140,000 €134,651 -€5,349 -3.8%
Amounts payable within one year 42/48 €213,537 €321,501 +€107,964 +50.6%
Current portion of amounts payable after more than one year 42 €62,804 €74,246 +€11,443 +18.2%
Financial debts 43 €50,000 €100,000 +€50,000 +100.0%
Credit institutions 430/8 €50,000 €100,000 +€50,000 +100.0%
Trade debts 44 €100,691 €135,874 +€35,183 +34.9%
Suppliers 440/4 €100,691 €135,874 +€35,183 +34.9%
Taxes, remuneration and social security 45 - €11,338 +€11,338
Taxes 450/3 - €11,338 +€11,338
Other amounts payable 47/48 €42 €42 = 0.0%
Accrued charges and deferred income 492/3 €8,857 €9,017 +€159 +1.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,451 €2,570 +€1,119 +77.1%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €1,342 - -€1,342
Other operating charges 640/8 €1,876 €20,895 +€19,019 +1013.6%
Gross operating margin 9900 €113,728 €144,768 +€31,040 +27.3%
Operating profit (loss) 9901 €109,059 €121,303 +€12,244 +11.2%
Financial income 75/76B €4 €101 +€96 +2151.0%
Recurring financial income 75 €4 €101 +€96 +2151.0%
Financial charges 65/66B €18,217 €20,988 +€2,771 +15.2%
Recurring financial charges 65 €18,217 €20,988 +€2,771 +15.2%
Profit (loss) for the period before taxes 9903 €90,846 €100,416 +€9,570 +10.5%
Income taxes 67/77 - €18,838 +€18,838
Profit (loss) for the period 9904 €90,846 €81,578 -€9,268 -10.2%
Profit (loss) for the period to be appropriated 9905 €90,846 €81,578 -€9,268 -10.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.