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FRAVAN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FRAVAN

BE 0448.897.786
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€201,706
2024 · -€16,542+€218,248
Equity
€762,042
2024 · €560,336+€201,706
Cash
€220,557
2024 · €1,988+€218,568
Balance sheet total
€778,753
2024 · €660,517+€118,237

Largest movements

2024 to 2025
Assets
  • Cash +€218,568

    up €218,568 (+10992.7%), from €1,988 to €220,557

    mainly Net result for the year (+€201,706) and Stocks and contracts (+€193,772)

  • Stocks and contracts -€193,772

    down €193,772 (-100.0%), from €193,772 to €0

  • Receivables within one year +€138,625

    up €138,625 (+50.8%), from €272,917 to €411,542

    of which Other amounts receivable: +€137,857

  • Tangible fixed assets -€45,008

    down €45,008 (-67.6%), from €66,605 to €21,598

Equity and liabilities
  • Reserves +€200,853

    up €200,853 (+66.8%), from €300,647 to €501,500

    of which Distributable reserves: +€275,000

  • Other debts -€41,702

    down €41,702 (-100.0%), from €41,702 to €0

  • Provisions -€38,180

    down €38,180 (-100.0%), from €38,180 to €0

Income statement
  • Gross operating margin +€270,407

    up €270,407 (+1123.4%), from €24,070 to €294,476

  • Taxes +€53,125

    up €53,125 (+70.5%), from €75,307 to €128,432

  • Depreciation -€12,432

    down €12,432 (-67.7%), from €18,372 to €5,940

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€16,542
Gross operating margin +€270,407
Depreciation +€12,432
Other operating charges +€1,159
Other operating items +€7,685
Financial income +€911
Financial charges +€175
Taxes -€53,125
Deferred taxes and other -€21,395
Result 2025 €201,706

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€181,809
Investment +€39,068
Financing -€2,309
Cash 2024 €1,988
Net result for the year +€201,706
Depreciation +€5,940
Stocks and contracts +€193,772
Receivables within one year -€138,625
Smaller working-capital items -€0
Provisions -€38,180
Trade debts -€1,102
Other debts -€41,702
Investment in fixed assets (net) +€39,068
Current portion of long-term debt -€2,309
Cash 2025 €220,557
Every line side by side 55 lines
Line Code 2024 2025 Change %
Total assets 20/58 €660,517 €778,753 +€118,237 +17.9%
Fixed assets 21/28 €191,605 €146,598 -€45,008 -23.5%
Tangible fixed assets 22/27 €66,605 €21,598 -€45,008 -67.6%
Land and buildings 22 €66,605 €21,598 -€45,008 -67.6%
Financial fixed assets 28 €125,000 €125,000 = 0.0%
Current assets 29/58 €468,911 €632,156 +€163,244 +34.8%
Stocks and contracts in progress 3 €193,772 €0 -€193,772 -100.0%
Stocks 30/36 €193,772 €0 -€193,772 -100.0%
Amounts receivable within one year 40/41 €272,917 €411,542 +€138,625 +50.8%
Trade receivables 40 €9,987 €10,755 +€769 +7.7%
Other amounts receivable 41 €262,930 €400,787 +€137,857 +52.4%
Cash at bank and in hand 54/58 €1,988 €220,557 +€218,568 +10992.7%
Deferred charges and accrued income 490/1 €234 €57 -€177 -75.6%
Total equity and liabilities 10/49 €660,517 €778,753 +€118,237 +17.9%
Equity 10/15 €560,336 €762,042 +€201,706 +36.0%
Contributions 10/11 €75,000 €75,000 = 0.0%
Capital 10 €75,000 €75,000 = 0.0%
Issued capital 100 €75,000 €75,000 = 0.0%
Reserves 13 €300,647 €501,500 +€200,853 +66.8%
Non-distributable reserves 130/1 €7,500 €7,500 = 0.0%
Legal reserve 130 €7,500 €7,500 = 0.0%
Tax-exempt reserves 132 €74,147 €0 -€74,147 -100.0%
Distributable reserves 133 €219,000 €494,000 +€275,000 +125.6%
Profit (loss) carried forward 14 €184,689 €185,542 +€853 +0.5%
Provisions and deferred taxes 16 €38,180 €0 -€38,180 -100.0%
Deferred taxes 168 €38,180 €0 -€38,180 -100.0%
Amounts payable 17/49 €62,001 €16,711 -€45,289 -73.0%
Amounts payable after more than one year 17 €0 - =
Financial debts 170/4 €0 - =
Amounts payable within one year 42/48 €61,740 €16,711 -€45,028 -72.9%
Current portion of amounts payable after more than one year 42 €2,309 €0 -€2,309 -100.0%
Financial debts 43 €0 - =
Credit institutions 430/8 €0 - =
Trade debts 44 €2,388 €1,287 -€1,102 -46.1%
Suppliers 440/4 €2,388 €1,287 -€1,102 -46.1%
Taxes, remuneration and social security 45 €15,341 €15,424 +€84 +0.5%
Taxes 450/3 €15,341 €15,424 +€84 +0.5%
Other amounts payable 47/48 €41,702 €0 -€41,702 -100.0%
Accrued charges and deferred income 492/3 €261 €0 -€261 -100.0%
Non-recurring operating income 76A €0 €298,660 +€298,660
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €18,372 €5,940 -€12,432 -67.7%
Other operating charges 640/8 €3,825 €2,666 -€1,159 -30.3%
Non-recurring operating charges 66A €7,685 €0 -€7,685 -100.0%
Gross operating margin 9900 €24,070 €294,476 +€270,407 +1123.4%
Operating profit (loss) 9901 -€5,812 €285,870 +€291,682
Financial income 75/76B €5,348 €6,259 +€911 +17.0%
Recurring financial income 75 €5,348 €6,259 +€911 +17.0%
Financial charges 65/66B €346 €171 -€175 -50.5%
Recurring financial charges 65 €346 €171 -€175 -50.5%
Profit (loss) for the period before taxes 9903 -€810 €291,958 +€292,768
Transfer from deferred taxes 780 €59,575 €38,180 -€21,395 -35.9%
Income taxes 67/77 €75,307 €128,432 +€53,125 +70.5%
Profit (loss) for the period 9904 -€16,542 €201,706 +€218,248
Transfer from tax-exempt reserves 789 €173,410 €74,147 -€99,263 -57.2%
Profit (loss) for the period to be appropriated 9905 €156,868 €275,853 +€118,985 +75.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.