FRAMATEX: what changed
What changed
FRAMATEX
NACE 47.716, Retail sale of clothing and accessories for women, men, children and babies (general range)
filed annual accounts (NBB)
Net result for the year
€10,988
2024 · €941+€10,047
Equity
€93,872
2024 · €82,884+€10,988
Cash
€3,206
2024 · €10,611-€7,405
Balance sheet total
€211,099
2024 · €186,142+€24,957
Largest movements
Assets
- Stocks and contracts +€23,235
up €23,235 (+37.5%), from €62,008 to €85,243
- Receivables within one year +€11,246
up €11,246 (+230%), from €4,896 to €16,142
of which Other amounts receivable: +€10,314
- Cash -€7,405
down €7,405 (-69.8%), from €10,611 to €3,206
mainly Stocks and contracts (-€23,235) and Receivables within one year (-€11,246)
Equity and liabilities
- Reserves +€10,988
up €10,988 (+15.0%), from €73,432 to €84,420
of which Distributable reserves: +€10,988
- Tax, wage and social debts +€6,540
up €6,540 (+27.6%), from €23,709 to €30,249
of which Taxes: +€5,282
- Trade debts +€5,780
up €5,780 (+27.8%), from €20,789 to €26,569
Income statement
- Gross operating margin +€9,405
up €9,405 (+7.9%), from €118,323 to €127,728
- Staff costs -€7,563
down €7,563 (-7.6%), from €99,543 to €91,980
- Taxes +€4,893
up €4,893 (+222%), from €2,202 to €7,095
- Write-downs +€3,062
up €3,062 (+92.0%), from €3,327 to €6,389
- Depreciation -€2,151
down €2,151 (-73.7%), from €2,918 to €767
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€941
Gross operating margin
+€9,405
Staff costs
+€7,563
Depreciation
+€2,151
Write-downs
-€3,062
Other operating charges
-€201
Other operating items
-€63
Financial income
-€523
Financial charges
-€330
Taxes
-€4,893
Result 2025
€10,988
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€8,986
Investment
€0
Financing
+€1,581
Cash 2024
€10,611
From operations (derived)
-€8,986
Net result for the year
+€10,988
Depreciation
+€767
Stocks and contracts
-€23,235
Receivables within one year
-€11,246
Deferred charges and accrued income
+€1,352
Trade debts
+€5,780
Tax, wage and social debts
+€6,540
Accrued charges and deferred income
+€68
Financing
+€1,581
Current portion of long-term debt
-€18
Short-term financial debts
+€1,599
Cash 2025
€3,206
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €186,142 | €211,099 | +€24,957 | +13.4% |
| Fixed assets | 21/28 | €107,275 | €106,508 | -€767 | -0.7% |
| Tangible fixed assets | 22/27 | €107,116 | €106,349 | -€767 | -0.7% |
| Land and buildings | 22 | €103,380 | €103,380 | = | 0.0% |
| Other tangible fixed assets | 26 | €3,736 | €2,969 | -€767 | -20.5% |
| Financial fixed assets | 28 | €159 | €159 | = | 0.0% |
| Current assets | 29/58 | €78,867 | €104,591 | +€25,724 | +32.6% |
| Stocks and contracts in progress | 3 | €62,008 | €85,243 | +€23,235 | +37.5% |
| Stocks | 30/36 | €62,008 | €85,243 | +€23,235 | +37.5% |
| Amounts receivable within one year | 40/41 | €4,896 | €16,142 | +€11,246 | +230% |
| Trade receivables | 40 | €468 | €1,400 | +€932 | +199% |
| Other amounts receivable | 41 | €4,428 | €14,742 | +€10,314 | +233% |
| Cash at bank and in hand | 54/58 | €10,611 | €3,206 | -€7,405 | -69.8% |
| Deferred charges and accrued income | 490/1 | €1,352 | - | -€1,352 | |
| Total equity and liabilities | 10/49 | €186,142 | €211,099 | +€24,957 | +13.4% |
| Equity | 10/15 | €82,884 | €93,872 | +€10,988 | +13.3% |
| Contributions | 10/11 | €6,197 | €6,197 | = | 0.0% |
| Reserves | 13 | €73,432 | €84,420 | +€10,988 | +15.0% |
| Non-distributable reserves | 130/1 | €620 | €620 | = | 0.0% |
| Reserves not available under the articles | 1311 | €620 | €620 | = | 0.0% |
| Distributable reserves | 133 | €72,812 | €83,800 | +€10,988 | +15.1% |
| Profit (loss) carried forward | 14 | €3,255 | €3,255 | = | 0.0% |
| Amounts payable | 17/49 | €103,258 | €117,227 | +€13,969 | +13.5% |
| Amounts payable within one year | 42/48 | €101,762 | €115,663 | +€13,901 | +13.7% |
| Current portion of amounts payable after more than one year | 42 | €13,517 | €13,499 | -€18 | -0.1% |
| Financial debts | 43 | €43,747 | €45,346 | +€1,599 | +3.7% |
| Credit institutions | 430/8 | €43,747 | €45,346 | +€1,599 | +3.7% |
| Trade debts | 44 | €20,789 | €26,569 | +€5,780 | +27.8% |
| Suppliers | 440/4 | €20,789 | €26,569 | +€5,780 | +27.8% |
| Taxes, remuneration and social security | 45 | €23,709 | €30,249 | +€6,540 | +27.6% |
| Taxes | 450/3 | €6,055 | €11,337 | +€5,282 | +87.2% |
| Remuneration and social security | 454/9 | €17,654 | €18,912 | +€1,258 | +7.1% |
| Accrued charges and deferred income | 492/3 | €1,496 | €1,564 | +€68 | +4.5% |
| Remuneration, social security and pensions | 62 | €99,543 | €91,980 | -€7,563 | -7.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,918 | €767 | -€2,151 | -73.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €3,327 | €6,389 | +€3,062 | +92.0% |
| Other operating charges | 640/8 | €3,303 | €3,504 | +€201 | +6.1% |
| Non-recurring operating charges | 66A | €63 | €126 | +€63 | +100% |
| Gross operating margin | 9900 | €118,323 | €127,728 | +€9,405 | +7.9% |
| Operating profit (loss) | 9901 | €9,169 | €24,962 | +€15,793 | +172% |
| Financial income | 75/76B | €1,705 | €1,182 | -€523 | -30.7% |
| Recurring financial income | 75 | €1,705 | €1,182 | -€523 | -30.7% |
| Financial charges | 65/66B | €7,731 | €8,061 | +€330 | +4.3% |
| Recurring financial charges | 65 | €7,731 | €8,061 | +€330 | +4.3% |
| Profit (loss) for the period before taxes | 9903 | €3,143 | €18,083 | +€14,940 | +475% |
| Income taxes | 67/77 | €2,202 | €7,095 | +€4,893 | +222% |
| Profit (loss) for the period | 9904 | €941 | €10,988 | +€10,047 | +1,068% |
| Profit (loss) for the period to be appropriated | 9905 | €941 | €10,988 | +€10,047 | +1,068% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.