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FONCIM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FONCIM

BE 0442.683.353
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€13,343
2024 · €57,403-€70,745
Equity
€478,066
2024 · €491,408-€13,343
Cash
€2,720
2024 · €5,391-€2,671
Balance sheet total
€500,185
2024 · €549,088-€48,903

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€39,235

    down €39,235 (-78.4%), from €50,039 to €10,803

  • Tangible fixed assets -€9,009

    down €9,009 (-1.8%), from €493,658 to €484,649

    of which Land and buildings: -€4,989

Equity and liabilities
  • Tax, wage and social debts -€32,079

    down €32,079 (-59.9%), from €53,580 to €21,501

  • Reserves -€13,343

    down €13,343 (-3.6%), from €367,462 to €354,119

    of which Distributable reserves: -€13,343

Income statement
  • Gross operating margin -€87,454

    down €87,454 (-84.5%), from €103,534 to €16,080

  • Taxes -€21,501

    down €21,501 (-100.0%), from €21,501 to €0

  • Depreciation +€3,297

    up €3,297 (+17.0%), from €19,409 to €22,706

  • Financial income -€1,409

    down €1,409 (-72.3%), from €1,949 to €540

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €57,403
Gross operating margin -€87,454
Depreciation -€3,297
Other operating charges -€12
Financial income -€1,409
Financial charges -€74
Taxes +€21,501
Result 2025 -€13,343

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€11,026
Investment -€13,697
Financing €0
Cash 2024 €5,391
Net result for the year -€13,343
Depreciation +€22,706
Receivables within one year +€39,235
Deferred charges and accrued income -€2,013
Trade debts -€3,564
Tax, wage and social debts -€32,079
Accrued charges and deferred income +€83
Investment in fixed assets (net) -€13,697
Cash 2025 €2,720
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €549,088 €500,185 -€48,903 -8.9%
Fixed assets 21/28 €493,658 €484,649 -€9,009 -1.8%
Tangible fixed assets 22/27 €493,658 €484,649 -€9,009 -1.8%
Land and buildings 22 €455,394 €450,404 -€4,989 -1.1%
Other tangible fixed assets 26 €38,264 €34,245 -€4,020 -10.5%
Current assets 29/58 €55,430 €15,536 -€39,894 -72.0%
Amounts receivable within one year 40/41 €50,039 €10,803 -€39,235 -78.4%
Other amounts receivable 41 €50,039 €10,803 -€39,235 -78.4%
Cash at bank and in hand 54/58 €5,391 €2,720 -€2,671 -49.5%
Deferred charges and accrued income 490/1 €0 €2,013 +€2,013
Total equity and liabilities 10/49 €549,088 €500,185 -€48,903 -8.9%
Equity 10/15 €491,408 €478,066 -€13,343 -2.7%
Contributions 10/11 €123,947 €123,947 = 0.0%
Capital 10 €123,947 €123,947 = 0.0%
Issued capital 100 €123,947 €123,947 = 0.0%
Reserves 13 €367,462 €354,119 -€13,343 -3.6%
Non-distributable reserves 130/1 €12,395 €12,395 = 0.0%
Legal reserve 130 €12,395 €12,395 = 0.0%
Distributable reserves 133 €355,067 €341,724 -€13,343 -3.8%
Profit (loss) carried forward 14 €0 - =
Amounts payable 17/49 €57,679 €22,120 -€35,560 -61.7%
Amounts payable within one year 42/48 €57,679 €22,037 -€35,643 -61.8%
Trade debts 44 €4,099 €535 -€3,564 -86.9%
Suppliers 440/4 €4,099 €535 -€3,564 -86.9%
Taxes, remuneration and social security 45 €53,580 €21,501 -€32,079 -59.9%
Taxes 450/3 €53,580 €21,501 -€32,079 -59.9%
Other amounts payable 47/48 €0 - =
Accrued charges and deferred income 492/3 €0 €83 +€83
Non-recurring operating income 76A €108,859 €0 -€108,859 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €19,409 €22,706 +€3,297 +17.0%
Other operating charges 640/8 €7,102 €7,114 +€12 +0.2%
Gross operating margin 9900 €103,534 €16,080 -€87,454 -84.5%
Operating profit (loss) 9901 €77,023 -€13,740 -€90,764
Financial income 75/76B €1,949 €540 -€1,409 -72.3%
Recurring financial income 75 €1,949 €540 -€1,409 -72.3%
Financial charges 65/66B €69 €143 +€74 +108.3%
Recurring financial charges 65 €69 €143 +€74 +108.3%
Profit (loss) for the period before taxes 9903 €78,904 -€13,343 -€92,247
Income taxes 67/77 €21,501 €0 -€21,501 -100.0%
Profit (loss) for the period 9904 €57,403 -€13,343 -€70,745
Profit (loss) for the period to be appropriated 9905 €57,403 -€13,343 -€70,745

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.