FMJ Immo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FMJ Immo
Largest movements
- Cash -€13,611
down €13,611 (-36.3%), from €37,491 to €23,880
mainly Contributions, distributions and other (-€13,322) and Net result for the year (-€6,324)
- Receivables within one year +€6,007
up €6,007 (+35.8%), from €16,766 to €22,773
- Reserves -€13,322
down €13,322 (-62.0%), from €21,500 to €8,178
of which Distributable reserves: -€13,322
- Other debts +€13,322
new in 2025: €13,322
- Profit (loss) carried forward -€6,324
down €6,324 (-61.6%), from -€10,259 to -€16,583
- Accrued charges and deferred income -€2,372
down €2,372 (-100%), from €2,372 to €0
- Depreciation -€7,797
down €7,797 (-54.8%), from €14,217 to €6,420
- Gross operating margin -€3,494
down €3,494 (-63.6%), from €5,494 to €2,000
- Financial income +€484
up €484 (+63.9%), from €757 to €1,241
- Other operating charges +€89
up €89 (+3.1%), from €2,877 to €2,966
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €114,823 | €106,697 | -€8,126 | -7.1% |
| Fixed assets | 21/28 | €59,809 | €58,802 | -€1,006 | -1.7% |
| Tangible fixed assets | 22/27 | €59,809 | €58,802 | -€1,006 | -1.7% |
| Land and buildings | 22 | €59,809 | €58,802 | -€1,006 | -1.7% |
| Current assets | 29/58 | €55,014 | €47,894 | -€7,120 | -12.9% |
| Amounts receivable within one year | 40/41 | €16,766 | €22,773 | +€6,007 | +35.8% |
| Other amounts receivable | 41 | €16,766 | €22,773 | +€6,007 | +35.8% |
| Cash at bank and in hand | 54/58 | €37,491 | €23,880 | -€13,611 | -36.3% |
| Deferred charges and accrued income | 490/1 | €757 | €1,241 | +€484 | +63.9% |
| Total equity and liabilities | 10/49 | €114,823 | €106,697 | -€8,126 | -7.1% |
| Equity | 10/15 | €111,241 | €91,595 | -€19,646 | -17.7% |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Reserves | 13 | €21,500 | €8,178 | -€13,322 | -62.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €21,500 | €8,178 | -€13,322 | -62.0% |
| Profit (loss) carried forward | 14 | -€10,259 | -€16,583 | -€6,324 | -61.6% |
| Amounts payable | 17/49 | €3,582 | €15,102 | +€11,520 | +322% |
| Amounts payable within one year | 42/48 | €1,210 | €15,102 | +€13,892 | +1,148% |
| Trade debts | 44 | €1,210 | €1,780 | +€570 | +47.1% |
| Suppliers | 440/4 | €1,210 | €1,780 | +€570 | +47.1% |
| Other amounts payable | 47/48 | - | €13,322 | +€13,322 | |
| Accrued charges and deferred income | 492/3 | €2,372 | €0 | -€2,372 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,217 | €6,420 | -€7,797 | -54.8% |
| Other operating charges | 640/8 | €2,877 | €2,966 | +€89 | +3.1% |
| Gross operating margin | 9900 | €5,494 | €2,000 | -€3,494 | -63.6% |
| Operating profit (loss) | 9901 | -€11,601 | -€7,386 | +€4,214 | +36.3% |
| Financial income | 75/76B | €757 | €1,241 | +€484 | +63.9% |
| Recurring financial income | 75 | €757 | €1,241 | +€484 | +63.9% |
| Financial charges | 65/66B | €140 | €179 | +€38 | +27.2% |
| Recurring financial charges | 65 | €140 | €179 | +€38 | +27.2% |
| Profit (loss) for the period before taxes | 9903 | -€10,984 | -€6,324 | +€4,660 | +42.4% |
| Profit (loss) for the period | 9904 | -€10,984 | -€6,324 | +€4,660 | +42.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€10,984 | -€6,324 | +€4,660 | +42.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.