FMBC Invest: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FMBC Invest
Largest movements
- Deferred charges and accrued income -€400,202
down €400,202 (-100%), from €400,202 to €0
- Receivables within one year -€146,788
down €146,788 (-100%), from €146,788 to €0
- Other debts -€471,189
down €471,189 (-90.6%), from €520,288 to €49,098
- Debts after one year -€56,525
down €56,525 (-18.2%), from €310,714 to €254,189
- Reserves -€16,377
down €16,377 (-12.8%), from €128,232 to €111,854
- Financial income -€400,202
down €400,202 (-100%), from €400,202 to €0
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,104,519 | €557,929 | -€546,590 | -49.5% |
| Fixed assets | 21/28 | €550,000 | €550,000 | = | 0.0% |
| Financial fixed assets | 28 | €550,000 | €550,000 | = | 0.0% |
| Current assets | 29/58 | €554,519 | €7,929 | -€546,590 | -98.6% |
| Amounts receivable within one year | 40/41 | €146,788 | €0 | -€146,788 | -100% |
| Other amounts receivable | 41 | €146,788 | €0 | -€146,788 | -100% |
| Cash at bank and in hand | 54/58 | €7,530 | €7,929 | +€399 | +5.3% |
| Deferred charges and accrued income | 490/1 | €400,202 | €0 | -€400,202 | -100% |
| Total equity and liabilities | 10/49 | €1,104,519 | €557,929 | -€546,590 | -49.5% |
| Equity | 10/15 | €134,232 | €117,854 | -€16,377 | -12.2% |
| Contributions | 10/11 | €6,000 | €6,000 | = | 0.0% |
| Reserves | 13 | €128,232 | €111,854 | -€16,377 | -12.8% |
| Distributable reserves | 133 | €128,232 | €111,854 | -€16,377 | -12.8% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €970,288 | €440,075 | -€530,213 | -54.6% |
| Amounts payable after more than one year | 17 | €310,714 | €254,189 | -€56,525 | -18.2% |
| Financial debts | 170/4 | €310,714 | €254,189 | -€56,525 | -18.2% |
| Amounts payable within one year | 42/48 | €659,573 | €185,886 | -€473,687 | -71.8% |
| Current portion of amounts payable after more than one year | 42 | €64,286 | €61,788 | -€2,498 | -3.9% |
| Taxes, remuneration and social security | 45 | €75,000 | €75,000 | = | 0.0% |
| Taxes | 450/3 | €75,000 | €75,000 | = | 0.0% |
| Other amounts payable | 47/48 | €520,288 | €49,098 | -€471,189 | -90.6% |
| Other operating charges | 640/8 | €720 | €396 | -€324 | -45.0% |
| Operating profit (loss) | 9901 | -€720 | -€396 | +€324 | +45.0% |
| Financial income | 75/76B | €400,202 | €0 | -€400,202 | -100% |
| Recurring financial income | 75 | €400,202 | €0 | -€400,202 | -100% |
| Financial charges | 65/66B | €21,250 | €15,981 | -€5,269 | -24.8% |
| Recurring financial charges | 65 | €21,250 | €15,981 | -€5,269 | -24.8% |
| Profit (loss) for the period before taxes | 9903 | €378,232 | -€16,377 | -€394,609 | |
| Profit (loss) for the period | 9904 | €378,232 | -€16,377 | -€394,609 | |
| Profit (loss) for the period to be appropriated | 9905 | €378,232 | -€16,377 | -€394,609 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.