FlowZen: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FlowZen
Largest movements
- Tangible fixed assets -€18,189
down €18,189 (-28.2%), from €64,485 to €46,296
- Stocks and contracts +€1,560
up €1,560 (+174.7%), from €893 to €2,453
- Cash -€690
down €690 (-53.6%), from €1,288 to €598
mainly Net result for the year (-€24,946) and Investment in fixed assets (net) (-€3,500)
- Profit (loss) carried forward -€24,945
down €24,945 (-23.0%), from -€108,567 to -€133,512
- Tax, wage and social debts +€4,018
up €4,018 (+16.7%), from €24,129 to €28,147
of which Remuneration and social security: +€3,573
- Other debts +€3,897
up €3,897 (+2.9%), from €132,321 to €136,218
- Gross operating margin +€458
up €458 (+14.3%), from -€3,212 to -€2,754
- Other operating charges -€157
down €157 (-25.7%), from €610 to €453
- Depreciation -€141
down €141 (-0.6%), from €21,830 to €21,689
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €67,033 | €49,586 | -€17,447 | -26.0% |
| Fixed assets | 21/28 | €64,485 | €46,296 | -€18,189 | -28.2% |
| Tangible fixed assets | 22/27 | €64,485 | €46,296 | -€18,189 | -28.2% |
| Furniture and vehicles | 24 | €64,485 | €46,296 | -€18,189 | -28.2% |
| Current assets | 29/58 | €2,548 | €3,290 | +€742 | +29.1% |
| Stocks and contracts in progress | 3 | €893 | €2,453 | +€1,560 | +174.7% |
| Stocks | 30/36 | €893 | €2,453 | +€1,560 | +174.7% |
| Amounts receivable within one year | 40/41 | €367 | - | -€367 | |
| Other amounts receivable | 41 | €367 | - | -€367 | |
| Cash at bank and in hand | 54/58 | €1,288 | €598 | -€690 | -53.6% |
| Deferred charges and accrued income | 490/1 | - | €239 | +€239 | |
| Total equity and liabilities | 10/49 | €67,033 | €49,586 | -€17,447 | -26.0% |
| Equity | 10/15 | -€89,967 | -€114,912 | -€24,945 | -27.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€108,567 | -€133,512 | -€24,945 | -23.0% |
| Amounts payable | 17/49 | €157,000 | €164,498 | +€7,498 | +4.8% |
| Amounts payable within one year | 42/48 | €157,000 | €164,498 | +€7,498 | +4.8% |
| Trade debts | 44 | €550 | €133 | -€417 | -75.8% |
| Suppliers | 440/4 | €550 | €133 | -€417 | -75.8% |
| Taxes, remuneration and social security | 45 | €24,129 | €28,147 | +€4,018 | +16.7% |
| Taxes | 450/3 | - | €445 | +€445 | |
| Remuneration and social security | 454/9 | €24,129 | €27,702 | +€3,573 | +14.8% |
| Other amounts payable | 47/48 | €132,321 | €136,218 | +€3,897 | +2.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,830 | €21,689 | -€141 | -0.6% |
| Other operating charges | 640/8 | €610 | €453 | -€157 | -25.7% |
| Gross operating margin | 9900 | -€3,212 | -€2,754 | +€458 | +14.3% |
| Operating profit (loss) | 9901 | -€25,652 | -€24,896 | +€756 | +2.9% |
| Financial charges | 65/66B | €54 | €50 | -€4 | -7.4% |
| Recurring financial charges | 65 | €47 | €50 | +€3 | +6.4% |
| Non-recurring financial charges | 66B | €7 | - | -€7 | |
| Profit (loss) for the period before taxes | 9903 | -€25,706 | -€24,946 | +€760 | +3.0% |
| Profit (loss) for the period | 9904 | -€25,706 | -€24,946 | +€760 | +3.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€25,706 | -€24,946 | +€760 | +3.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.