FLOW TRANSFER INTERNATIONAL: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FLOW TRANSFER INTERNATIONAL
Largest movements
- Receivables within one year -€136,264
down €136,264 (-30.3%), from €450,274 to €314,010
of which Trade receivables: -€136,278
- Cash +€30,097
up €30,097 (+11.6%), from €259,939 to €290,037
mainly Receivables within one year (+€136,264) and Depreciation (+€7,015)
- Tangible fixed assets +€7,444
up €7,444 (+461%), from €1,615 to €9,059
- Trade debts -€57,896
down €57,896 (-55.9%), from €103,586 to €45,690
- Tax, wage and social debts -€37,666
down €37,666 (-70.3%), from €53,600 to €15,934
of which Taxes: -€21,775
- Profit (loss) carried forward -€7,475
down €7,475 (-1.6%), from €481,953 to €474,478
- Staff costs -€42,648
down €42,648 (-25.6%), from €166,634 to €123,986
- Gross operating margin -€20,909
down €20,909 (-13.9%), from €150,547 to €129,638
- Depreciation +€3,124
up €3,124 (+80.3%), from €3,891 to €7,015
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €743,914 | €638,402 | -€105,512 | -14.2% |
| Fixed assets | 21/28 | €19,832 | €23,436 | +€3,604 | +18.2% |
| Intangible fixed assets | 21 | €17,969 | €14,129 | -€3,840 | -21.4% |
| Tangible fixed assets | 22/27 | €1,615 | €9,059 | +€7,444 | +461% |
| Furniture and vehicles | 24 | €1,615 | €9,059 | +€7,444 | +461% |
| Financial fixed assets | 28 | €248 | €248 | = | 0.0% |
| Current assets | 29/58 | €724,081 | €614,966 | -€109,116 | -15.1% |
| Amounts receivable within one year | 40/41 | €450,274 | €314,010 | -€136,264 | -30.3% |
| Trade receivables | 40 | €450,271 | €313,993 | -€136,278 | -30.3% |
| Other amounts receivable | 41 | €3 | €17 | +€14 | +409% |
| Cash at bank and in hand | 54/58 | €259,939 | €290,037 | +€30,097 | +11.6% |
| Deferred charges and accrued income | 490/1 | €13,868 | €10,919 | -€2,949 | -21.3% |
| Total equity and liabilities | 10/49 | €743,914 | €638,402 | -€105,512 | -14.2% |
| Equity | 10/15 | €584,253 | €576,778 | -€7,475 | -1.3% |
| Contributions | 10/11 | €93,000 | €93,000 | = | 0.0% |
| Capital | 10 | €93,000 | €93,000 | = | 0.0% |
| Issued capital | 100 | €93,000 | €93,000 | = | 0.0% |
| Reserves | 13 | €9,300 | €9,300 | = | 0.0% |
| Non-distributable reserves | 130/1 | €9,300 | €9,300 | = | 0.0% |
| Legal reserve | 130 | €9,300 | €9,300 | = | 0.0% |
| Profit (loss) carried forward | 14 | €481,953 | €474,478 | -€7,475 | -1.6% |
| Amounts payable | 17/49 | €159,661 | €61,624 | -€98,037 | -61.4% |
| Amounts payable within one year | 42/48 | €157,186 | €61,624 | -€95,562 | -60.8% |
| Trade debts | 44 | €103,586 | €45,690 | -€57,896 | -55.9% |
| Suppliers | 440/4 | €103,586 | €45,690 | -€57,896 | -55.9% |
| Taxes, remuneration and social security | 45 | €53,600 | €15,934 | -€37,666 | -70.3% |
| Taxes | 450/3 | €27,986 | €6,211 | -€21,775 | -77.8% |
| Remuneration and social security | 454/9 | €25,614 | €9,723 | -€15,891 | -62.0% |
| Accrued charges and deferred income | 492/3 | €2,475 | - | -€2,475 | |
| Remuneration, social security and pensions | 62 | €166,634 | €123,986 | -€42,648 | -25.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,891 | €7,015 | +€3,124 | +80.3% |
| Other operating charges | 640/8 | €2,389 | €3,790 | +€1,401 | +58.7% |
| Gross operating margin | 9900 | €150,547 | €129,638 | -€20,909 | -13.9% |
| Operating profit (loss) | 9901 | -€22,367 | -€5,154 | +€17,213 | +77.0% |
| Financial income | 75/76B | €1 | €499 | +€498 | +49,353% |
| Recurring financial income | 75 | €1 | €499 | +€498 | +49,353% |
| Financial charges | 65/66B | €3,074 | €2,231 | -€844 | -27.4% |
| Recurring financial charges | 65 | €3,074 | €2,231 | -€844 | -27.4% |
| Profit (loss) for the period before taxes | 9903 | -€25,440 | -€6,885 | +€18,555 | +72.9% |
| Income taxes | 67/77 | €344 | €590 | +€246 | +71.3% |
| Profit (loss) for the period | 9904 | -€25,784 | -€7,475 | +€18,309 | +71.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€25,784 | -€7,475 | +€18,309 | +71.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.