FK MY CONSTRUCT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FK MY CONSTRUCT
Largest movements
- Receivables within one year +€15,830
up €15,830 (+21.5%), from €73,527 to €89,356
of which Trade receivables: +€17,003
- Cash -€4,278
down €4,278 (-100.0%), from €4,278 to €0
mainly Receivables within one year (-€15,830) and Other debts (-€13,864)
- Tangible fixed assets -€1,756
down €1,756 (-17.2%), from €10,183 to €8,428
of which Furniture and vehicles: -€1,379
- Financial fixed assets +€1,600
new in 2025: €1,600
- Stocks and contracts +€1,500
new in 2025: €1,500
- Trade debts +€33,737
up €33,737 (+546.9%), from €6,169 to €39,906
- Other debts -€13,864
down €13,864 (-100.0%), from €13,864 to €0
- Reserves -€10,000
down €10,000 (-21.1%), from €47,500 to €37,500
- Short-term financial debts +€4,390
new in 2025: €4,390
- Debts after one year -€1,322
down €1,322 (-18.5%), from €7,150 to €5,828
- Gross operating margin -€52,175
down €52,175 (-71.7%), from €72,721 to €20,545
- Staff costs -€27,032
down €27,032 (-59.1%), from €45,771 to €18,739
- Depreciation -€1,636
down €1,636 (-25.2%), from €6,493 to €4,857
- Other operating charges -€939
down €939 (-25.3%), from €3,707 to €2,767
- Financial charges +€842
up €842 (+29.5%), from €2,859 to €3,700
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €88,251 | €100,884 | +€12,633 | +14.3% |
| Fixed assets | 21/28 | €10,183 | €10,028 | -€156 | -1.5% |
| Tangible fixed assets | 22/27 | €10,183 | €8,428 | -€1,756 | -17.2% |
| Plant, machinery and equipment | 23 | €431 | €54 | -€377 | -87.5% |
| Furniture and vehicles | 24 | €9,753 | €8,374 | -€1,379 | -14.1% |
| Leasing and similar rights | 25 | - | €0 | = | |
| Financial fixed assets | 28 | - | €1,600 | +€1,600 | |
| Current assets | 29/58 | €78,067 | €90,856 | +€12,789 | +16.4% |
| Stocks and contracts in progress | 3 | - | €1,500 | +€1,500 | |
| Stocks | 30/36 | - | €1,500 | +€1,500 | |
| Amounts receivable within one year | 40/41 | €73,527 | €89,356 | +€15,830 | +21.5% |
| Trade receivables | 40 | €68,469 | €85,472 | +€17,003 | +24.8% |
| Other amounts receivable | 41 | €5,057 | €3,884 | -€1,173 | -23.2% |
| Cash at bank and in hand | 54/58 | €4,278 | €0 | -€4,278 | -100.0% |
| Deferred charges and accrued income | 490/1 | €263 | €0 | -€263 | -100.0% |
| Total equity and liabilities | 10/49 | €88,251 | €100,884 | +€12,633 | +14.3% |
| Equity | 10/15 | €53,216 | €43,022 | -€10,194 | -19.2% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €47,500 | €37,500 | -€10,000 | -21.1% |
| Distributable reserves | 133 | €47,500 | €37,500 | -€10,000 | -21.1% |
| Profit (loss) carried forward | 14 | €716 | €522 | -€194 | -27.2% |
| Amounts payable | 17/49 | €35,035 | €57,862 | +€22,828 | +65.2% |
| Amounts payable after more than one year | 17 | €7,150 | €5,828 | -€1,322 | -18.5% |
| Financial debts | 170/4 | €7,150 | €5,828 | -€1,322 | -18.5% |
| Amounts payable within one year | 42/48 | €27,884 | €52,034 | +€24,150 | +86.6% |
| Current portion of amounts payable after more than one year | 42 | €2,484 | €1,557 | -€927 | -37.3% |
| Financial debts | 43 | - | €4,390 | +€4,390 | |
| Credit institutions | 430/8 | - | €4,390 | +€4,390 | |
| Trade debts | 44 | €6,169 | €39,906 | +€33,737 | +546.9% |
| Suppliers | 440/4 | €6,169 | €39,906 | +€33,737 | +546.9% |
| Taxes, remuneration and social security | 45 | €5,368 | €6,182 | +€814 | +15.2% |
| Taxes | 450/3 | €2,032 | €2,176 | +€144 | +7.1% |
| Remuneration and social security | 454/9 | €3,336 | €4,006 | +€670 | +20.1% |
| Other amounts payable | 47/48 | €13,864 | €0 | -€13,864 | -100.0% |
| Remuneration, social security and pensions | 62 | €45,771 | €18,739 | -€27,032 | -59.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,493 | €4,857 | -€1,636 | -25.2% |
| Other operating charges | 640/8 | €3,707 | €2,767 | -€939 | -25.3% |
| Gross operating margin | 9900 | €72,721 | €20,545 | -€52,175 | -71.7% |
| Operating profit (loss) | 9901 | €16,750 | -€5,818 | -€22,568 | |
| Financial charges | 65/66B | €2,859 | €3,700 | +€842 | +29.5% |
| Recurring financial charges | 65 | €2,859 | €3,700 | +€842 | +29.5% |
| Profit (loss) for the period before taxes | 9903 | €13,891 | -€9,519 | -€23,410 | |
| Income taxes | 67/77 | €657 | €676 | +€19 | +2.9% |
| Profit (loss) for the period | 9904 | €13,235 | -€10,194 | -€23,429 | |
| Profit (loss) for the period to be appropriated | 9905 | €13,235 | -€10,194 | -€23,429 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.