FIZAINE IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FIZAINE IMMO
Largest movements
- Tangible fixed assets -€137,977
down €137,977 (-4.5%), from €3.1m to €2.9m
- Profit (loss) carried forward -€120,072
down €120,072 (-97.2%), from -€123,471 to -€243,543
- Gross operating margin +€53,418
up €53,418, from -€15,909 to €37,510
- Depreciation +€35,257
up €35,257 (+34.3%), from €102,719 to €137,977
- Other operating charges +€15,970
up €15,970 (+3,993%), from €400 to €16,370
- Financial income +€927
up €927 (+88.5%), from €1,048 to €1,975
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,152,487 | €3,013,390 | -€139,097 | -4.4% |
| Fixed assets | 21/28 | €3,064,696 | €2,926,719 | -€137,977 | -4.5% |
| Tangible fixed assets | 22/27 | €3,064,696 | €2,926,719 | -€137,977 | -4.5% |
| Land and buildings | 22 | €3,064,696 | €2,926,719 | -€137,977 | -4.5% |
| Current assets | 29/58 | €87,791 | €86,671 | -€1,120 | -1.3% |
| Amounts receivable within one year | 40/41 | €70,895 | €76,424 | +€5,529 | +7.8% |
| Other amounts receivable | 41 | €70,895 | €76,424 | +€5,529 | +7.8% |
| Cash at bank and in hand | 54/58 | €15,551 | €8,895 | -€6,656 | -42.8% |
| Deferred charges and accrued income | 490/1 | €1,345 | €1,352 | +€6 | +0.5% |
| Total equity and liabilities | 10/49 | €3,152,487 | €3,013,390 | -€139,097 | -4.4% |
| Equity | 10/15 | €3,039,529 | €2,919,457 | -€120,072 | -4.0% |
| Contributions | 10/11 | €3,163,000 | €3,163,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€123,471 | -€243,543 | -€120,072 | -97.2% |
| Amounts payable | 17/49 | €112,958 | €93,933 | -€19,024 | -16.8% |
| Amounts payable after more than one year | 17 | €77,500 | €47,500 | -€30,000 | -38.7% |
| Financial debts | 170/4 | €77,500 | €47,500 | -€30,000 | -38.7% |
| Amounts payable within one year | 42/48 | €35,458 | €30,000 | -€5,458 | -15.4% |
| Current portion of amounts payable after more than one year | 42 | €30,000 | €30,000 | = | 0.0% |
| Other amounts payable | 47/48 | €5,458 | €0 | -€5,458 | -100% |
| Accrued charges and deferred income | 492/3 | - | €16,433 | +€16,433 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €102,719 | €137,977 | +€35,257 | +34.3% |
| Other operating charges | 640/8 | €400 | €16,370 | +€15,970 | +3,993% |
| Gross operating margin | 9900 | -€15,909 | €37,510 | +€53,418 | |
| Operating profit (loss) | 9901 | -€119,028 | -€116,837 | +€2,191 | +1.8% |
| Financial income | 75/76B | €1,048 | €1,975 | +€927 | +88.5% |
| Recurring financial income | 75 | €1,048 | €1,975 | +€927 | +88.5% |
| Financial charges | 65/66B | €5,490 | €5,211 | -€280 | -5.1% |
| Recurring financial charges | 65 | €5,490 | €5,211 | -€280 | -5.1% |
| Profit (loss) for the period before taxes | 9903 | -€123,471 | -€120,072 | +€3,398 | +2.8% |
| Profit (loss) for the period | 9904 | -€123,471 | -€120,072 | +€3,398 | +2.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€123,471 | -€120,072 | +€3,398 | +2.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.