FITO LEUVEN: what changed
What changed
FITO LEUVEN
NACE 47.551, Retail sale of household furniture
filed annual accounts (NBB)
Net result for the year
€31,504
2025 · €54,579-€23,075
Equity
€3.0m
2025 · €3.0m-€5,996
Cash
€6,352
2025 · €62,083-€55,731
Balance sheet total
€3.9m
2025 · €3.9m+€2,319
Largest movements
Assets
- Cash -€55,731
down €55,731 (-89.8%), from €62,083 to €6,352
mainly Investment in fixed assets (net) (-€166,340) and Debts after one year (-€112,002)
Equity and liabilities
- Short-term financial debts +€155,000
up €155,000, from €0 to €155,000
- Debts after one year -€112,002
down €112,002 (-24.2%), from €462,107 to €350,106
- Current portion of long-term debt -€56,286
down €56,286 (-22.1%), from €254,394 to €198,107
Income statement
- Gross operating margin -€152,907
down €152,907 (-36.6%), from €417,254 to €264,347
- Depreciation -€130,027
down €130,027 (-49.4%), from €263,325 to €133,298
- Other operating charges -€44,908
down €44,908 (-59.6%), from €75,301 to €30,393
- Financial income -€16,629
down €16,629 (-96.0%), from €17,315 to €685
- Taxes +€15,532
up €15,532 (+748%), from €2,076 to €17,608
Change in the result, 2025 to 2026
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2025
€54,579
Gross operating margin
-€152,907
Staff costs
+€375
Depreciation
+€130,027
Other operating charges
+€44,908
Other operating items
-€18,425
Financial income
-€16,629
Financial charges
+€5,110
Taxes
-€15,532
Result 2026
€31,504
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2025 and 2026 balance sheets and the 2026 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€161,397
Investment
-€166,340
Financing
-€50,788
Cash 2025
€62,083
From operations (derived)
+€161,397
Net result for the year
+€31,504
Depreciation
+€133,298
Receivables within one year
-€21,753
Deferred charges and accrued income
-€3,256
Trade debts
+€10,395
Tax, wage and social debts
+€15,705
Other debts
-€4,496
Investment (derived)
-€166,340
Investment in fixed assets (net)
-€166,340
Financing
-€50,788
Debts after one year
-€112,002
Current portion of long-term debt
-€56,286
Short-term financial debts
+€155,000
Contributions, distributions and other
-€37,500
Cash 2026
€6,352
brings cash intakes cash out
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,865,384 | €3,867,704 | +€2,319 | +0.1% |
| Fixed assets | 21/28 | €2,159,784 | €2,192,826 | +€33,042 | +1.5% |
| Tangible fixed assets | 22/27 | €2,157,123 | €2,190,785 | +€33,662 | +1.6% |
| Land and buildings | 22 | €2,157,123 | €2,183,200 | +€26,077 | +1.2% |
| Plant, machinery and equipment | 23 | €0 | - | = | |
| Furniture and vehicles | 24 | - | €7,584 | +€7,584 | |
| Financial fixed assets | 28 | €2,661 | €2,042 | -€620 | -23.3% |
| Current assets | 29/58 | €1,705,600 | €1,674,878 | -€30,723 | -1.8% |
| Stocks and contracts in progress | 3 | €1,694 | €1,694 | = | 0.0% |
| Stocks | 30/36 | €1,694 | €1,694 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €1,641,823 | €1,663,576 | +€21,753 | +1.3% |
| Trade receivables | 40 | €23,174 | €2,553 | -€20,621 | -89.0% |
| Other amounts receivable | 41 | €1,618,649 | €1,661,022 | +€42,373 | +2.6% |
| Current investments | 50/53 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €62,083 | €6,352 | -€55,731 | -89.8% |
| Deferred charges and accrued income | 490/1 | - | €3,256 | +€3,256 | |
| Total equity and liabilities | 10/49 | €3,865,384 | €3,867,704 | +€2,319 | +0.1% |
| Equity | 10/15 | €2,983,004 | €2,977,008 | -€5,996 | -0.2% |
| Contributions | 10/11 | €61,500 | €61,500 | = | 0.0% |
| Capital | 10 | €61,500 | €61,500 | = | 0.0% |
| Issued capital | 100 | €61,500 | €61,500 | = | 0.0% |
| Reserves | 13 | €713,022 | €675,522 | -€37,500 | -5.3% |
| Non-distributable reserves | 130/1 | €6,197 | €6,197 | = | 0.0% |
| Legal reserve | 130 | €6,197 | €6,197 | = | 0.0% |
| Tax-exempt reserves | 132 | €37,500 | €0 | -€37,500 | -100% |
| Distributable reserves | 133 | €669,325 | €669,325 | = | 0.0% |
| Profit (loss) carried forward | 14 | €2,208,481 | €2,239,985 | +€31,504 | +1.4% |
| Amounts payable | 17/49 | €882,381 | €890,696 | +€8,315 | +0.9% |
| Amounts payable after more than one year | 17 | €462,107 | €350,106 | -€112,002 | -24.2% |
| Financial debts | 170/4 | €462,107 | €350,106 | -€112,002 | -24.2% |
| Amounts payable within one year | 42/48 | €420,273 | €540,590 | +€120,317 | +28.6% |
| Current portion of amounts payable after more than one year | 42 | €254,394 | €198,107 | -€56,286 | -22.1% |
| Financial debts | 43 | €0 | €155,000 | +€155,000 | |
| Credit institutions | 430/8 | €0 | €155,000 | +€155,000 | |
| Trade debts | 44 | €8,052 | €18,447 | +€10,395 | +129% |
| Suppliers | 440/4 | €8,052 | €18,447 | +€10,395 | +129% |
| Taxes, remuneration and social security | 45 | €3,332 | €19,037 | +€15,705 | +471% |
| Taxes | 450/3 | €3,332 | €19,037 | +€15,705 | +471% |
| Other amounts payable | 47/48 | €154,496 | €150,000 | -€4,496 | -2.9% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Non-recurring operating income | 76A | €14,712 | €134,382 | +€119,670 | +813% |
| Remuneration, social security and pensions | 62 | €556 | €180 | -€375 | -67.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €263,325 | €133,298 | -€130,027 | -49.4% |
| Other operating charges | 640/8 | €75,301 | €30,393 | -€44,908 | -59.6% |
| Non-recurring operating charges | 66A | €0 | €18,425 | +€18,425 | |
| Gross operating margin | 9900 | €417,254 | €264,347 | -€152,907 | -36.6% |
| Operating profit (loss) | 9901 | €78,073 | €82,050 | +€3,977 | +5.1% |
| Financial income | 75/76B | €17,315 | €685 | -€16,629 | -96.0% |
| Recurring financial income | 75 | €17,315 | €685 | -€16,629 | -96.0% |
| Financial charges | 65/66B | €38,733 | €33,624 | -€5,110 | -13.2% |
| Recurring financial charges | 65 | €38,733 | €33,624 | -€5,110 | -13.2% |
| Profit (loss) for the period before taxes | 9903 | €56,654 | €49,112 | -€7,543 | -13.3% |
| Income taxes | 67/77 | €2,076 | €17,608 | +€15,532 | +748% |
| Profit (loss) for the period | 9904 | €54,579 | €31,504 | -€23,075 | -42.3% |
| Profit (loss) for the period to be appropriated | 9905 | €54,579 | €31,504 | -€23,075 | -42.3% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.