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Fiscomad: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Fiscomad

BE 0435.507.630
NACE 69.201, Certified accountants and tax accountants
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€2,714
2024 · -€7,724+€10,437
Equity
€136,250
2024 · €134,286+€1,964
Cash
€36,102
2024 · €41,907-€5,805
Balance sheet total
€169,743
2024 · €174,653-€4,910

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€21,952

    up €21,952 (+311.0%), from €7,059 to €29,010

    of which Furniture and vehicles: +€19,662

  • Receivables within one year -€21,056

    down €21,056 (-16.8%), from €125,395 to €104,339

    of which Other amounts receivable: -€11,400

  • Cash -€5,805

    down €5,805 (-13.9%), from €41,907 to €36,102

    mainly Investment in fixed assets (net) (-€30,931) and Tax, wage and social debts (-€6,365)

Equity and liabilities
  • Tax, wage and social debts -€6,365

    down €6,365 (-20.5%), from €31,030 to €24,665

    of which Taxes: -€6,518

  • Reserves +€1,964

    up €1,964 (+1.7%), from €115,686 to €117,650

    of which Distributable reserves: +€1,964

Income statement
  • Gross operating margin +€18,989

    up €18,989 (+19.6%), from €97,112 to €116,100

  • Depreciation +€4,925

    up €4,925 (+121.5%), from €4,054 to €8,979

  • Staff costs +€3,214

    up €3,214 (+3.4%), from €94,736 to €97,950

  • Taxes +€2,048

    up €2,048 (+78.8%), from €2,599 to €4,647

  • Other operating charges -€1,840

    down €1,840 (-53.7%), from €3,425 to €1,585

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€7,724
Gross operating margin +€18,989
Staff costs -€3,214
Depreciation -€4,925
Other operating charges +€1,840
Financial income -€1,258
Financial charges +€1,054
Taxes -€2,048
Result 2025 €2,714

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€25,875
Investment -€30,931
Financing -€750
Cash 2024 €41,907
Net result for the year +€2,714
Depreciation +€8,979
Receivables within one year +€21,056
Trade debts -€509
Tax, wage and social debts -€6,365
Investment in fixed assets (net) -€30,931
Contributions, distributions and other -€750
Cash 2025 €36,102
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €174,653 €169,743 -€4,910 -2.8%
Fixed assets 21/28 €7,351 €29,302 +€21,952 +298.6%
Tangible fixed assets 22/27 €7,059 €29,010 +€21,952 +311.0%
Land and buildings 22 €3,159 €3,195 +€36 +1.1%
Plant, machinery and equipment 23 €0 €2,254 +€2,254
Furniture and vehicles 24 €3,900 €23,562 +€19,662 +504.2%
Financial fixed assets 28 €292 €292 = 0.0%
Current assets 29/58 €167,302 €140,441 -€26,861 -16.1%
Amounts receivable within one year 40/41 €125,395 €104,339 -€21,056 -16.8%
Trade receivables 40 €14,395 €4,739 -€9,656 -67.1%
Other amounts receivable 41 €111,000 €99,600 -€11,400 -10.3%
Cash at bank and in hand 54/58 €41,907 €36,102 -€5,805 -13.9%
Total equity and liabilities 10/49 €174,653 €169,743 -€4,910 -2.8%
Equity 10/15 €134,286 €136,250 +€1,964 +1.5%
Contributions 10/11 €18,600 €18,600 = 0.0%
Capital 10 €18,600 €18,600 = 0.0%
Issued capital 100 €18,600 €18,600 = 0.0%
Reserves 13 €115,686 €117,650 +€1,964 +1.7%
Non-distributable reserves 130/1 €1,859 €1,859 = 0.0%
Legal reserve 130 €1,859 €1,859 = 0.0%
Distributable reserves 133 €113,827 €115,791 +€1,964 +1.7%
Amounts payable 17/49 €40,367 €33,494 -€6,873 -17.0%
Amounts payable within one year 42/48 €40,367 €33,494 -€6,873 -17.0%
Trade debts 44 €9,337 €8,829 -€509 -5.4%
Suppliers 440/4 €9,337 €8,829 -€509 -5.4%
Taxes, remuneration and social security 45 €31,030 €24,665 -€6,365 -20.5%
Taxes 450/3 €20,169 €13,651 -€6,518 -32.3%
Remuneration and social security 454/9 €10,861 €11,015 +€154 +1.4%
Non-recurring operating income 76A €7,765 €1,770 -€5,995 -77.2%
Remuneration, social security and pensions 62 €94,736 €97,950 +€3,214 +3.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,054 €8,979 +€4,925 +121.5%
Other operating charges 640/8 €3,425 €1,585 -€1,840 -53.7%
Gross operating margin 9900 €97,112 €116,100 +€18,989 +19.6%
Operating profit (loss) 9901 -€5,103 €7,586 +€12,689
Financial income 75/76B €1,439 €181 -€1,258 -87.4%
Recurring financial income 75 €1,439 €181 -€1,258 -87.4%
Financial charges 65/66B €1,461 €407 -€1,054 -72.1%
Recurring financial charges 65 €1,461 €407 -€1,054 -72.1%
Profit (loss) for the period before taxes 9903 -€5,125 €7,360 +€12,485
Income taxes 67/77 €2,599 €4,647 +€2,048 +78.8%
Profit (loss) for the period 9904 -€7,724 €2,714 +€10,437
Profit (loss) for the period to be appropriated 9905 -€7,724 €2,714 +€10,437

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.