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FISCO POINT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FISCO POINT

BE 0775.263.392
NACE 69.201, Certified accountants and tax accountants
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,781
2024 · €1,146-€3,927
Equity
€7,070
2024 · €9,851-€2,781
Cash
€2,040
2024 · €4,949-€2,909
Balance sheet total
€7,170
2024 · €13,020-€5,850

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€2,941

    down €2,941 (-36.4%), from €8,071 to €5,130

    of which Trade receivables: -€1,704

  • Cash -€2,909

    down €2,909 (-58.8%), from €4,949 to €2,040

    mainly Net result for the year (-€2,781) and Tax, wage and social debts (-€2,423)

Equity and liabilities
  • Profit (loss) carried forward -€2,781

    down €2,781 (-32.1%), from €8,651 to €5,870

  • Tax, wage and social debts -€2,423

    no longer reported in 2025 (was €2,423)

  • Trade debts -€646

    down €646 (-86.6%), from €746 to €100

Income statement
  • Gross operating margin -€4,178

    down €4,178, from €1,963 to -€2,215

  • Taxes -€381

    down €381 (-86.0%), from €443 to €62

  • Purchases and services -€288

    down €288 (-1.3%), from €21,388 to €21,100

  • Financial income -€113

    no longer reported in 2025 (was €113)

    of which Financial income: -€113

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,146
Gross operating margin -€4,178
Other operating charges -€12
Financial income -€113
Financial charges -€6
Taxes +€381
Result 2025 -€2,781

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€2,909
Investment €0
Financing €0
Cash 2024 €4,949
Net result for the year -€2,781
Receivables within one year +€2,941
Trade debts -€646
Tax, wage and social debts -€2,423
Cash 2025 €2,040
Every line side by side 29 lines
Line Code 2024 2025 Change %
Total assets 20/58 €13,020 €7,170 -€5,850 -44.9%
Current assets 29/58 €13,020 €7,170 -€5,850 -44.9%
Amounts receivable within one year 40/41 €8,071 €5,130 -€2,941 -36.4%
Trade receivables 40 €4,411 €2,708 -€1,704 -38.6%
Other amounts receivable 41 €3,660 €2,423 -€1,237 -33.8%
Cash at bank and in hand 54/58 €4,949 €2,040 -€2,909 -58.8%
Total equity and liabilities 10/49 €13,020 €7,170 -€5,850 -44.9%
Equity 10/15 €9,851 €7,070 -€2,781 -28.2%
Contributions 10/11 €1,200 €1,200 = 0.0%
Profit (loss) carried forward 14 €8,651 €5,870 -€2,781 -32.1%
Amounts payable 17/49 €3,169 €100 -€3,069 -96.8%
Amounts payable within one year 42/48 €3,169 €100 -€3,069 -96.8%
Trade debts 44 €746 €100 -€646 -86.6%
Suppliers 440/4 €746 €100 -€646 -86.6%
Taxes, remuneration and social security 45 €2,423 - -€2,423
Taxes 450/3 €2,423 - -€2,423
Goods, raw materials, services and sundry goods 60/61 €21,388 €21,100 -€288 -1.3%
Other operating charges 640/8 €387 €400 +€12 +3.2%
Gross operating margin 9900 €1,963 -€2,215 -€4,178
Operating profit (loss) 9901 €1,575 -€2,615 -€4,190
Financial income 75/76B €113 - -€113
Recurring financial income 75 €113 - -€113
Non-recurring financial income 76B €113 - -€113
Financial charges 65/66B €99 €105 +€6 +5.6%
Recurring financial charges 65 €99 €105 +€6 +5.6%
Profit (loss) for the period before taxes 9903 €1,589 -€2,720 -€4,308
Income taxes 67/77 €443 €62 -€381 -86.0%
Profit (loss) for the period 9904 €1,146 -€2,781 -€3,927
Profit (loss) for the period to be appropriated 9905 €1,146 -€2,781 -€3,927

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.