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FISCADBO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FISCADBO

BE 0473.463.334
NACE 69.201, Certified accountants and tax accountants
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€1,796
2024 · -€4,363+€2,567
Equity
€69,618
2024 · €71,414-€1,796
Cash
€55,728
2024 · €68,117-€12,389
Balance sheet total
€69,618
2024 · €81,756-€12,138

Largest movements

2024 to 2025
Assets
  • Cash -€12,389

    down €12,389 (-18.2%), from €68,117 to €55,728

    mainly Tax, wage and social debts (-€10,153) and Net result for the year (-€1,796)

Equity and liabilities
  • Tax, wage and social debts -€10,153

    no longer reported in 2025 (was €10,153)

  • Profit (loss) carried forward -€1,796

    down €1,796 (-7.7%), from €23,354 to €21,558

Income statement
  • Write-downs -€3,757

    no longer reported in 2025 (was €3,757)

  • Gross operating margin -€736

    down €736, from €453 to -€284

  • Financial charges +€709

    up €709 (+210.2%), from €337 to €1,047

  • Taxes -€375

    down €375, from €75 to -€299

  • Financial income -€60

    down €60 (-39.9%), from €150 to €90

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€4,363
Gross operating margin -€736
Write-downs +€3,757
Other operating charges -€59
Financial income -€60
Financial charges -€709
Taxes +€375
Result 2025 -€1,796

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€12,387
Investment -€2
Financing €0
Cash 2024 €68,117
Net result for the year -€1,796
Receivables within one year -€249
Trade debts -€189
Tax, wage and social debts -€10,153
Current investments -€2
Cash 2025 €55,728
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €81,756 €69,618 -€12,138 -14.8%
Current assets 29/58 €81,756 €69,618 -€12,138 -14.8%
Amounts receivable within one year 40/41 €13,481 €13,730 +€249 +1.8%
Trade receivables 40 €11,128 €12,011 +€883 +7.9%
Other amounts receivable 41 €2,353 €1,719 -€633 -26.9%
Current investments 50/53 €157 €159 +€2 +1.2%
Cash at bank and in hand 54/58 €68,117 €55,728 -€12,389 -18.2%
Total equity and liabilities 10/49 €81,756 €69,618 -€12,138 -14.8%
Equity 10/15 €71,414 €69,618 -€1,796 -2.5%
Contributions 10/11 €6,200 €6,200 = 0.0%
Capital 10 €6,200 €6,200 = 0.0%
Issued capital 100 €18,600 €18,600 = 0.0%
Uncalled capital 101 €12,400 €12,400 = 0.0%
Reserves 13 €41,860 €41,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Legal reserve 130 €1,860 €1,860 = 0.0%
Distributable reserves 133 €40,000 €40,000 = 0.0%
Profit (loss) carried forward 14 €23,354 €21,558 -€1,796 -7.7%
Amounts payable 17/49 €10,342 - -€10,342
Amounts payable within one year 42/48 €10,342 - -€10,342
Trade debts 44 €189 - -€189
Suppliers 440/4 €189 - -€189
Taxes, remuneration and social security 45 €10,153 - -€10,153
Taxes 450/3 €10,153 - -€10,153
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €3,757 - -€3,757
Other operating charges 640/8 €797 €855 +€59 +7.4%
Gross operating margin 9900 €453 -€284 -€736
Operating profit (loss) 9901 -€4,101 -€1,139 +€2,961 +72.2%
Financial income 75/76B €150 €90 -€60 -39.9%
Recurring financial income 75 €150 €90 -€60 -39.9%
Financial charges 65/66B €337 €1,047 +€709 +210.2%
Recurring financial charges 65 €337 €1,047 +€709 +210.2%
Profit (loss) for the period before taxes 9903 -€4,287 -€2,095 +€2,192 +51.1%
Income taxes 67/77 €75 -€299 -€375
Profit (loss) for the period 9904 -€4,363 -€1,796 +€2,567 +58.8%
Profit (loss) for the period to be appropriated 9905 -€4,363 -€1,796 +€2,567 +58.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.