FinXperts: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FinXperts
Largest movements
- Cash -€8,113
down €8,113 (-10.3%), from €78,610 to €70,497
mainly Contributions, distributions and other (-€51,070) and Other debts (-€47,930)
- Receivables within one year +€4,219
up €4,219 (+2.3%), from €186,475 to €190,694
- Other debts -€47,930
down €47,930 (-26.8%), from €179,000 to €131,070
- Trade debts +€33,820
up €33,820 (+74.5%), from €45,382 to €79,202
- Tax, wage and social debts +€15,217
up €15,217 (+23.1%), from €65,880 to €81,097
of which Remuneration and social security: +€10,016
- Staff costs +€326,826
up €326,826 (+57.0%), from €573,344 to €900,170
- Gross operating margin +€236,338
up €236,338 (+31.4%), from €753,592 to €989,930
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €291,695 | €292,820 | +€1,125 | +0.4% |
| Fixed assets | 21/28 | €23,299 | €25,419 | +€2,120 | +9.1% |
| Tangible fixed assets | 22/27 | €23,299 | €25,419 | +€2,120 | +9.1% |
| Plant, machinery and equipment | 23 | €16,292 | €20,051 | +€3,759 | +23.1% |
| Furniture and vehicles | 24 | €7,007 | €5,368 | -€1,639 | -23.4% |
| Current assets | 29/58 | €268,396 | €267,401 | -€995 | -0.4% |
| Amounts receivable within one year | 40/41 | €186,475 | €190,694 | +€4,219 | +2.3% |
| Other amounts receivable | 41 | €186,475 | €190,694 | +€4,219 | +2.3% |
| Cash at bank and in hand | 54/58 | €78,610 | €70,497 | -€8,113 | -10.3% |
| Deferred charges and accrued income | 490/1 | €3,310 | €6,210 | +€2,900 | +87.6% |
| Total equity and liabilities | 10/49 | €291,695 | €292,820 | +€1,125 | +0.4% |
| Equity | 10/15 | €1,433 | €1,450 | +€17 | +1.2% |
| Contributions | 10/11 | €1,200 | €1,200 | = | 0.0% |
| Reserves | 13 | €233 | €250 | +€17 | +7.5% |
| Distributable reserves | 133 | €233 | €250 | +€17 | +7.5% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €290,262 | €291,369 | +€1,107 | +0.4% |
| Amounts payable within one year | 42/48 | €290,262 | €291,369 | +€1,107 | +0.4% |
| Trade debts | 44 | €45,382 | €79,202 | +€33,820 | +74.5% |
| Suppliers | 440/4 | €45,382 | €79,202 | +€33,820 | +74.5% |
| Taxes, remuneration and social security | 45 | €65,880 | €81,097 | +€15,217 | +23.1% |
| Taxes | 450/3 | €8,129 | €13,331 | +€5,202 | +64.0% |
| Remuneration and social security | 454/9 | €57,751 | €67,766 | +€10,016 | +17.3% |
| Other amounts payable | 47/48 | €179,000 | €131,070 | -€47,930 | -26.8% |
| Remuneration, social security and pensions | 62 | €573,344 | €900,170 | +€326,826 | +57.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,910 | €6,136 | +€2,226 | +56.9% |
| Other operating charges | 640/8 | €244 | €988 | +€744 | +304.9% |
| Gross operating margin | 9900 | €753,592 | €989,930 | +€236,338 | +31.4% |
| Operating profit (loss) | 9901 | €176,094 | €82,636 | -€93,458 | -53.1% |
| Financial income | 75/76B | €0 | €60 | +€60 | +31336.8% |
| Recurring financial income | 75 | €0 | €60 | +€60 | +31336.8% |
| Financial charges | 65/66B | €8,732 | €18,277 | +€9,545 | +109.3% |
| Recurring financial charges | 65 | €8,732 | €18,277 | +€9,545 | +109.3% |
| Profit (loss) for the period before taxes | 9903 | €167,362 | €64,418 | -€102,944 | -61.5% |
| Income taxes | 67/77 | €8,129 | €13,331 | +€5,202 | +64.0% |
| Profit (loss) for the period | 9904 | €159,233 | €51,087 | -€108,145 | -67.9% |
| Profit (loss) for the period to be appropriated | 9905 | €159,233 | €51,087 | -€108,145 | -67.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.