FINX: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINX
Largest movements
- Receivables after one year -€171,175
down €171,175 (-96.0%), from €178,235 to €7,060
- Receivables within one year +€42,257
up €42,257 (+122.3%), from €34,555 to €76,812
of which Trade receivables: +€52,053
- Cash -€38,575
down €38,575 (-13.5%), from €286,737 to €248,162
mainly Contributions, distributions and other (-€201,410) and Other debts (-€97,933)
- Tangible fixed assets -€19,783
down €19,783 (-32.3%), from €61,201 to €41,418
of which Furniture and vehicles: -€19,352
- Other debts -€97,933
down €97,933 (-100.0%), from €97,933 to €0
- Reserves -€80,598
down €80,598 (-18.6%), from €433,950 to €353,352
- Tax, wage and social debts -€8,419
down €8,419 (-30.9%), from €27,234 to €18,815
- Other operating charges -€10,604
down €10,604 (-90.5%), from €11,724 to €1,119
- Financial income -€3,218
down €3,218 (-39.0%), from €8,255 to €5,037
- Taxes +€2,383
up €2,383 (+7.3%), from €32,569 to €34,952
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €561,653 | €374,530 | -€187,123 | -33.3% |
| Fixed assets | 21/28 | €61,201 | €41,418 | -€19,783 | -32.3% |
| Tangible fixed assets | 22/27 | €61,201 | €41,418 | -€19,783 | -32.3% |
| Plant, machinery and equipment | 23 | €1,373 | €943 | -€431 | -31.4% |
| Furniture and vehicles | 24 | €57,025 | €37,673 | -€19,352 | -33.9% |
| Other tangible fixed assets | 26 | €2,802 | €2,802 | = | 0.0% |
| Current assets | 29/58 | €500,452 | €333,112 | -€167,340 | -33.4% |
| Amounts receivable after more than one year | 29 | €178,235 | €7,060 | -€171,175 | -96.0% |
| Other amounts receivable | 291 | €178,235 | €7,060 | -€171,175 | -96.0% |
| Amounts receivable within one year | 40/41 | €34,555 | €76,812 | +€42,257 | +122.3% |
| Trade receivables | 40 | €24,257 | €76,310 | +€52,053 | +214.6% |
| Other amounts receivable | 41 | €10,299 | €503 | -€9,796 | -95.1% |
| Cash at bank and in hand | 54/58 | €286,737 | €248,162 | -€38,575 | -13.5% |
| Deferred charges and accrued income | 490/1 | €924 | €1,077 | +€152 | +16.5% |
| Total equity and liabilities | 10/49 | €561,653 | €374,530 | -€187,123 | -33.3% |
| Equity | 10/15 | €434,950 | €354,352 | -€80,598 | -18.5% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €433,950 | €353,352 | -€80,598 | -18.6% |
| Distributable reserves | 133 | €433,950 | €353,352 | -€80,598 | -18.6% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €126,703 | €20,178 | -€106,525 | -84.1% |
| Amounts payable within one year | 42/48 | €126,703 | €20,178 | -€106,525 | -84.1% |
| Trade debts | 44 | €1,536 | €1,363 | -€173 | -11.2% |
| Suppliers | 440/4 | €1,536 | €1,363 | -€173 | -11.2% |
| Taxes, remuneration and social security | 45 | €27,234 | €18,815 | -€8,419 | -30.9% |
| Taxes | 450/3 | €27,234 | €18,815 | -€8,419 | -30.9% |
| Other amounts payable | 47/48 | €97,933 | €0 | -€97,933 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,724 | €21,967 | +€243 | +1.1% |
| Other operating charges | 640/8 | €11,724 | €1,119 | -€10,604 | -90.5% |
| Gross operating margin | 9900 | €173,174 | €173,989 | +€815 | +0.5% |
| Operating profit (loss) | 9901 | €139,726 | €150,903 | +€11,176 | +8.0% |
| Financial income | 75/76B | €8,255 | €5,037 | -€3,218 | -39.0% |
| Recurring financial income | 75 | €8,255 | €5,037 | -€3,218 | -39.0% |
| Financial charges | 65/66B | €197 | €175 | -€21 | -10.9% |
| Recurring financial charges | 65 | €197 | €175 | -€21 | -10.9% |
| Profit (loss) for the period before taxes | 9903 | €147,784 | €155,764 | +€7,980 | +5.4% |
| Income taxes | 67/77 | €32,569 | €34,952 | +€2,383 | +7.3% |
| Profit (loss) for the period | 9904 | €115,215 | €120,812 | +€5,596 | +4.9% |
| Profit (loss) for the period to be appropriated | 9905 | €115,215 | €120,812 | +€5,596 | +4.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.