FinWin: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FinWin
Largest movements
- Cash -€60,034
down €60,034 (-55.8%), from €107,629 to €47,595
mainly Investment in fixed assets (net) (-€140,751) and Net result for the year (-€37,778)
- Tangible fixed assets +€35,369
up €35,369 (+3.0%), from €1.2m to €1.2m
of which Furniture and vehicles: +€101,656
- Profit (loss) carried forward -€37,778
down €37,778 (-18.5%), from -€204,071 to -€241,849
- Turnover +€10,022
up €10,022 (+1.8%), from €555,651 to €565,673
- Depreciation +€9,033
up €9,033 (+9.4%), from €96,349 to €105,382
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,320,042 | €1,292,772 | -€27,270 | -2.1% |
| Formation expenses | 20 | €0 | - | = | |
| Fixed assets | 21/28 | €1,195,110 | €1,230,479 | +€35,369 | +3.0% |
| Tangible fixed assets | 22/27 | €1,194,576 | €1,229,945 | +€35,369 | +3.0% |
| Land and buildings | 22 | €1,074,907 | €1,008,620 | -€66,287 | -6.2% |
| Furniture and vehicles | 24 | €119,669 | €221,325 | +€101,656 | +84.9% |
| Financial fixed assets | 28 | €534 | €534 | = | 0.0% |
| Current assets | 29/58 | €124,932 | €62,293 | -€62,639 | -50.1% |
| Stocks and contracts in progress | 3 | €12,037 | €11,671 | -€366 | -3.0% |
| Stocks | 30/36 | €12,037 | €11,671 | -€366 | -3.0% |
| Amounts receivable within one year | 40/41 | €2,873 | €634 | -€2,239 | -77.9% |
| Trade receivables | 40 | €2,837 | €550 | -€2,287 | -80.6% |
| Other amounts receivable | 41 | €36 | €84 | +€48 | +133.3% |
| Cash at bank and in hand | 54/58 | €107,629 | €47,595 | -€60,034 | -55.8% |
| Deferred charges and accrued income | 490/1 | €2,393 | €2,393 | = | 0.0% |
| Total equity and liabilities | 10/49 | €1,320,042 | €1,292,772 | -€27,270 | -2.1% |
| Equity | 10/15 | €824,929 | €787,151 | -€37,778 | -4.6% |
| Contributions | 10/11 | €1,029,000 | €1,029,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€204,071 | -€241,849 | -€37,778 | -18.5% |
| Amounts payable | 17/49 | €495,113 | €505,621 | +€10,508 | +2.1% |
| Amounts payable after more than one year | 17 | €446,520 | €455,520 | +€9,000 | +2.0% |
| Other amounts payable | 178/9 | €446,520 | €455,520 | +€9,000 | +2.0% |
| Amounts payable within one year | 42/48 | €48,593 | €50,101 | +€1,508 | +3.1% |
| Trade debts | 44 | €18,134 | €20,899 | +€2,765 | +15.2% |
| Suppliers | 440/4 | €18,134 | €20,899 | +€2,765 | +15.2% |
| Taxes, remuneration and social security | 45 | €21,968 | €17,984 | -€3,984 | -18.1% |
| Taxes | 450/3 | €11,211 | €8,007 | -€3,204 | -28.6% |
| Remuneration and social security | 454/9 | €10,757 | €9,977 | -€780 | -7.3% |
| Other amounts payable | 47/48 | €8,491 | €11,218 | +€2,727 | +32.1% |
| Turnover | 70 | €555,651 | €565,673 | +€10,022 | +1.8% |
| Remuneration, social security and pensions | 62 | €176,109 | €173,524 | -€2,585 | -1.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €96,349 | €105,382 | +€9,033 | +9.4% |
| Other operating charges | 640/8 | €13,838 | €14,202 | +€364 | +2.6% |
| Gross operating margin | 9900 | €255,955 | €254,689 | -€1,266 | -0.5% |
| Operating profit (loss) | 9901 | -€30,341 | -€38,419 | -€8,078 | -26.6% |
| Financial income | 75/76B | €15 | €809 | +€794 | +5293.3% |
| Recurring financial income | 75 | €15 | €809 | +€794 | +5293.3% |
| Financial charges | 65/66B | €306 | €168 | -€138 | -45.1% |
| Recurring financial charges | 65 | €306 | €168 | -€138 | -45.1% |
| Profit (loss) for the period before taxes | 9903 | -€30,632 | -€37,778 | -€7,146 | -23.3% |
| Profit (loss) for the period | 9904 | -€30,632 | -€37,778 | -€7,146 | -23.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€30,632 | -€37,778 | -€7,146 | -23.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.