FINVEST Management: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINVEST Management
Largest movements
- Receivables within one year -€3,650
down €3,650 (-5.0%), from €72,831 to €69,181
- Tangible fixed assets -€1,300
down €1,300 (-84.3%), from €1,541 to €241
- Profit (loss) carried forward -€10,776
down €10,776 (-21.1%), from €51,128 to €40,352
- Tax, wage and social debts +€4,352
new in 2025: €4,352
of which Remuneration and social security: +€4,107
- Trade debts +€2,188
up €2,188 (+201%), from €1,089 to €3,277
- Gross operating margin -€8,498
down €8,498 (-2,573%), from -€330 to -€8,829
- Financial charges +€263
up €263 (+189%), from €139 to €402
- Taxes +€246
new in 2025: €246
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €74,410 | €70,174 | -€4,236 | -5.7% |
| Fixed assets | 21/28 | €1,541 | €241 | -€1,300 | -84.3% |
| Tangible fixed assets | 22/27 | €1,541 | €241 | -€1,300 | -84.3% |
| Furniture and vehicles | 24 | €1,541 | €241 | -€1,300 | -84.3% |
| Current assets | 29/58 | €72,869 | €69,933 | -€2,936 | -4.0% |
| Amounts receivable within one year | 40/41 | €72,831 | €69,181 | -€3,650 | -5.0% |
| Other amounts receivable | 41 | €72,831 | €69,181 | -€3,650 | -5.0% |
| Cash at bank and in hand | 54/58 | €38 | €752 | +€714 | +1,896% |
| Total equity and liabilities | 10/49 | €74,410 | €70,174 | -€4,236 | -5.7% |
| Equity | 10/15 | €59,188 | €48,412 | -€10,776 | -18.2% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €51,128 | €40,352 | -€10,776 | -21.1% |
| Amounts payable | 17/49 | €15,222 | €21,762 | +€6,540 | +43.0% |
| Amounts payable within one year | 42/48 | €15,222 | €21,762 | +€6,540 | +43.0% |
| Trade debts | 44 | €1,089 | €3,277 | +€2,188 | +201% |
| Suppliers | 440/4 | €1,089 | €3,277 | +€2,188 | +201% |
| Taxes, remuneration and social security | 45 | - | €4,352 | +€4,352 | |
| Taxes | 450/3 | - | €246 | +€246 | |
| Remuneration and social security | 454/9 | - | €4,107 | +€4,107 | |
| Other amounts payable | 47/48 | €14,133 | €14,133 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,300 | €1,300 | = | 0.0% |
| Gross operating margin | 9900 | -€330 | -€8,829 | -€8,498 | -2,573% |
| Operating profit (loss) | 9901 | -€1,630 | -€10,129 | -€8,498 | -521% |
| Financial charges | 65/66B | €139 | €402 | +€263 | +189% |
| Recurring financial charges | 65 | €139 | €402 | +€263 | +189% |
| Profit (loss) for the period before taxes | 9903 | -€1,769 | -€10,530 | -€8,761 | -495% |
| Income taxes | 67/77 | - | €246 | +€246 | |
| Profit (loss) for the period | 9904 | -€1,769 | -€10,776 | -€9,007 | -509% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,769 | -€10,776 | -€9,007 | -509% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.