FINTRIX: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINTRIX
Largest movements
- Financial fixed assets -€110,000
down €110,000 (-100%), from €110,000 to €0
- Cash +€74,744
up €74,744 (+86.6%), from €86,332 to €161,076
mainly Investment in fixed assets (net) (+€110,000) and Net result for the year (+€43,688)
- Receivables within one year +€29,179
up €29,179 (+80.4%), from €36,278 to €65,458
of which Trade receivables: +€16,286
- Tangible fixed assets -€17,583
down €17,583 (-34.9%), from €50,370 to €32,787
of which Furniture and vehicles: -€16,803
- Reserves +€43,688
up €43,688 (+25.3%), from €172,898 to €216,586
- Debts after one year -€39,187
down €39,187 (-82.1%), from €47,729 to €8,542
- Current portion of long-term debt -€19,964
down €19,964 (-66.5%), from €30,011 to €10,047
- Trade debts -€3,728
down €3,728 (-80.8%), from €4,612 to €883
- Gross operating margin +€10,576
up €10,576 (+15.4%), from €68,818 to €79,393
- Financial income +€2,482
up €2,482 (+369%), from €672 to €3,154
- Taxes +€1,578
up €1,578 (+9.4%), from €16,810 to €18,388
- Financial charges -€922
down €922 (-34.3%), from €2,689 to €1,767
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €285,594 | €264,041 | -€21,553 | -7.5% |
| Fixed assets | 21/28 | €160,370 | €32,787 | -€127,583 | -79.6% |
| Tangible fixed assets | 22/27 | €50,370 | €32,787 | -€17,583 | -34.9% |
| Plant, machinery and equipment | 23 | €2,063 | €1,555 | -€508 | -24.6% |
| Furniture and vehicles | 24 | €47,763 | €30,960 | -€16,803 | -35.2% |
| Other tangible fixed assets | 26 | €544 | €272 | -€272 | -50.0% |
| Financial fixed assets | 28 | €110,000 | €0 | -€110,000 | -100% |
| Current assets | 29/58 | €125,224 | €231,254 | +€106,030 | +84.7% |
| Amounts receivable within one year | 40/41 | €36,278 | €65,458 | +€29,179 | +80.4% |
| Trade receivables | 40 | €33,304 | €49,590 | +€16,286 | +48.9% |
| Other amounts receivable | 41 | €2,975 | €15,868 | +€12,893 | +433% |
| Cash at bank and in hand | 54/58 | €86,332 | €161,076 | +€74,744 | +86.6% |
| Deferred charges and accrued income | 490/1 | €2,614 | €4,721 | +€2,107 | +80.6% |
| Total equity and liabilities | 10/49 | €285,594 | €264,041 | -€21,553 | -7.5% |
| Equity | 10/15 | €185,298 | €228,986 | +€43,688 | +23.6% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €172,898 | €216,586 | +€43,688 | +25.3% |
| Distributable reserves | 133 | €172,898 | €216,586 | +€43,688 | +25.3% |
| Amounts payable | 17/49 | €100,296 | €35,055 | -€65,242 | -65.0% |
| Amounts payable after more than one year | 17 | €47,729 | €8,542 | -€39,187 | -82.1% |
| Financial debts | 170/4 | €47,729 | €8,542 | -€39,187 | -82.1% |
| Amounts payable within one year | 42/48 | €50,808 | €26,513 | -€24,295 | -47.8% |
| Current portion of amounts payable after more than one year | 42 | €30,011 | €10,047 | -€19,964 | -66.5% |
| Financial debts | 43 | €4,734 | €4,442 | -€292 | -6.2% |
| Credit institutions | 430/8 | €4,734 | €4,442 | -€292 | -6.2% |
| Trade debts | 44 | €4,612 | €883 | -€3,728 | -80.8% |
| Suppliers | 440/4 | €4,612 | €883 | -€3,728 | -80.8% |
| Taxes, remuneration and social security | 45 | €11,451 | €11,140 | -€311 | -2.7% |
| Taxes | 450/3 | €11,451 | €11,140 | -€311 | -2.7% |
| Accrued charges and deferred income | 492/3 | €1,759 | €0 | -€1,759 | -100% |
| Non-recurring operating income | 76A | - | €15,000 | +€15,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,483 | €17,583 | +€100 | +0.6% |
| Other operating charges | 640/8 | €1,217 | €1,121 | -€96 | -7.9% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €68,818 | €79,393 | +€10,576 | +15.4% |
| Operating profit (loss) | 9901 | €50,118 | €60,689 | +€10,571 | +21.1% |
| Financial income | 75/76B | €672 | €3,154 | +€2,482 | +369% |
| Recurring financial income | 75 | €672 | €3,154 | +€2,482 | +369% |
| Financial charges | 65/66B | €2,689 | €1,767 | -€922 | -34.3% |
| Recurring financial charges | 65 | €2,689 | €1,767 | -€922 | -34.3% |
| Profit (loss) for the period before taxes | 9903 | €48,102 | €62,076 | +€13,974 | +29.1% |
| Income taxes | 67/77 | €16,810 | €18,388 | +€1,578 | +9.4% |
| Profit (loss) for the period | 9904 | €31,292 | €43,688 | +€12,397 | +39.6% |
| Profit (loss) for the period to be appropriated | 9905 | €31,292 | €43,688 | +€12,397 | +39.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.