Fintonomy: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Fintonomy
Largest movements
- Cash +€198,200
up €198,200 (+558%), from €35,527 to €233,726
mainly Net result for the year (+€122,676) and Receivables after one year (+€103,600)
- Receivables after one year -€103,600
down €103,600 (-86.5%), from €119,800 to €16,200
- Current investments +€45,009
up €45,009 (+13.4%), from €334,892 to €379,901
- Receivables within one year -€9,895
down €9,895 (-31.9%), from €30,979 to €21,084
of which Trade receivables: -€10,065
- Reserves +€121,160
up €121,160 (+26.5%), from €457,259 to €578,419
of which Distributable reserves: +€121,160
- Financial income +€33,092
up €33,092 (+343%), from €9,642 to €42,733
- Gross operating margin +€24,913
up €24,913 (+24.0%), from €103,927 to €128,840
- Taxes +€11,069
up €11,069 (+36.7%), from €30,137 to €41,206
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €529,779 | €658,908 | +€129,129 | +24.4% |
| Fixed assets | 21/28 | €6,666 | €6,758 | +€92 | +1.4% |
| Tangible fixed assets | 22/27 | €6,666 | €6,758 | +€92 | +1.4% |
| Furniture and vehicles | 24 | €6,666 | €6,758 | +€92 | +1.4% |
| Current assets | 29/58 | €523,113 | €652,149 | +€129,037 | +24.7% |
| Amounts receivable after more than one year | 29 | €119,800 | €16,200 | -€103,600 | -86.5% |
| Other amounts receivable | 291 | €119,800 | €16,200 | -€103,600 | -86.5% |
| Amounts receivable within one year | 40/41 | €30,979 | €21,084 | -€9,895 | -31.9% |
| Trade receivables | 40 | €27,379 | €17,314 | -€10,065 | -36.8% |
| Other amounts receivable | 41 | €3,600 | €3,770 | +€170 | +4.7% |
| Current investments | 50/53 | €334,892 | €379,901 | +€45,009 | +13.4% |
| Cash at bank and in hand | 54/58 | €35,527 | €233,726 | +€198,200 | +558% |
| Deferred charges and accrued income | 490/1 | €1,915 | €1,238 | -€678 | -35.4% |
| Total equity and liabilities | 10/49 | €529,779 | €658,908 | +€129,129 | +24.4% |
| Equity | 10/15 | €477,259 | €598,419 | +€121,160 | +25.4% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €457,259 | €578,419 | +€121,160 | +26.5% |
| Non-distributable reserves | 130/1 | €2,000 | €2,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,000 | €2,000 | = | 0.0% |
| Distributable reserves | 133 | €455,259 | €576,419 | +€121,160 | +26.6% |
| Amounts payable | 17/49 | €52,520 | €60,489 | +€7,969 | +15.2% |
| Amounts payable within one year | 42/48 | €52,473 | €60,397 | +€7,925 | +15.1% |
| Trade debts | 44 | €2,649 | €2,084 | -€566 | -21.3% |
| Suppliers | 440/4 | €2,649 | €2,084 | -€566 | -21.3% |
| Taxes, remuneration and social security | 45 | €17,873 | €20,454 | +€2,580 | +14.4% |
| Taxes | 450/3 | €17,873 | €20,454 | +€2,580 | +14.4% |
| Other amounts payable | 47/48 | €31,950 | €37,860 | +€5,910 | +18.5% |
| Accrued charges and deferred income | 492/3 | €48 | €91 | +€44 | +92.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,441 | €2,568 | +€127 | +5.2% |
| Other operating charges | 640/8 | €1,700 | €1,528 | -€172 | -10.1% |
| Non-recurring operating charges | 66A | - | €606 | +€606 | |
| Gross operating margin | 9900 | €103,927 | €128,840 | +€24,913 | +24.0% |
| Operating profit (loss) | 9901 | €99,786 | €124,138 | +€24,352 | +24.4% |
| Financial income | 75/76B | €9,642 | €42,733 | +€33,092 | +343% |
| Recurring financial income | 75 | €9,642 | €42,733 | +€33,092 | +343% |
| Financial charges | 65/66B | €1,754 | €2,990 | +€1,236 | +70.4% |
| Recurring financial charges | 65 | €1,754 | €2,990 | +€1,236 | +70.4% |
| Profit (loss) for the period before taxes | 9903 | €107,674 | €163,882 | +€56,208 | +52.2% |
| Income taxes | 67/77 | €30,137 | €41,206 | +€11,069 | +36.7% |
| Profit (loss) for the period | 9904 | €77,537 | €122,676 | +€45,139 | +58.2% |
| Profit (loss) for the period to be appropriated | 9905 | €77,537 | €122,676 | +€45,139 | +58.2% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.