Finto: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Finto
Largest movements
- Receivables within one year -€488
down €488 (-2.0%), from €24,104 to €23,616
- Profit (loss) carried forward -€684
down €684 (-1.3%), from -€51,715 to -€52,399
- Other debts +€603
up €603 (+1.1%), from €56,833 to €57,436
- Trade debts -€387
down €387 (-100.0%), from €387 to €0
- Gross operating margin +€1,572
up €1,572 (+94.7%), from -€1,660 to -€88
- Financial charges +€77
up €77, from €0 to €77
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €24,106 | €23,637 | -€469 | -1.9% |
| Current assets | 29/58 | €24,106 | €23,637 | -€469 | -1.9% |
| Amounts receivable within one year | 40/41 | €24,104 | €23,616 | -€488 | -2.0% |
| Other amounts receivable | 41 | €24,104 | €23,616 | -€488 | -2.0% |
| Cash at bank and in hand | 54/58 | €2 | €21 | +€19 | +915.9% |
| Total equity and liabilities | 10/49 | €24,106 | €23,637 | -€469 | -1.9% |
| Equity | 10/15 | -€33,115 | -€33,799 | -€684 | -2.1% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€51,715 | -€52,399 | -€684 | -1.3% |
| Amounts payable | 17/49 | €57,221 | €57,436 | +€215 | +0.4% |
| Amounts payable within one year | 42/48 | €57,221 | €57,436 | +€215 | +0.4% |
| Trade debts | 44 | €387 | €0 | -€387 | -100.0% |
| Suppliers | 440/4 | €387 | €0 | -€387 | -100.0% |
| Other amounts payable | 47/48 | €56,833 | €57,436 | +€603 | +1.1% |
| Other operating charges | 640/8 | €505 | €520 | +€14 | +2.8% |
| Gross operating margin | 9900 | -€1,660 | -€88 | +€1,572 | +94.7% |
| Operating profit (loss) | 9901 | -€2,165 | -€607 | +€1,558 | +71.9% |
| Financial charges | 65/66B | €0 | €77 | +€77 | |
| Recurring financial charges | 65 | €0 | €77 | +€77 | |
| Profit (loss) for the period before taxes | 9903 | -€2,165 | -€684 | +€1,482 | +68.4% |
| Profit (loss) for the period | 9904 | -€2,165 | -€684 | +€1,482 | +68.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,165 | -€684 | +€1,482 | +68.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.