FINTHO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINTHO
Largest movements
- Cash +€29,382
up €29,382 (+219.4%), from €13,395 to €42,776
mainly Net result for the year (+€32,619) and Deferred charges and accrued income (+€1,784)
- Deferred charges and accrued income -€1,784
down €1,784 (-40.0%), from €4,460 to €2,676
- Receivables within one year +€1,210
up €1,210 (+11.8%), from €10,285 to €11,495
- Profit (loss) carried forward +€32,619
up €32,619 (+278.0%), from €11,733 to €44,352
- Other debts -€3,883
down €3,883 (-49.9%), from €7,780 to €3,897
- Tax, wage and social debts -€886
down €886 (-10.7%), from €8,316 to €7,430
- Gross operating margin +€26,204
up €26,204 (+162.6%), from €16,119 to €42,323
- Taxes +€5,571
up €5,571 (+177.9%), from €3,131 to €8,703
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €30,522 | €58,566 | +€28,044 | +91.9% |
| Formation expenses | 20 | €309 | - | -€309 | |
| Fixed assets | 21/28 | €2,074 | €1,619 | -€455 | -21.9% |
| Tangible fixed assets | 22/27 | €2,074 | €1,619 | -€455 | -21.9% |
| Plant, machinery and equipment | 23 | €2,074 | €1,619 | -€455 | -21.9% |
| Current assets | 29/58 | €28,139 | €56,947 | +€28,808 | +102.4% |
| Amounts receivable within one year | 40/41 | €10,285 | €11,495 | +€1,210 | +11.8% |
| Trade receivables | 40 | €10,285 | €11,495 | +€1,210 | +11.8% |
| Cash at bank and in hand | 54/58 | €13,395 | €42,776 | +€29,382 | +219.4% |
| Deferred charges and accrued income | 490/1 | €4,460 | €2,676 | -€1,784 | -40.0% |
| Total equity and liabilities | 10/49 | €30,522 | €58,566 | +€28,044 | +91.9% |
| Equity | 10/15 | €13,733 | €46,352 | +€32,619 | +237.5% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €11,733 | €44,352 | +€32,619 | +278.0% |
| Amounts payable | 17/49 | €16,789 | €12,214 | -€4,575 | -27.2% |
| Amounts payable within one year | 42/48 | €16,789 | €12,214 | -€4,575 | -27.2% |
| Trade debts | 44 | €693 | €886 | +€193 | +27.9% |
| Suppliers | 440/4 | €693 | €886 | +€193 | +27.9% |
| Taxes, remuneration and social security | 45 | €8,316 | €7,430 | -€886 | -10.7% |
| Taxes | 450/3 | €8,316 | €7,430 | -€886 | -10.7% |
| Other amounts payable | 47/48 | €7,780 | €3,897 | -€3,883 | -49.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €819 | €764 | -€55 | -6.7% |
| Other operating charges | 640/8 | €108 | €194 | +€85 | +78.8% |
| Gross operating margin | 9900 | €16,119 | €42,323 | +€26,204 | +162.6% |
| Operating profit (loss) | 9901 | €15,192 | €41,365 | +€26,173 | +172.3% |
| Financial charges | 65/66B | €327 | €43 | -€284 | -86.7% |
| Recurring financial charges | 65 | €327 | €43 | -€284 | -86.7% |
| Profit (loss) for the period before taxes | 9903 | €14,865 | €41,322 | +€26,457 | +178.0% |
| Income taxes | 67/77 | €3,131 | €8,703 | +€5,571 | +177.9% |
| Profit (loss) for the period | 9904 | €11,733 | €32,619 | +€20,885 | +178.0% |
| Profit (loss) for the period to be appropriated | 9905 | €11,733 | €32,619 | +€20,885 | +178.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.