FINTENSY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINTENSY
Largest movements
- Intangible fixed assets +€550,494
up €550,494 (+31.8%), from €1.7m to €2.3m
- Receivables within one year +€443,672
up €443,672 (+161%), from €276,400 to €720,073
of which Trade receivables: +€337,508
- Current investments +€194,000
new in 2025: €194,000
- Profit (loss) carried forward +€505,108
up €505,108 (+20.3%), from -€2.5m to -€2.0m
- Investment grants +€367,195
up €367,195 (+249%), from €147,760 to €514,955
- Contributions +€268,506
up €268,506 (+5.7%), from €4.7m to €5.0m
of which Contributions outside capital: +€223,900
- Debts after one year -€251,583
down €251,583 (-43.1%), from €584,305 to €332,722
of which Other amounts payable: -€191,583
- Reserves +€194,000
new in 2025: €194,000
- Gross operating margin +€826,385
up €826,385 (+72.3%), from €1.1m to €2.0m
- Depreciation +€75,903
up €75,903 (+23.1%), from €328,164 to €404,067
- Financial income +€53,529
up €53,529 (+45.7%), from €117,138 to €170,667
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,608,373 | €4,867,408 | +€1.3m | +34.9% |
| Fixed assets | 21/28 | €3,111,112 | €3,656,939 | +€545,826 | +17.5% |
| Intangible fixed assets | 21 | €1,733,660 | €2,284,154 | +€550,494 | +31.8% |
| Tangible fixed assets | 22/27 | €24,846 | €20,178 | -€4,668 | -18.8% |
| Furniture and vehicles | 24 | €24,846 | €20,178 | -€4,668 | -18.8% |
| Financial fixed assets | 28 | €1,352,607 | €1,352,607 | = | 0.0% |
| Current assets | 29/58 | €497,261 | €1,210,469 | +€713,209 | +143% |
| Amounts receivable within one year | 40/41 | €276,400 | €720,073 | +€443,672 | +161% |
| Trade receivables | 40 | €269,096 | €606,604 | +€337,508 | +125% |
| Other amounts receivable | 41 | €7,304 | €113,469 | +€106,165 | +1,453% |
| Current investments | 50/53 | - | €194,000 | +€194,000 | |
| Cash at bank and in hand | 54/58 | €195,021 | €225,564 | +€30,543 | +15.7% |
| Deferred charges and accrued income | 490/1 | €25,839 | €70,833 | +€44,994 | +174% |
| Total equity and liabilities | 10/49 | €3,608,373 | €4,867,408 | +€1.3m | +34.9% |
| Equity | 10/15 | €2,355,634 | €3,690,443 | +€1.3m | +56.7% |
| Contributions | 10/11 | €4,694,212 | €4,962,718 | +€268,506 | +5.7% |
| Capital | 10 | €2,315,396 | €2,360,002 | +€44,606 | +1.9% |
| Issued capital | 100 | €2,315,396 | €2,360,002 | +€44,606 | +1.9% |
| Contributions outside capital | 11 | €2,378,816 | €2,602,716 | +€223,900 | +9.4% |
| Share premium | 1100/10 | €2,378,816 | €2,602,716 | +€223,900 | +9.4% |
| Reserves | 13 | - | €194,000 | +€194,000 | |
| Non-distributable reserves | 130/1 | - | €194,000 | +€194,000 | |
| Reserves not available under the articles | 1311 | - | €194,000 | +€194,000 | |
| Profit (loss) carried forward | 14 | -€2,486,338 | -€1,981,230 | +€505,108 | +20.3% |
| Investment grants | 15 | €147,760 | €514,955 | +€367,195 | +249% |
| Amounts payable | 17/49 | €1,252,739 | €1,176,965 | -€75,773 | -6.0% |
| Amounts payable after more than one year | 17 | €584,305 | €332,722 | -€251,583 | -43.1% |
| Financial debts | 170/4 | €104,244 | €44,244 | -€60,000 | -57.6% |
| Other amounts payable | 178/9 | €480,061 | €288,478 | -€191,583 | -39.9% |
| Amounts payable within one year | 42/48 | €667,602 | €843,623 | +€176,021 | +26.4% |
| Trade debts | 44 | €437,506 | €620,961 | +€183,456 | +41.9% |
| Suppliers | 440/4 | €437,506 | €620,961 | +€183,456 | +41.9% |
| Taxes, remuneration and social security | 45 | €230,096 | €222,662 | -€7,435 | -3.2% |
| Taxes | 450/3 | €93,899 | €112,639 | +€18,741 | +20.0% |
| Remuneration and social security | 454/9 | €136,198 | €110,022 | -€26,176 | -19.2% |
| Accrued charges and deferred income | 492/3 | €832 | €620 | -€212 | -25.4% |
| Remuneration, social security and pensions | 62 | €856,940 | €852,963 | -€3,977 | -0.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €328,164 | €404,067 | +€75,903 | +23.1% |
| Other operating charges | 640/8 | €1,003 | €1,043 | +€41 | +4.1% |
| Non-recurring operating charges | 66A | - | €172,827 | +€172,827 | |
| Gross operating margin | 9900 | €1,142,925 | €1,969,311 | +€826,385 | +72.3% |
| Operating profit (loss) | 9901 | -€43,181 | €538,410 | +€581,591 | |
| Financial income | 75/76B | €117,138 | €170,667 | +€53,529 | +45.7% |
| Recurring financial income | 75 | €117,138 | €170,667 | +€53,529 | +45.7% |
| Financial charges | 65/66B | €3,947 | €10,551 | +€6,603 | +167% |
| Recurring financial charges | 65 | €3,947 | €10,551 | +€6,603 | +167% |
| Profit (loss) for the period before taxes | 9903 | €70,010 | €698,526 | +€628,516 | +898% |
| Income taxes | 67/77 | €1,825 | -€582 | -€2,406 | |
| Profit (loss) for the period | 9904 | €68,185 | €699,108 | +€630,922 | +925% |
| Profit (loss) for the period to be appropriated | 9905 | €68,185 | €699,108 | +€630,922 | +925% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.