FINTELL SOLUTIONS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINTELL SOLUTIONS
Largest movements
- Receivables after one year -€14,898
down €14,898 (-4.5%), from €332,837 to €317,939
- Receivables within one year +€11,890
up €11,890 (+92.8%), from €12,811 to €24,701
of which Other amounts receivable: +€8,390
- Deferred charges and accrued income -€9,334
down €9,334 (-92.0%), from €10,143 to €809
- Tangible fixed assets -€4,949
down €4,949 (-23.2%), from €21,350 to €16,400
of which Furniture and vehicles: -€4,344
- Cash +€4,722
up €4,722 (+149%), from €3,161 to €7,883
mainly Net result for the year (+€38,026) and Receivables after one year (+€14,898)
- Reserves +€38,026
up €38,026 (+15.1%), from €252,313 to €290,339
of which Distributable reserves: +€38,026
- Current portion of long-term debt -€18,669
down €18,669 (-80.6%), from €23,163 to €4,494
- Other debts -€13,000
down €13,000 (-100%), from €13,000 to €0
- Tax, wage and social debts -€9,988
down €9,988 (-18.7%), from €53,427 to €43,438
of which Taxes: -€9,998
- Debts after one year -€4,494
down €4,494 (-35.6%), from €12,617 to €8,123
- Gross operating margin -€40,702
down €40,702 (-28.8%), from €141,279 to €100,577
- Financial income +€9,734
up €9,734 (+123%), from €7,898 to €17,632
of which Non-recurring financial income: +€8,500
- Taxes -€9,190
down €9,190 (-36.1%), from €25,483 to €16,293
- Staff costs +€8,051
up €8,051 (+19.5%), from €41,203 to €49,255
- Financial charges +€3,553
up €3,553 (+75.7%), from €4,691 to €8,244
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €380,301 | €367,732 | -€12,570 | -3.3% |
| Fixed assets | 21/28 | €21,350 | €16,400 | -€4,949 | -23.2% |
| Tangible fixed assets | 22/27 | €21,350 | €16,400 | -€4,949 | -23.2% |
| Plant, machinery and equipment | 23 | €2,345 | €1,739 | -€606 | -25.8% |
| Furniture and vehicles | 24 | €19,005 | €14,661 | -€4,344 | -22.9% |
| Current assets | 29/58 | €358,952 | €351,332 | -€7,620 | -2.1% |
| Amounts receivable after more than one year | 29 | €332,837 | €317,939 | -€14,898 | -4.5% |
| Other amounts receivable | 291 | €332,837 | €317,939 | -€14,898 | -4.5% |
| Amounts receivable within one year | 40/41 | €12,811 | €24,701 | +€11,890 | +92.8% |
| Trade receivables | 40 | €11,800 | €15,300 | +€3,500 | +29.7% |
| Other amounts receivable | 41 | €1,011 | €9,401 | +€8,390 | +830% |
| Cash at bank and in hand | 54/58 | €3,161 | €7,883 | +€4,722 | +149% |
| Deferred charges and accrued income | 490/1 | €10,143 | €809 | -€9,334 | -92.0% |
| Total equity and liabilities | 10/49 | €380,301 | €367,732 | -€12,570 | -3.3% |
| Equity | 10/15 | €270,863 | €308,889 | +€38,026 | +14.0% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €252,313 | €290,339 | +€38,026 | +15.1% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €252,313 | €290,339 | +€38,026 | +15.1% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €109,438 | €58,842 | -€50,596 | -46.2% |
| Amounts payable after more than one year | 17 | €12,617 | €8,123 | -€4,494 | -35.6% |
| Financial debts | 170/4 | €12,617 | €8,123 | -€4,494 | -35.6% |
| Amounts payable within one year | 42/48 | €94,822 | €48,720 | -€46,102 | -48.6% |
| Current portion of amounts payable after more than one year | 42 | €23,163 | €4,494 | -€18,669 | -80.6% |
| Trade debts | 44 | €5,232 | €787 | -€4,444 | -84.9% |
| Suppliers | 440/4 | €5,232 | €787 | -€4,444 | -84.9% |
| Taxes, remuneration and social security | 45 | €53,427 | €43,438 | -€9,988 | -18.7% |
| Taxes | 450/3 | €44,036 | €34,038 | -€9,998 | -22.7% |
| Remuneration and social security | 454/9 | €9,391 | €9,400 | +€9 | +0.1% |
| Other amounts payable | 47/48 | €13,000 | €0 | -€13,000 | -100% |
| Accrued charges and deferred income | 492/3 | €2,000 | €2,000 | = | 0.0% |
| Remuneration, social security and pensions | 62 | €41,203 | €49,255 | +€8,051 | +19.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,854 | €4,949 | +€2,095 | +73.4% |
| Other operating charges | 640/8 | €1,692 | €1,441 | -€250 | -14.8% |
| Gross operating margin | 9900 | €141,279 | €100,577 | -€40,702 | -28.8% |
| Operating profit (loss) | 9901 | €95,530 | €44,931 | -€50,599 | -53.0% |
| Financial income | 75/76B | €7,898 | €17,632 | +€9,734 | +123% |
| Recurring financial income | 75 | €7,898 | €9,132 | +€1,234 | +15.6% |
| Non-recurring financial income | 76B | - | €8,500 | +€8,500 | |
| Financial charges | 65/66B | €4,691 | €8,244 | +€3,553 | +75.7% |
| Recurring financial charges | 65 | €4,691 | €8,244 | +€3,553 | +75.7% |
| Profit (loss) for the period before taxes | 9903 | €98,736 | €54,319 | -€44,417 | -45.0% |
| Income taxes | 67/77 | €25,483 | €16,293 | -€9,190 | -36.1% |
| Profit (loss) for the period | 9904 | €73,253 | €38,026 | -€35,227 | -48.1% |
| Profit (loss) for the period to be appropriated | 9905 | €73,253 | €38,026 | -€35,227 | -48.1% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.