FINTECH CONSULTING & RECRUITMENT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINTECH CONSULTING & RECRUITMENT
Largest movements
- Cash +€98,436
up €98,436 (+46.5%), from €211,698 to €310,134
mainly Net result for the year (+€148,398) and Other debts (+€6,138)
- Receivables within one year +€27,017
up €27,017 (+44.5%), from €60,742 to €87,759
of which Other amounts receivable: +€15,305
- Profit (loss) carried forward +€115,948
up €115,948 (+44.7%), from €259,215 to €375,162
- Other debts +€6,138
up €6,138 (+299%), from €2,052 to €8,190
- Gross operating margin +€18,096
up €18,096 (+10.4%), from €173,542 to €191,639
- Taxes +€11,691
up €11,691 (+46.1%), from €25,378 to €37,070
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €275,901 | €399,264 | +€123,363 | +44.7% |
| Fixed assets | 21/28 | €3,461 | €1,371 | -€2,090 | -60.4% |
| Tangible fixed assets | 22/27 | €3,461 | €1,371 | -€2,090 | -60.4% |
| Furniture and vehicles | 24 | €3,461 | €1,371 | -€2,090 | -60.4% |
| Current assets | 29/58 | €272,440 | €397,893 | +€125,453 | +46.0% |
| Amounts receivable within one year | 40/41 | €60,742 | €87,759 | +€27,017 | +44.5% |
| Trade receivables | 40 | €37,687 | €49,399 | +€11,712 | +31.1% |
| Other amounts receivable | 41 | €23,055 | €38,361 | +€15,305 | +66.4% |
| Cash at bank and in hand | 54/58 | €211,698 | €310,134 | +€98,436 | +46.5% |
| Total equity and liabilities | 10/49 | €275,901 | €399,264 | +€123,363 | +44.7% |
| Equity | 10/15 | €262,215 | €378,162 | +€115,948 | +44.2% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €259,215 | €375,162 | +€115,948 | +44.7% |
| Amounts payable | 17/49 | €13,686 | €21,102 | +€7,416 | +54.2% |
| Amounts payable within one year | 42/48 | €13,686 | €20,606 | +€6,919 | +50.6% |
| Trade debts | 44 | €119 | €849 | +€730 | +613% |
| Suppliers | 440/4 | €119 | €849 | +€730 | +613% |
| Taxes, remuneration and social security | 45 | €11,515 | €11,566 | +€51 | +0.4% |
| Taxes | 450/3 | €11,515 | €11,566 | +€51 | +0.4% |
| Other amounts payable | 47/48 | €2,052 | €8,190 | +€6,138 | +299% |
| Accrued charges and deferred income | 492/3 | - | €496 | +€496 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,090 | €2,090 | = | 0.0% |
| Other operating charges | 640/8 | €3,067 | €1,240 | -€1,827 | -59.6% |
| Gross operating margin | 9900 | €173,542 | €191,639 | +€18,096 | +10.4% |
| Operating profit (loss) | 9901 | €168,385 | €188,309 | +€19,924 | +11.8% |
| Financial charges | 65/66B | €3,457 | €2,841 | -€616 | -17.8% |
| Recurring financial charges | 65 | €3,457 | €2,841 | -€616 | -17.8% |
| Profit (loss) for the period before taxes | 9903 | €164,928 | €185,467 | +€20,540 | +12.5% |
| Income taxes | 67/77 | €25,378 | €37,070 | +€11,691 | +46.1% |
| Profit (loss) for the period | 9904 | €139,549 | €148,398 | +€8,848 | +6.3% |
| Profit (loss) for the period to be appropriated | 9905 | €139,549 | €148,398 | +€8,848 | +6.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.