FINTAUR: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINTAUR
Largest movements
- Cash +€62,654
up €62,654 (+131.9%), from €47,497 to €110,151
mainly Other debts (+€61,538) and Net result for the year (+€53,560)
- Tangible fixed assets -€5,329
down €5,329 (-50.8%), from €10,480 to €5,151
of which Furniture and vehicles: -€4,832
- Receivables within one year +€5,109
up €5,109 (+30.1%), from €16,948 to €22,057
of which Trade receivables: +€8,334
- Other debts +€61,538
up €61,538 (+1246.9%), from €4,935 to €66,473
- Tax, wage and social debts +€4,981
up €4,981 (+70.8%), from €7,034 to €12,015
- Current portion of long-term debt -€4,555
down €4,555 (-100.0%), from €4,555 to €0
- Trade debts +€1,564
up €1,564 (+62.3%), from €2,510 to €4,074
- Gross operating margin +€63,221
up €63,221 (+371.2%), from €17,033 to €80,254
- Taxes +€17,225
up €17,225 (+1186.0%), from €1,452 to €18,677
- Depreciation -€4,096
down €4,096 (-39.3%), from €10,413 to €6,317
- Staff costs -€849
down €849 (-56.4%), from €1,506 to €657
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €76,288 | €139,376 | +€63,088 | +82.7% |
| Fixed assets | 21/28 | €10,480 | €5,301 | -€5,179 | -49.4% |
| Tangible fixed assets | 22/27 | €10,480 | €5,151 | -€5,329 | -50.8% |
| Plant, machinery and equipment | 23 | €687 | €500 | -€187 | -27.2% |
| Furniture and vehicles | 24 | €4,832 | €0 | -€4,832 | -100.0% |
| Other tangible fixed assets | 26 | €4,961 | €4,651 | -€310 | -6.3% |
| Financial fixed assets | 28 | - | €150 | +€150 | |
| Current assets | 29/58 | €65,808 | €134,075 | +€68,267 | +103.7% |
| Stocks and contracts in progress | 3 | €300 | €300 | = | 0.0% |
| Stocks | 30/36 | €300 | €300 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €16,948 | €22,057 | +€5,109 | +30.1% |
| Trade receivables | 40 | €13,401 | €21,734 | +€8,334 | +62.2% |
| Other amounts receivable | 41 | €3,548 | €323 | -€3,225 | -90.9% |
| Cash at bank and in hand | 54/58 | €47,497 | €110,151 | +€62,654 | +131.9% |
| Deferred charges and accrued income | 490/1 | €1,063 | €1,566 | +€504 | +47.4% |
| Total equity and liabilities | 10/49 | €76,288 | €139,376 | +€63,088 | +82.7% |
| Equity | 10/15 | €57,254 | €56,814 | -€440 | -0.8% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €54,254 | €53,814 | -€440 | -0.8% |
| Distributable reserves | 133 | €54,254 | €53,814 | -€440 | -0.8% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €19,034 | €82,562 | +€63,528 | +333.8% |
| Amounts payable after more than one year | 17 | €0 | - | = | |
| Financial debts | 170/4 | €0 | - | = | |
| Amounts payable within one year | 42/48 | €19,034 | €82,562 | +€63,528 | +333.8% |
| Current portion of amounts payable after more than one year | 42 | €4,555 | €0 | -€4,555 | -100.0% |
| Trade debts | 44 | €2,510 | €4,074 | +€1,564 | +62.3% |
| Suppliers | 440/4 | €2,510 | €4,074 | +€1,564 | +62.3% |
| Taxes, remuneration and social security | 45 | €7,034 | €12,015 | +€4,981 | +70.8% |
| Taxes | 450/3 | €7,034 | €12,015 | +€4,981 | +70.8% |
| Other amounts payable | 47/48 | €4,935 | €66,473 | +€61,538 | +1246.9% |
| Non-recurring operating income | 76A | €6 | €0 | -€6 | -100.0% |
| Remuneration, social security and pensions | 62 | €1,506 | €657 | -€849 | -56.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,413 | €6,317 | -€4,096 | -39.3% |
| Other operating charges | 640/8 | €864 | €876 | +€12 | +1.4% |
| Gross operating margin | 9900 | €17,033 | €80,254 | +€63,221 | +371.2% |
| Operating profit (loss) | 9901 | €4,251 | €72,404 | +€68,153 | +1603.4% |
| Financial charges | 65/66B | €298 | €167 | -€131 | -44.0% |
| Recurring financial charges | 65 | €298 | €167 | -€131 | -44.0% |
| Profit (loss) for the period before taxes | 9903 | €3,953 | €72,237 | +€68,284 | +1727.5% |
| Income taxes | 67/77 | €1,452 | €18,677 | +€17,225 | +1186.0% |
| Profit (loss) for the period | 9904 | €2,500 | €53,560 | +€51,059 | +2042.1% |
| Profit (loss) for the period to be appropriated | 9905 | €2,500 | €53,560 | +€51,059 | +2042.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.