FINTA: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINTA
Largest movements
- Receivables within one year +€7,750
up €7,750 (+9.6%), from €80,929 to €88,679
of which Other amounts receivable: +€6,802
- Stocks and contracts +€4,684
up €4,684, from €0 to €4,684
- Tangible fixed assets -€2,576
down €2,576 (-59.8%), from €4,304 to €1,728
of which Furniture and vehicles: -€2,169
- Accrued charges and deferred income +€12,401
new in 2025: €12,401
- Trade debts +€12,237
up €12,237 (+887.1%), from €1,379 to €13,616
- Short-term financial debts -€8,903
down €8,903 (-89.6%), from €9,934 to €1,032
- Tax, wage and social debts -€6,616
down €6,616 (-87.9%), from €7,529 to €913
- Reserves +€976
up €976 (+2.1%), from €46,272 to €47,248
- Gross operating margin -€8,156
down €8,156 (-65.0%), from €12,550 to €4,394
- Other operating charges -€4,918
down €4,918 (-71.2%), from €6,905 to €1,987
- Depreciation -€1,565
down €1,565 (-75.4%), from €2,074 to €509
- Financial charges -€352
down €352 (-10.9%), from €3,239 to €2,886
- Financial income +€136
up €136 (+5.0%), from €2,712 to €2,848
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €85,234 | €95,329 | +€10,095 | +11.8% |
| Formation expenses | 20 | €0 | €0 | = | |
| Fixed assets | 21/28 | €4,304 | €1,728 | -€2,576 | -59.8% |
| Tangible fixed assets | 22/27 | €4,304 | €1,728 | -€2,576 | -59.8% |
| Plant, machinery and equipment | 23 | €0 | €0 | = | |
| Furniture and vehicles | 24 | €3,082 | €914 | -€2,169 | -70.4% |
| Other tangible fixed assets | 26 | €1,222 | €814 | -€407 | -33.3% |
| Current assets | 29/58 | €80,930 | €93,601 | +€12,671 | +15.7% |
| Stocks and contracts in progress | 3 | €0 | €4,684 | +€4,684 | |
| Stocks | 30/36 | €0 | €4,684 | +€4,684 | |
| Amounts receivable within one year | 40/41 | €80,929 | €88,679 | +€7,750 | +9.6% |
| Trade receivables | 40 | €27,290 | €28,238 | +€948 | +3.5% |
| Other amounts receivable | 41 | €53,639 | €60,441 | +€6,802 | +12.7% |
| Cash at bank and in hand | 54/58 | €1 | €7 | +€6 | +608.2% |
| Deferred charges and accrued income | 490/1 | €0 | €230 | +€230 | |
| Total equity and liabilities | 10/49 | €85,234 | €95,329 | +€10,095 | +11.8% |
| Equity | 10/15 | €66,391 | €67,367 | +€976 | +1.5% |
| Contributions | 10/11 | €8,060 | €8,060 | = | 0.0% |
| Reserves | 13 | €46,272 | €47,248 | +€976 | +2.1% |
| Distributable reserves | 133 | €46,272 | €47,248 | +€976 | +2.1% |
| Profit (loss) carried forward | 14 | €12,059 | €12,059 | = | 0.0% |
| Amounts payable | 17/49 | €18,843 | €27,961 | +€9,119 | +48.4% |
| Amounts payable within one year | 42/48 | €18,843 | €15,560 | -€3,282 | -17.4% |
| Current portion of amounts payable after more than one year | 42 | €0 | - | = | |
| Financial debts | 43 | €9,934 | €1,032 | -€8,903 | -89.6% |
| Credit institutions | 430/8 | €9,934 | €1,032 | -€8,903 | -89.6% |
| Trade debts | 44 | €1,379 | €13,616 | +€12,237 | +887.1% |
| Suppliers | 440/4 | €1,379 | €13,616 | +€12,237 | +887.1% |
| Taxes, remuneration and social security | 45 | €7,529 | €913 | -€6,616 | -87.9% |
| Taxes | 450/3 | €7,529 | €913 | -€6,616 | -87.9% |
| Accrued charges and deferred income | 492/3 | - | €12,401 | +€12,401 | |
| Turnover | 70 | €0 | - | = | |
| Goods, raw materials, services and sundry goods | 60/61 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,074 | €509 | -€1,565 | -75.4% |
| Other operating charges | 640/8 | €6,905 | €1,987 | -€4,918 | -71.2% |
| Gross operating margin | 9900 | €12,550 | €4,394 | -€8,156 | -65.0% |
| Operating profit (loss) | 9901 | €3,571 | €1,898 | -€1,673 | -46.8% |
| Financial income | 75/76B | €2,712 | €2,848 | +€136 | +5.0% |
| Recurring financial income | 75 | €2,712 | €2,848 | +€136 | +5.0% |
| Financial charges | 65/66B | €3,239 | €2,886 | -€352 | -10.9% |
| Recurring financial charges | 65 | €3,239 | €2,886 | -€352 | -10.9% |
| Profit (loss) for the period before taxes | 9903 | €3,045 | €1,860 | -€1,185 | -38.9% |
| Income taxes | 67/77 | €946 | €884 | -€62 | -6.6% |
| Profit (loss) for the period | 9904 | €2,099 | €976 | -€1,123 | -53.5% |
| Profit (loss) for the period to be appropriated | 9905 | €2,099 | €976 | -€1,123 | -53.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.