FINT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINT
Largest movements
- Receivables after one year -€271,000
down €271,000 (-33.3%), from €813,000 to €542,000
- Cash +€213,486
up €213,486 (+479%), from €44,539 to €258,026
mainly Receivables after one year (+€271,000) and Depreciation (+€16,255)
- Tangible fixed assets -€16,255
down €16,255 (-50.0%), from €32,511 to €16,255
- Other debts -€74,977
no longer reported in 2025 (was €74,977)
- Gross operating margin -€2,129
down €2,129 (-9.7%), from -€21,896 to -€24,025
- Financial income +€1,176
up €1,176 (+2.9%), from €40,659 to €41,835
- Other operating charges -€558
down €558 (-36.6%), from €1,523 to €965
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €925,949 | €852,055 | -€73,893 | -8.0% |
| Fixed assets | 21/28 | €32,511 | €16,255 | -€16,255 | -50.0% |
| Tangible fixed assets | 22/27 | €32,511 | €16,255 | -€16,255 | -50.0% |
| Furniture and vehicles | 24 | €32,511 | €16,255 | -€16,255 | -50.0% |
| Current assets | 29/58 | €893,438 | €835,800 | -€57,638 | -6.5% |
| Amounts receivable after more than one year | 29 | €813,000 | €542,000 | -€271,000 | -33.3% |
| Other amounts receivable | 291 | €813,000 | €542,000 | -€271,000 | -33.3% |
| Amounts receivable within one year | 40/41 | €35,899 | €35,774 | -€124 | -0.3% |
| Trade receivables | 40 | €2,560 | - | -€2,560 | |
| Other amounts receivable | 41 | €33,339 | €35,774 | +€2,436 | +7.3% |
| Cash at bank and in hand | 54/58 | €44,539 | €258,026 | +€213,486 | +479% |
| Total equity and liabilities | 10/49 | €925,949 | €852,055 | -€73,893 | -8.0% |
| Equity | 10/15 | €849,114 | €849,273 | +€159 | 0.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €830,514 | €830,673 | +€159 | 0.0% |
| Distributable reserves | 133 | €830,514 | €830,673 | +€159 | 0.0% |
| Amounts payable | 17/49 | €76,835 | €2,782 | -€74,052 | -96.4% |
| Amounts payable within one year | 42/48 | €76,835 | €2,782 | -€74,052 | -96.4% |
| Trade debts | 44 | €1,857 | €1,962 | +€105 | +5.7% |
| Suppliers | 440/4 | €1,857 | €1,962 | +€105 | +5.7% |
| Taxes, remuneration and social security | 45 | - | €820 | +€820 | |
| Taxes | 450/3 | - | €820 | +€820 | |
| Other amounts payable | 47/48 | €74,977 | - | -€74,977 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,255 | €16,255 | = | 0.0% |
| Other operating charges | 640/8 | €1,523 | €965 | -€558 | -36.6% |
| Gross operating margin | 9900 | -€21,896 | -€24,025 | -€2,129 | -9.7% |
| Operating profit (loss) | 9901 | -€39,675 | -€41,245 | -€1,571 | -4.0% |
| Financial income | 75/76B | €40,659 | €41,835 | +€1,176 | +2.9% |
| Recurring financial income | 75 | €40,659 | €41,835 | +€1,176 | +2.9% |
| Financial charges | 65/66B | €44 | €45 | +€2 | +3.4% |
| Recurring financial charges | 65 | €44 | €45 | +€2 | +3.4% |
| Profit (loss) for the period before taxes | 9903 | €941 | €545 | -€397 | -42.1% |
| Income taxes | 67/77 | €518 | €386 | -€132 | -25.6% |
| Profit (loss) for the period | 9904 | €423 | €159 | -€264 | -62.4% |
| Profit (loss) for the period to be appropriated | 9905 | €423 | €159 | -€264 | -62.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.