FinSolutions: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FinSolutions
Largest movements
- Cash -€18,856
down €18,856 (-29.5%), from €64,016 to €45,160
mainly Contributions, distributions and other (-€65,000) and Other debts (-€17,554)
- Tangible fixed assets -€7,012
down €7,012 (-86.1%), from €8,145 to €1,133
- Receivables within one year +€4,651
up €4,651 (+27.2%), from €17,107 to €21,758
of which Trade receivables: +€2,678
- Other debts -€17,554
down €17,554 (-23.2%), from €75,556 to €58,002
- Current portion of long-term debt -€6,530
down €6,530 (-91.6%), from €7,128 to €597
- Tax, wage and social debts +€2,135
up €2,135 (+646.6%), from €330 to €2,466
- Debts after one year -€1,194
down €1,194 (-100.0%), from €1,194 to €0
- Gross operating margin -€1,736
down €1,736 (-1.8%), from €94,601 to €92,864
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €91,851 | €70,265 | -€21,586 | -23.5% |
| Fixed assets | 21/28 | €8,145 | €1,133 | -€7,012 | -86.1% |
| Tangible fixed assets | 22/27 | €8,145 | €1,133 | -€7,012 | -86.1% |
| Leasing and similar rights | 25 | €8,145 | €1,133 | -€7,012 | -86.1% |
| Current assets | 29/58 | €83,706 | €69,132 | -€14,575 | -17.4% |
| Amounts receivable within one year | 40/41 | €17,107 | €21,758 | +€4,651 | +27.2% |
| Trade receivables | 40 | €15,489 | €18,167 | +€2,678 | +17.3% |
| Other amounts receivable | 41 | €1,618 | €3,591 | +€1,973 | +122.0% |
| Cash at bank and in hand | 54/58 | €64,016 | €45,160 | -€18,856 | -29.5% |
| Deferred charges and accrued income | 490/1 | €2,583 | €2,214 | -€369 | -14.3% |
| Total equity and liabilities | 10/49 | €91,851 | €70,265 | -€21,586 | -23.5% |
| Equity | 10/15 | €6,099 | €6,871 | +€772 | +12.7% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €1,099 | €1,871 | +€772 | +70.3% |
| Distributable reserves | 133 | €1,099 | €1,871 | +€772 | +70.3% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €85,753 | €63,394 | -€22,358 | -26.1% |
| Amounts payable after more than one year | 17 | €1,194 | €0 | -€1,194 | -100.0% |
| Financial debts | 170/4 | €1,194 | €0 | -€1,194 | -100.0% |
| Amounts payable within one year | 42/48 | €84,559 | €63,394 | -€21,164 | -25.0% |
| Current portion of amounts payable after more than one year | 42 | €7,128 | €597 | -€6,530 | -91.6% |
| Trade debts | 44 | €1,545 | €2,329 | +€785 | +50.8% |
| Suppliers | 440/4 | €1,545 | €2,329 | +€785 | +50.8% |
| Taxes, remuneration and social security | 45 | €330 | €2,466 | +€2,135 | +646.6% |
| Taxes | 450/3 | €330 | €2,466 | +€2,135 | +646.6% |
| Other amounts payable | 47/48 | €75,556 | €58,002 | -€17,554 | -23.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,012 | €7,012 | = | 0.0% |
| Other operating charges | 640/8 | €2,023 | €1,993 | -€30 | -1.5% |
| Gross operating margin | 9900 | €94,601 | €92,864 | -€1,736 | -1.8% |
| Operating profit (loss) | 9901 | €85,566 | €83,859 | -€1,707 | -2.0% |
| Financial income | 75/76B | €658 | €154 | -€504 | -76.6% |
| Recurring financial income | 75 | €658 | €154 | -€504 | -76.6% |
| Financial charges | 65/66B | €229 | €168 | -€61 | -26.6% |
| Recurring financial charges | 65 | €229 | €168 | -€61 | -26.6% |
| Profit (loss) for the period before taxes | 9903 | €85,996 | €83,845 | -€2,150 | -2.5% |
| Income taxes | 67/77 | €18,580 | €18,073 | -€506 | -2.7% |
| Profit (loss) for the period | 9904 | €67,416 | €65,772 | -€1,644 | -2.4% |
| Profit (loss) for the period to be appropriated | 9905 | €67,416 | €65,772 | -€1,644 | -2.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.