Finsiders: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Finsiders
NACE 82.990, Other business support services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€635,943
2024 · €757,302-€121,359
Equity
€550,000
2024 · €684,866-€134,866
Cash
€531,618
2024 · €491,431+€40,187
Balance sheet total
€2.6m
2024 · €2.8m-€138,945
Largest movements
Assets
- Receivables within one year -€144,418
down €144,418 (-6.7%), from €2.2m to €2.0m
of which Trade receivables: -€107,394
- Cash +€40,187
up €40,187 (+8.2%), from €491,431 to €531,618
mainly Net result for the year (+€635,943) and Short-term financial debts (+€276,744)
Equity and liabilities
- Short-term financial debts +€276,744
up €276,744 (+117.6%), from €235,245 to €511,989
- Other debts -€229,191
down €229,191 (-45.8%), from €500,000 to €270,809
- Profit (loss) carried forward -€134,866
no longer reported in 2025 (was €134,866)
- Tax, wage and social debts -€76,938
down €76,938 (-9.8%), from €785,525 to €708,587
of which Remuneration and social security: -€160,868
- Trade debts +€34,125
up €34,125 (+6.4%), from €537,166 to €571,291
Income statement
- Goods and materials +€624,617
up €624,617 (+21.1%), from €3.0m to €3.6m
- Staff costs -€327,523
down €327,523 (-6.4%), from €5.1m to €4.8m
- Services and other goods -€269,958
down €269,958 (-8.7%), from €3.1m to €2.8m
- Turnover -€144,693
down €144,693 (-1.2%), from €12.2m to €12.0m
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€757,302
Turnover
-€144,693
Other operating income
-€10,445
Goods and materials
-€624,617
Services and other goods
+€269,958
Staff costs
+€327,523
Depreciation
-€9,243
Other operating charges
-€17,903
Other operating items
+€51,311
Financial income
+€0
Financial charges
+€1,825
Taxes
+€34,925
Result 2025
€635,943
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€561,292
Investment
-€27,040
Financing
-€494,065
Cash 2024
€491,431
From operations (derived)
+€561,292
Net result for the year
+€635,943
Depreciation
+€64,908
Receivables within one year
+€144,418
Deferred charges and accrued income
-€3,154
Trade debts
+€34,125
Tax, wage and social debts
-€76,938
Other debts
-€229,191
Accrued charges and deferred income
-€8,819
Investment (derived)
-€27,040
Investment in fixed assets (net)
-€27,040
Financing
-€494,065
Short-term financial debts
+€276,744
Contributions, distributions and other
-€770,809
Cash 2025
€531,618
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,788,100 | €2,649,155 | -€138,945 | -5.0% |
| Formation expenses | 20 | €452 | €11 | -€441 | -97.5% |
| Fixed assets | 21/28 | €110,369 | €72,942 | -€37,427 | -33.9% |
| Intangible fixed assets | 21 | €14,947 | €4,230 | -€10,717 | -71.7% |
| Tangible fixed assets | 22/27 | €89,422 | €62,713 | -€26,710 | -29.9% |
| Plant, machinery and equipment | 23 | €17,552 | €11,121 | -€6,430 | -36.6% |
| Furniture and vehicles | 24 | €26,712 | €22,681 | -€4,031 | -15.1% |
| Other tangible fixed assets | 26 | €45,158 | €28,910 | -€16,248 | -36.0% |
| Financial fixed assets | 28 | €6,000 | €6,000 | = | 0.0% |
| Other financial fixed assets | 284/8 | €6,000 | €6,000 | = | 0.0% |
| Amounts receivable and cash guarantees | 285/8 | €6,000 | €6,000 | = | 0.0% |
| Current assets | 29/58 | €2,677,278 | €2,576,202 | -€101,076 | -3.8% |
| Amounts receivable within one year | 40/41 | €2,161,905 | €2,017,487 | -€144,418 | -6.7% |
| Trade receivables | 40 | €2,068,992 | €1,961,598 | -€107,394 | -5.2% |
| Other amounts receivable | 41 | €92,913 | €55,889 | -€37,024 | -39.8% |
| Cash at bank and in hand | 54/58 | €491,431 | €531,618 | +€40,187 | +8.2% |
| Deferred charges and accrued income | 490/1 | €23,942 | €27,096 | +€3,154 | +13.2% |
| Total equity and liabilities | 10/49 | €2,788,100 | €2,649,155 | -€138,945 | -5.0% |
| Equity | 10/15 | €684,866 | €550,000 | -€134,866 | -19.7% |
| Contributions | 10/11 | €500,000 | €500,000 | = | 0.0% |
| Capital | 10 | €500,000 | €500,000 | = | 0.0% |
| Issued capital | 100 | €500,000 | €500,000 | = | 0.0% |
| Reserves | 13 | €50,000 | €50,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €50,000 | €50,000 | = | 0.0% |
| Legal reserve | 130 | €50,000 | €50,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €134,866 | - | -€134,866 | |
| Amounts payable | 17/49 | €2,103,234 | €2,099,155 | -€4,079 | -0.2% |
| Amounts payable within one year | 42/48 | €2,057,937 | €2,062,676 | +€4,740 | +0.2% |
| Financial debts | 43 | €235,245 | €511,989 | +€276,744 | +117.6% |
| Credit institutions | 430/8 | €235,245 | €511,989 | +€276,744 | +117.6% |
| Trade debts | 44 | €537,166 | €571,291 | +€34,125 | +6.4% |
| Suppliers | 440/4 | €537,166 | €571,291 | +€34,125 | +6.4% |
| Taxes, remuneration and social security | 45 | €785,525 | €708,587 | -€76,938 | -9.8% |
| Taxes | 450/3 | €200,570 | €284,500 | +€83,930 | +41.8% |
| Remuneration and social security | 454/9 | €584,955 | €424,087 | -€160,868 | -27.5% |
| Other amounts payable | 47/48 | €500,000 | €270,809 | -€229,191 | -45.8% |
| Accrued charges and deferred income | 492/3 | €45,298 | €36,479 | -€8,819 | -19.5% |
| Operating income | 70/76A | €12,435,609 | €12,280,471 | -€155,138 | -1.2% |
| Turnover | 70 | €12,150,598 | €12,005,905 | -€144,693 | -1.2% |
| Other operating income | 74 | €285,011 | €274,566 | -€10,445 | -3.7% |
| Operating charges | 60/66A | €11,286,540 | €11,289,510 | +€2,971 | 0.0% |
| Goods for resale, raw materials and consumables | 60 | €2,956,710 | €3,581,327 | +€624,617 | +21.1% |
| Purchases | 600/8 | €2,956,710 | €3,581,327 | +€624,617 | +21.1% |
| Services and other goods | 61 | €3,111,308 | €2,841,350 | -€269,958 | -8.7% |
| Remuneration, social security and pensions | 62 | €5,098,551 | €4,771,028 | -€327,523 | -6.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €55,666 | €64,908 | +€9,243 | +16.6% |
| Other operating charges | 640/8 | €6,106 | €24,009 | +€17,903 | +293.2% |
| Non-recurring operating charges | 66A | €58,199 | €6,888 | -€51,311 | -88.2% |
| Operating profit (loss) | 9901 | €1,149,069 | €990,961 | -€158,109 | -13.8% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Other financial income | 752/9 | - | €0 | +€0 | |
| Financial charges | 65/66B | €7,312 | €5,488 | -€1,825 | -25.0% |
| Recurring financial charges | 65 | €7,312 | €5,488 | -€1,825 | -25.0% |
| Debt charges | 650 | €7,123 | €5,341 | -€1,782 | -25.0% |
| Other financial charges | 652/9 | €189 | €146 | -€42 | -22.5% |
| Profit (loss) for the period before taxes | 9903 | €1,141,757 | €985,473 | -€156,284 | -13.7% |
| Income taxes | 67/77 | €384,455 | €349,530 | -€34,925 | -9.1% |
| Taxes | 670/3 | €411,478 | €366,897 | -€44,581 | -10.8% |
| Tax adjustments and reversals of tax provisions | 77 | €27,023 | €17,367 | -€9,656 | -35.7% |
| Profit (loss) for the period | 9904 | €757,302 | €635,943 | -€121,359 | -16.0% |
| Profit (loss) for the period to be appropriated | 9905 | €757,302 | €635,943 | -€121,359 | -16.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.