FinNic: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FinNic
Largest movements
- Cash -€45,011
down €45,011 (-43.4%), from €103,605 to €58,594
mainly Contributions, distributions and other (-€85,000) and Other debts (-€72,167)
- Tangible fixed assets -€13,476
down €13,476 (-25.7%), from €52,467 to €38,991
of which Furniture and vehicles: -€12,833
- Other debts -€72,167
down €72,167 (-74.2%), from €97,234 to €25,067
- Profit (loss) carried forward +€24,212
up €24,212 (+204%), from €11,870 to €36,082
- Tax, wage and social debts -€10,488
down €10,488 (-33.9%), from €30,926 to €20,438
of which Taxes: -€7,536
- Gross operating margin +€38,921
up €38,921 (+32.1%), from €121,389 to €160,310
- Taxes +€9,154
up €9,154 (+41.1%), from €22,274 to €31,428
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €156,072 | €97,585 | -€58,487 | -37.5% |
| Fixed assets | 21/28 | €52,467 | €38,991 | -€13,476 | -25.7% |
| Tangible fixed assets | 22/27 | €52,467 | €38,991 | -€13,476 | -25.7% |
| Land and buildings | 22 | €139 | €93 | -€46 | -33.1% |
| Plant, machinery and equipment | 23 | €2,876 | €2,279 | -€597 | -20.8% |
| Furniture and vehicles | 24 | €49,452 | €36,619 | -€12,833 | -26.0% |
| Current assets | 29/58 | €103,605 | €58,594 | -€45,011 | -43.4% |
| Cash at bank and in hand | 54/58 | €103,605 | €58,594 | -€45,011 | -43.4% |
| Total equity and liabilities | 10/49 | €156,072 | €97,585 | -€58,487 | -37.5% |
| Equity | 10/15 | €27,270 | €51,482 | +€24,212 | +88.8% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €3,000 | €3,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €3,000 | €3,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €11,870 | €36,082 | +€24,212 | +204% |
| Amounts payable | 17/49 | €128,802 | €46,103 | -€82,699 | -64.2% |
| Amounts payable within one year | 42/48 | €128,534 | €46,103 | -€82,431 | -64.1% |
| Trade debts | 44 | €374 | €598 | +€224 | +59.9% |
| Suppliers | 440/4 | €374 | €598 | +€224 | +59.9% |
| Taxes, remuneration and social security | 45 | €30,926 | €20,438 | -€10,488 | -33.9% |
| Taxes | 450/3 | €27,974 | €20,438 | -€7,536 | -26.9% |
| Remuneration and social security | 454/9 | €2,952 | - | -€2,952 | |
| Other amounts payable | 47/48 | €97,234 | €25,067 | -€72,167 | -74.2% |
| Accrued charges and deferred income | 492/3 | €268 | - | -€268 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,166 | €15,595 | +€429 | +2.8% |
| Other operating charges | 640/8 | €1,708 | €2,063 | +€355 | +20.8% |
| Gross operating margin | 9900 | €121,389 | €160,310 | +€38,921 | +32.1% |
| Operating profit (loss) | 9901 | €104,515 | €142,652 | +€38,137 | +36.5% |
| Financial income | 75/76B | €195 | €96 | -€99 | -50.8% |
| Recurring financial income | 75 | €195 | €96 | -€99 | -50.8% |
| Financial charges | 65/66B | €1,391 | €2,108 | +€717 | +51.5% |
| Recurring financial charges | 65 | €1,391 | €2,108 | +€717 | +51.5% |
| Profit (loss) for the period before taxes | 9903 | €103,319 | €140,640 | +€37,321 | +36.1% |
| Income taxes | 67/77 | €22,274 | €31,428 | +€9,154 | +41.1% |
| Profit (loss) for the period | 9904 | €81,045 | €109,212 | +€28,167 | +34.8% |
| Profit (loss) for the period to be appropriated | 9905 | €81,045 | €109,212 | +€28,167 | +34.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.