FINLO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINLO
Largest movements
- Deferred charges and accrued income +€39,717
up €39,717 (+9.3%), from €426,731 to €466,448
- Receivables within one year -€29,897
down €29,897 (-100%), from €29,897 to €0
- Cash +€27,096
up €27,096 (+219%), from €12,359 to €39,455
mainly Net result for the year (+€36,916) and Receivables within one year (+€29,897)
- Profit (loss) carried forward +€36,916
up €36,916 (+15.2%), from -€242,998 to -€206,082
- Other operating charges +€292
up €292 (+30.4%), from €960 to €1,252
- Gross operating margin +€27
up €27 (+2.4%), from -€1,147 to -€1,120
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,323,353 | €1,360,269 | +€36,916 | +2.8% |
| Fixed assets | 21/28 | €854,366 | €854,366 | = | 0.0% |
| Financial fixed assets | 28 | €854,366 | €854,366 | = | 0.0% |
| Current assets | 29/58 | €468,987 | €505,903 | +€36,916 | +7.9% |
| Amounts receivable within one year | 40/41 | €29,897 | €0 | -€29,897 | -100% |
| Other amounts receivable | 41 | €29,897 | €0 | -€29,897 | -100% |
| Cash at bank and in hand | 54/58 | €12,359 | €39,455 | +€27,096 | +219% |
| Deferred charges and accrued income | 490/1 | €426,731 | €466,448 | +€39,717 | +9.3% |
| Total equity and liabilities | 10/49 | €1,323,353 | €1,360,269 | +€36,916 | +2.8% |
| Equity | 10/15 | €1,245,852 | €1,282,768 | +€36,916 | +3.0% |
| Contributions | 10/11 | €743,682 | €743,682 | = | 0.0% |
| Capital | 10 | €743,682 | €743,682 | = | 0.0% |
| Issued capital | 100 | €743,682 | €743,682 | = | 0.0% |
| Reserves | 13 | €745,168 | €745,168 | = | 0.0% |
| Non-distributable reserves | 130/1 | €74,368 | €74,368 | = | 0.0% |
| Legal reserve | 130 | €74,368 | €74,368 | = | 0.0% |
| Distributable reserves | 133 | €670,800 | €670,800 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€242,998 | -€206,082 | +€36,916 | +15.2% |
| Amounts payable | 17/49 | €77,501 | €77,501 | = | 0.0% |
| Amounts payable within one year | 42/48 | €77,501 | €77,501 | = | 0.0% |
| Other amounts payable | 47/48 | €77,501 | €77,501 | = | 0.0% |
| Other operating charges | 640/8 | €960 | €1,252 | +€292 | +30.4% |
| Gross operating margin | 9900 | -€1,147 | -€1,120 | +€27 | +2.4% |
| Operating profit (loss) | 9901 | -€2,107 | -€2,372 | -€265 | -12.6% |
| Financial income | 75/76B | €39,717 | €39,717 | = | 0.0% |
| Recurring financial income | 75 | €39,717 | €39,717 | = | 0.0% |
| Financial charges | 65/66B | €431 | €429 | -€2 | -0.4% |
| Recurring financial charges | 65 | €431 | €429 | -€2 | -0.4% |
| Profit (loss) for the period before taxes | 9903 | €37,179 | €36,916 | -€263 | -0.7% |
| Profit (loss) for the period | 9904 | €37,179 | €36,916 | -€263 | -0.7% |
| Profit (loss) for the period to be appropriated | 9905 | €37,179 | €36,916 | -€263 | -0.7% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.