FININFO CONSULT: what changed
FININFO CONSULT
Largest movements
- Cash -€21,754
no longer reported in 2025 (was €21,754)
mainly Net result for the year (-€18,416) and Tax, wage and social debts (-€2,281)
- Receivables within one year +€1,931
up €1,931 (+6.2%), from €31,225 to €33,156
of which Other amounts receivable: +€8,167
- Profit (loss) carried forward -€18,416
down €18,416 (-42.8%), from €43,004 to €24,589
- Tax, wage and social debts -€2,281
down €2,281 (-93.7%), from €2,435 to €154
- Gross operating margin -€41,178
down €41,178, from €23,237 to -€17,941
- Financial income -€1,225
no longer reported in 2025 (was €1,225)
- Other operating charges -€387
no longer reported in 2025 (was €387)
- Depreciation -€308
down €308 (-46.3%), from €666 to €358
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €53,497 | €33,316 | -€20,181 | -37.7% |
| Fixed assets | 21/28 | €517 | €160 | -€358 | -69.1% |
| Tangible fixed assets | 22/27 | €517 | €160 | -€358 | -69.1% |
| Furniture and vehicles | 24 | €517 | €160 | -€358 | -69.1% |
| Current assets | 29/58 | €52,979 | €33,156 | -€19,823 | -37.4% |
| Amounts receivable within one year | 40/41 | €31,225 | €33,156 | +€1,931 | +6.2% |
| Trade receivables | 40 | €6,534 | €298 | -€6,236 | -95.4% |
| Other amounts receivable | 41 | €24,691 | €32,858 | +€8,167 | +33.1% |
| Current investments | 50/53 | €0 | €0 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €21,754 | - | -€21,754 | |
| Total equity and liabilities | 10/49 | €53,497 | €33,316 | -€20,181 | -37.7% |
| Equity | 10/15 | €51,062 | €32,646 | -€18,416 | -36.1% |
| Reserves | 13 | €8,057 | €8,057 | = | 0.0% |
| Non-distributable reserves | 130/1 | €8,057 | €8,057 | = | 0.0% |
| Reserves not available under the articles | 1311 | €8,057 | €8,057 | = | 0.0% |
| Profit (loss) carried forward | 14 | €43,004 | €24,589 | -€18,416 | -42.8% |
| Amounts payable | 17/49 | €2,435 | €670 | -€1,765 | -72.5% |
| Amounts payable within one year | 42/48 | €2,435 | €670 | -€1,765 | -72.5% |
| Financial debts | 43 | - | €77 | +€77 | |
| Credit institutions | 430/8 | - | €77 | +€77 | |
| Trade debts | 44 | - | €438 | +€438 | |
| Suppliers | 440/4 | - | €438 | +€438 | |
| Taxes, remuneration and social security | 45 | €2,435 | €154 | -€2,281 | -93.7% |
| Taxes | 450/3 | €2,435 | €154 | -€2,281 | -93.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €666 | €358 | -€308 | -46.3% |
| Other operating charges | 640/8 | €387 | - | -€387 | |
| Gross operating margin | 9900 | €23,237 | -€17,941 | -€41,178 | |
| Operating profit (loss) | 9901 | €22,184 | -€18,298 | -€40,482 | |
| Financial income | 75/76B | €1,225 | - | -€1,225 | |
| Recurring financial income | 75 | €1,225 | - | -€1,225 | |
| Financial charges | 65/66B | €44 | €118 | +€74 | +170% |
| Recurring financial charges | 65 | €44 | €118 | +€74 | +170% |
| Profit (loss) for the period before taxes | 9903 | €23,365 | -€18,416 | -€41,781 | |
| Profit (loss) for the period | 9904 | €23,365 | -€18,416 | -€41,781 | |
| Profit (loss) for the period to be appropriated | 9905 | €23,365 | -€18,416 | -€41,781 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 7 November 2026 via checked.be.